The Most Problematic Social and Economic Problem in Today’s Society

Identity theft is a major concern today in our country, millions of a person’s identity have been compromised for many of years. Identity theft occurs when someone uses another person’s personal information such as name, Social Security number, driver’s license number, credit card number, or other identifying information to take on that person’s identity in order to commit fraud or other crimes. Stealing an identity is, unfortunately, surprisingly easy to do and happens when you least expect it. Just by opening your mail, something that has personal information on it, throwing it in the trash. Therefore, a person can go through your trash and take all that information and use it against you to take on a new identity.

There is a thief that lurks around us everyday; this thief can attack in brad day light or in the darkest hour, and just about anywhere you may find yourself. This thief has the power to act in your name, make unlimited purchases, open up credit accounts and ruin your good name and credit all in the matter of seconds; if you are vulnerable enough, you might become his next victim. In many cases all he needs is your name and a social security number, and he has enough information to make you his next victim; if you don’t believe me then ask the millions of Americans that became victim’s, or just ask me. The thief that I am talking about is identity theft. Identity theft is a

In 2014, there were an estimated 2.3 million cases, a twenty-two percent increase from the previous year (Andrews, 2016). According to the Federal Trade Commission, identity theft complaints have also increased by more than 47 percent since 2014 and it was the second most reported crime after illegal debt collection. (“FTC Releases Annual Summary of Consumer Complaints Debt Collection, Identity Theft, and Imposter Scams Remain Top Categories of Complaints Received by FTC in 2015”, 2016) “The 2017 Identity Fraud Study, released by Javelin Strategy & Research, found that $16 billion was stolen from 15.4 million U.S. consumers in 2016, compared with $15.3 billion and 13.1 million victims in 2015. In the past six years identity thieves have stolen over $107 billion.” (“Identity Theft and Cybercrime”,

Have you ever received a credit card bill at the end of the month with a ridiculous amount of money needed to be paid that you never spent? This is because of identity theft. The FTC estimates that each year, over 9 million people are affected by identity theft. According to Sally Driscoll, this is because almost anyone with a computer and a slight bit of computer knowledge can pull off identity theft. Experts also claim that identity theft is the fastest-growing crime in the world. Identity theft is a global problem that cannot be stopped without effective measures. The problem is, effective measures are very hard to come by when dealing with identity theft because almost any security protocol can be by-passed.

What is the role of the individual in helping to solve some of the problems we face in our society today? What are some of the problems we face in our society today? In today’s society we are currently facing ten major issues according to toptenz.net and should these problems be considered as individual or social responsibilities? “Now that we are well into the new Millennium society has begun to recognize serious concerns with issues that kids have to deal with today. Some issues have always been there but are now coming to the eyes of the public to find solutions. Other issues are new trends as society begins to adapt to a faster pace of life (Standberry).” Here are some of the issues facing our youth today: single parent households, drug/alcohol abuse, growing up to fast, and violence in schools, materialism, obesity, education disparity, shifting economy, and loss of national pride. So how do we fix just one of these problems, do we come together for a common purpose or do we stand alone and try to make a difference.

America faces a plethora of problems and issues on a daily basis. Let's face it, though many view us as superior to all other countries, we, as a nation, are far from a utopia. Because of our supremacy and power, we probably deal with more issues than any other country in the world. But, judging the importance of these issues is simply a matter of opinion. One can argue valid points for multiple issues as being the most important of all. In my opinion, third world immigration and the affects it has on America is the most important problem we face. Third world immigration into the United States of America has boosted poverty levels, put millions of Americans out of work, contributed to over 25 percent of the federal prison

            Identity theft is an issue faced on a daily basis for those that are living in our wonderful state of California. For some it is common knowledge to protect your identity but for those that are not familiar with the practices of these common crooks, will cost a lifetime of savings and irreparable damage to ones credit and finances. According to the California Office of Privacy Protection, “there were more than 11 million victims of Identity Theft in the

Identity theft is a significant problem to both citizens and financial institutions. The FTC estimates that over 27.3 million Americans have been the victims of identity theft in the past five years. The

“Most people are other people. Their thoughts are someone else’s opinions, their lives a mimicry, their passions a quotation” (Oscar Wilde). This quote illustrates how in our world, a person’s identity can be easily changed. Many Americans are effected by this problem today. Citizens, criminals, and the government all play a role in this process. However, many disagree as to whether identity theft should be allowed in our country. Based on the history of identity theft and relationships between American citizens, the government, and this issue, identity theft should be abolished in America.

In American society, there a fast growing white-collar crime that is becoming more and more popular among criminals. This white collar crime is call identity theft. Thousands of people have their identities stolen every year. Identity theft happen when criminals get a hold and use other people persona information such as credit card numbers, bank accounts numbers, insurance information and social security number to purchase good and other services fraudulently. More than 9 million American are victimizes by identity theft each year. With this number being so high it is evident that identity theft is one of the fast- growing crimes to hit the United State. Three reason why identify theft if being such a fast- growing crime in the United State is because more people credit card information is being stolen, more people are shopping online and more medical information is being stolen.

In response to the question “What do you consider to be the single most important societal problem and why?” It’s simple. With all the chaos our world today, these issues could be resolved with the use of communication. Communication is where most issues begin.

Identity theft is the fastest growing fraud crime in America (Finklea, 2009). Gaining knowledge in preventing theft will better the economy and lower the crime rates in America. There are reported 9.9 million victims of identity theft and this number is increasing rapidly as the years go on. It has been reported that an estimate of fifty billion dollars has been charged to our consumers every year due to identity theft (Finklea, 2009).

     There is currently a huge growing number of criminals that now do greater and more widespread damage to their victims without ever meeting them. Identity theft surfaced in the early 1990s and turned peoples everyday transactions into a data gathering game. Bits of personal information such as bankcards, credit card accounts, income, social security numbers or just someone name, address, and phone numbers are now collected and could be used illegally by these individuals without anyone’s knowledge.

     In today's society, there is a white-collar crime that has greatly risen in popularity among criminals. This crime is identity theft. Hundreds of thousands of people have their identities stolen each year. Identity theft is when these criminals obtain and use consumers personal information such as credit card numbers, bank account numbers, insurance information, and social security numbers to purchase goods or services fraudulently. According to the Federal Trade Commission, over 1.1 million people were the victim of identity theft. With this number, it is very evident that identity theft is one of the fastest growing crimes in our country. This paper will attempt to more thoroughly define identity theft. It will

Identity theft affects millions of Americans every day. Scam artists and hackers lay in wait for an unsuspecting person to get caught up their scheme through ignorance or naivety so they can take full advantage of their personal information to do as they desire with it. Problem is, it infiltrates and depreciates the integral infrastructure of our society which creates a cultural lapse through the declination of economic and cultural growth and double jeopardizes an already unstable system to the brink of its destruction. To understand how