The Patient Protection Affordable Care Act

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Health care cost has been constantly rising and a problem in this country for years. Millions go without much needed medical care every year due to the lack of health care. For many the emergency room is their first contact with medical care. The Patient Protection Affordable Care Act (PPACA) intends to significantly decrease the number of uninsured in American. The PPACA, is said to be most comprehensive insurance reform since 1965, (the year in which Medicare and Medicaid were implemented) was signed into law on March 23, 2010 by President Obama. PPACA will renovate the entire United States’ insurance market. PPACA requires most citizens to either purchase health care coverage privately or through their employer, or face a penalty.…show more content…
There has been much, debate between supporters and opponents of the law, over the pros and cons of the PPACA. It is undoubtedly an immense piece of legislation, which affects several portions of the U.S. health care system. There are those who believe that PPACA will not decrease the various cost associated with the U.S. health system, but will cause a cost increase. According to these individual, any purported decreases to the deficit is a result of imaginative accounting on behalf of the CBO and the Obama administration. The goal of this paper is to examine the effects the PPACA on the health care system. The focus will be to give a brief overview of insurance premiums and Medicaid expansion.
Background
The PPACA is composed of the following ten Titles. They will be listed and broadly discussed below.
Title I. Quality, Affordable Health Care for all Americans will allow for the following: 1. Mandate that all Americans must be insured, unless they meet a certain income level, this helps to reduce overall cost. 2. Individuals cannot be denied coverage due to pre-existing illness and 3. Individuals who cannot affordable coverage will get assistance from the government; either through subsidy or Medicaid expansion in those states that chose to accepts.
Title II. The Role of Public Programs: under this Title medical care homes are established. This addition allows for a team based
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