The Issue Of Health Insurance Coverage Essay

President Obama signed the Affordable Care Act on March 23, 2010. This law puts in place widespread health insurance reforms that expanded out over the last 4 years and continues to change the lives of many Americans today. Health care reform has been an extensively debated topic for multiple years, and the ACA is the first effective attempt at passing a law aiming to make health care not only affordable, but accessible for all individuals. The law impacts many Americans including, children, employers, government programs which includes federal and state, health plans and private insurers, health care coverage, health care cost, and the quality of care received. The main goal of the law is to expand health care coverage, broaden Medicaid eligibility, minimize and regulate health care cost, and improve the health care delivery system. In order to improve the health care delivery there have been new consumer protections established and an increase access to affordable care.

In America, the number of uninsured rises every year and no solution to the problem has

Health insurance comes as second nature to many of us. We grab that blue and white card and put it in our wallet and forget about it until we are sick or injured. When this happens, there it is, cushioning our fall like the extra padding it provided to cushion our wallets. This is not the case with everyone, however. Many Americans have no cushion to fall back on, no blue and white card to show the emergency room when they have an unexpected health concern. No HMO with a convenient co-pay amount when their son or daughter develops an ear infection.

The United States (U.S.) has a multitude of options for health care coverage. People have the option for private or public coverage. One example of public coverage is Medicaid and an example of private coverage is Blue Cross and Blue Shield (HCSC, 2015). There are many differences between each health care option, the biggest difference is the price you are paying. This paper will discuss the differences between private and public health insurances as well as the cost for each.

It is estimated that the ACA will provide new services to 64 million Americans, providing health care coverage to 32 million previously uninsured. In addition to providing new health insurance coverage, the ACA implemented several components that can expand access to health care. One policy

Obama realizes that a strong nation needed the good health of all people. As a result, President Obama brings the Obamacare health insurance into the marketplaces to reduce the health care costs and to get access to health insurances easier as well. Under the Obamacare, there are no people to be denied coverage for

Goal The Affordable Care Act had the goal of the potentially increasing access to coverage for millions of Americans by implementation of market reforms. As well as the establishing new health insurance exchanges; and expanding the Medicaid eligibility for low-income adults (Keith & Lucia, 2014)

The main goal behind the ACA was to provide access to affordable, quality health care by having a high-quality health insurance (Health Care Reform, 2015). There are over 319 million American in the U.S. and around 30 million of those are uninsured and underinsured. This was to be accomplished through

This article discusses the progress of the ACA as it enters its sixth year. Jost begins the article by first discussing the success of the act, which include a historical drop in the number uninsured, high levels of satisfaction and a slower growth in health care costs compared to previous years. The paper further discusses how the ACA will roll out in the 2016 year. Individuals and large companies will be taxed for failing to gain and provide access to adequate health insurance. One great idea that Jost poses to increase affordability and access of health care was to make the Marketplace more transparent so that individuals can have a better grasp of provider and drug coverage before they apply. Under the ACA there was also a great push to expand Medicare and Medicaid programs through increasing access and coverage. Although this part of the ACA seemed like a great idea as it provided coverage to more individuals, I wonder how this program and the ACA in general will pan out after the election. The ACA will likely see some changes in the near future. Republican proposals to replace the ACA, which I feel are scarce to being with, might remove the community rating, which will reduce the number of people insured, although ultimately leading to a decrease health care expenditure. On the other hand, Democrats will likely expand the ACA and may also offer additional funding for the program with additional

The Affordable Care Act (ACA) extended healthcare coverage to millions of formerly uninsured individuals by expanding eligibility of Medicaid and the formation of Health Insurance Marketplaces. The ACA also included reforms to assist individuals sustain coverage and have the availability of affordable and accessible private healthcare insurance. Analysis from 2014 and early 2015 and have shown significant increases in public and private healthcare insurance coverage and have attributed the remarkable decreases of the rates of uninsured individuals from marketplace.gov and health insurance exchanges from the first year the ACA had healthcare coverage available.

Affordable Care Act also known as Obamacare, is a new reform that was signed by President Obama in March 2010 and major provisions went into effect in January 1st, 2014. Obama’s goal with the ACA was that “the core principle that everybody should have some basic security when it comes to their healthcare.” The ACA’s goal is to extend insurance to more than 30 million American people, by expanding Medicaid and providing federal subsidies to help lower- and middle-income buy private coverages. Another reform that is similar to the ACA is a Single Payer System that is trying to be pushed to fix the problems of the ACA such as eliminating commercial insurance.

One of the major platforms for Barack Obama when he first ran for president in 2008 was healthcare reform. Obama’s approach for fixing the healthcare system was to provide universal coverage by expanding the system that had been in place of using both private and public group insurance, while adding consumer protections and income-based subsidies (Collins, S., Nicholson, J., Rustgi, S., & Davis, K., 2008). Obama believed that expanding coverage at an affordable cost, which included increasing eligibility to government programs such as Medicaid, would make things better for everyone.

U.S. health care reform is currently one of the most heavily discussed topics in health discourse and politics. After former President Clinton’s failed attempt at health care reform in the mid-1990s, the Bush administration showed no serious efforts at achieving universal health coverage for the millions of uninsured Americans. With Barack Obama as the current U.S. President, health care reform is once again a top priority. President Obama has made a promise to “provide affordable, comprehensive, and portable health coverage for all Americans…” by the end of his first term (Barackobama.com). The heated debate between the two major political parties over health care reform revolves around how to pay for it and more importantly, whether it

The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.

Currently, the issue of health insurance has been a bone of contention for the public regarding whether the United States government should provide this health plan or not. People often possess different perspectives and refer to pros and cons on both sides of the spectrum. While some believes a universal healthcare system will set a foundation for a lower quality of service, increasing governmental finance deficit, and higher taxes, others do not hold the same thought. A universal healthcare system brings enormous advantages rather than disadvantages, such as all-inclusive population coverage, convenient accessibility, low time cost, and affordable medical cost, all of which not only provide minimum insurance to the disadvantaged but also improve the efficiency of medical resources distribution.