The Oregon Health Insurance Experiment

1654 WordsMar 18, 20167 Pages
The Oregon Health Insurance Experiment is a groundbreaking study on the expansion of healthcare for low-income adults, which includes a look at health care outcomes, use, well-being, and financial burden. The study uses an innovated unsystematic strategy in which to gauge the overall impact of Medicaid in America; while random well-ordered studies are preferred within scientific observations, it is nearly impossible in social research. The state of Oregon, in 2008, decided to use a lottery in which to select low income, uninsured individuals, in an effort to produce such a study. As such, The Oregon Health Insurance Experiment is the combined effort of scientific researchers, and the state of Oregon in an attempt to better understand the costs/benefits of expanding public health care. In order to be eligible for the Oregon Healthcare Plan individuals must range in age 19-64, be an Oregon resident, as well as an American citizen or legal immigrant. The individual must also have lacked insurance coverage for 6 months, in addition to being ineligible for Medicaid or other public insurance. They must also possess an income level that is below the federal poverty line, 10,400 dollars for an individual and 21,200 dollars for a family of 4 as of 2008, and possess less than 2,000 dollars in assets. The Oregon Healthcare Plan offers a fairly broad medical coverage package, which includes prescription coverage, no consumer cost sharing, and monthly premiums between 0-20 dollars;
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