The Legality, Morality, and Social Responsibility of the Affordable Care Act and Florida Blue.

Health care has been a controversial topic of discussion for all Americans since it was put in effect many years ago. Currently the biggest debate of Healthcare up to date is Obama’s Patient Protection and Affordable Care Act, also known as Obamacare, is a Health care Reform that is a governmental attempt to make basic health care easily obtainable. However, there are no benefits without cost in situations like this, and upon that are different viewpoints on the subject thus creating political debates discussing if it is ethically correct. The overall goal that Obamacare hopes to accomplish is that through specific changes through insurance companies, industry standards, and patient guarantees a healthier America will be produced. Obamacare has its ups and downs for both the generally agreeing democratic viewpoints and the opposing republican side. Both viewpoints have their own beliefs about how Health care works and Obamacare is somewhat in between on this. Most arguments on Obamacare deal with Medicaid being constitutional and if Obamacare truly reduces the total cost of health care for individuals and in the government.

The Affordable Care Act (ACA) has been a topic of dispute since its introduction and continues to be discussed by politicians in the U.S. and throughout the world even after its passage. The Act has many opponents and is the cause of much controversy nationwide, primarily because it introduces higher healthcare costs for the richest citizens. Nevertheless, the ACA is an important stage in the American healthcare development process as it not only allows more people to receive healthcare services, but will also reduce the deficit. However, not everyone agrees. The policy is controversial in terms of cost vs. benefits, but the benefits ultimately outweigh the costs.

The Patient Protection and Affordable Care Act (a.k.a. Obamacare) was signed into law by President Barack Obama on March 23, 2010. While the act is directed at addressing one of the country's most pressing problems, it generated much controversy as a consequence of the ethical dilemmas that it brings on. The act provides individuals with a wider range of choices and control over their health coverage. It provides a series of benefits such as people getting lower costs on coverage, several important health benefits being covered in the Marketplace, more help in local areas, and pre-existing conditions being covered. However, it also involves a legislation claiming that most people have to have health coverage by 2014, with those who do not have it having to pay a fee.

The Affordable Care Act has made many positive changes for uninsured and underinsured citizens. With the addition of a program called Health Insurance Marketplace, it is now possible for uninsured people in every state to purchase private insurance plans, those making under 400% or less of the Federal Poverty Level will be able to have tax credits making insurance more affordable (Lathrop & Hodnicki, 2014). Insurance companies are no longer allowed to cancel a policy or raise rates when a client gets sick. Insurance companies cannot refuse coverage to individuals with preexisting conditions such as cancer (“Quality Improvement,” 2015). Insurance companies now must cover preventive care and screenings allowing diseases like cancer to be caught early (“Quality Improvement,” 2015). Research has shown that through health screenings

The Patient Protection and Affordable Care Act of 2010 is the first major healthcare act passed since the 1967's Medicare and Medicade act. Obamacare is the name given by critics, because of the power that is given to the federal government to regulate healthcare prices. The reason given that this act was passed is that it willl save billions of federal dollars each year. Many people against the act believe it should be repealed ,and the reason for this is, because it gives away healthcare to people who don't pay for it. The act also takes away from seniors who really need the medi,cade benefits, and also makes doctors increase how much people pay them. The Patient Protection and Affordable

One of the states that have not participated in the Medicaid expansion is Florida. States that are opting out in the Medicaid expansion can leave several citizens uninsured and their health will be at risk. Currently, since the America’s Supreme Court has given the states more flexibility relating to the Affordable Care Act, some states are opting out of the Medicaid expansion plan that is intended to give low-income citizens in the state dependable healthcare. To reasons the state of Florida opting out the Medicaid expansion, the governor of Florida stated, that Floridians are more interested in economic growth and employment, better quality of education for their children, and that they keep the cost of their living low. Florida State is

In today’s day and age, American households can all agree that health insurance is not a luxury, but a necessity. Without it, costs of emergency room visits and prescription medicines can be financially devastating. However, in the past many families and individuals have taken the risk of not being insured due to the high cost of the insurance itself. To attempt to reform this unfair system, the Obama administration signed into law the Patient Protection and Affordable Care Act in 2010. The law, coined “Obamacare,” has received much opposition due to its expansion government programs and increase in spending. It brings to question how much the government should be involved in an area that for the majority of America’s history, has been

The Affordable Care Act otherwise known as Obamacare or the Patient Protection and Affordable Care Act (PPACA) was signed into law in March 2010 and it has not been without its share of problems, debates and controversies. One of the main points of the debates and controversies with the PPACA has been the legality of the individual mandate. The individual mandate “requires that most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty” . The whole purpose of creating PPACA was to “achieve near-universal coverage and to do so through shared responsibility among government, individuals, and employers” and to be able to “improve the fairness, quality, and affordability of health insurance coverage” also to be able to “improve health-care value, quality, and efficiency while reducing wasteful spending and making the health-care system more accountable to a diverse patient population” .Those were the top three goals that were the foundation when drawing up the policies for The Affordable Care Act to develop what was hoped to be universal healthcare system for the citizens of the United States. While The Affordable Care Act does have its benefits, such as it would cover pre-existing conditions where most private insurances do not do, more people have the ability to get what they call affordable medical insurance, costs of prescriptions are lower and it even offers tax credits for those that purchase the insurance but it also

Questions are constantly circulating around the new Affordable Care Act. Many do not know what it does and the government is trying to make it out to be a big savior to the medical field for doctors and patients alike. The Affordable Care Act has also been given the name Obamacare because of its ties to the President. He believes that increasing the amount of people on insurances of any kind that meets his “standards” will help health care become more available and more profitable. Unfortunately, these claims are not true as Obamacare is clearly going to negatively impact health care in all aspects. The problems start for patients who get on government healthcare programs, such as Medicaid, with the fact that the treatment plans are extremely

There have been a few proposed changes to Medicaid Expansion in Florida and other states. These proposed changes have included 1915 and 1115 waivers, including long-term care programs. Florida has an uninsured rate of 20 percent (Rose, 2015). This represents a great need for insurance coverage expansion and cost savings in Florida. Previous proposed changes have been successful in some aspects, but do not answer all of these elements.

Blumenthal, D., & Collins, S. (2014, July 17). Health Care Coverage under the Affordable Care Act — a progress report. The New England Journal of Medicine, 275-281. http://dx.doi.org/10.1056/NEJMhpr1405667

Florida has historically had one of the highest uninsured rates in the country (Born 2017). Despite the fact that Florida has not expanded its Medicaid program, Floridians have gained insurance coverage at greater rates than many other states. One estimate is that prior to the enactment of the ACA, approximately 21% of Florida residents lacked health insurance, and this has dropped to 13% after the ACA took effect. (Williams, 2016). Other estimates have suggested a smaller decrease of 20% to 15% (Born, 2017). Florida experienced the highest enrollment in ACA plans of any state with 1.5 million enrollees in 2016 (Williams, 2016). Increased health insurance coverage appears to have translated to increased access to medical care. Shortly

Take, for example, the case of a 31-year-old woman in Arlington, Virginia. Prior to ObamaCare, she could purchase a plan from Blue Cross for $96 a month with a $2,500 deductible and a $5,000 annual out-of-pocket maximum. The cheapest Obamacare “bronze” plan that same 31-year-old can buy in Virginia costs $160 per month, with a $6,000 deductible and a $6,000 annual out-of-pocket

The Patient Protection and Affordable Care Act (a.k.a. Obamacare) was signed into law on March 23, 2010, and generated much controversy as a regard of the effects that people believed it was going to have on the U.S. The media world has gotten actively involved in discussing the act and while some support its principal ideas, others lobby with regard to how it is going to seriously destabilize the health care system. From an act meant to guarantee that more people in the U.S. have access to health care, the Obamacare act has grown into a topic that created a series of disputes and that even emphasized a Republican attempt to shut down the Government in order to block the act.

On March 23, 2010 the Patient Protection and Affordable Care Act was signed by President Obama, raising the question for many of whether this new law was going to be more helpful or hurtful. With universal healthcare, healthcare coverage would be increased tremendously, costs would be reduced, jobs would be created, and consumers would be protected. Conversely, it will also raise taxes and wait times, lead to a smaller number of doctors, and infringe on some employers’ 1st amendment rights. Presenting both arguments for and against the Patient Protection and Affordable Care Act allows one to draw a conclusion on whether the new program will benefit or hinder the citizens of the United States.