The Patient Protection And Affordable Care Act

The Patient Protection and Affordable Care Act (PPACA), also known as the Affordable Care Act (ACA) or, more commonly, Obamacare, is a United States federal statute signed into law by President Barack Obama on March 23, 2010. The law mandates United States citizens to obtain health insurance coverage and businesses of 50 or more full time employees) to provide health insurance to its’ employees. Should you not be covered, a penalty will be imposed.

The Patient Protection and Affordable Care Act of 2010 (PPACA) was designed to decrease health care costs and require health care access to all U.S. citizens. The Act has the potential for reducing the cost of health care in the United States; however, with many risks which could possibly strain the health care system, increase debt, and decrease the quality of care many are concerned.

The PPACA was structured to accomplish insurance reform through several avenues (Vincent & Reed, 2014). Medicaid program expansion and the individual mandate are two of the primary elements of healthcare insurance and finance reform (Vincent & Reed, 2014). Additionally preventative health services delivered without cost, removal of health insurance exclusions for preexisting conditions, allowing children under the age of 26 to remain on their parent’s healthcare insurance, and gradually decreasing the out of pocket costs for Medicare Part D participants are mandated by the provisions of the PPACA (Vincent & Reed, 2014).

The Patient Protection and Affordable Care Act (PPACA), issued in 2010 by Former U.S. President Barack Obama, has caused such a controversy due to its way of reforming today’s healthcare system. Although, the Affordable Care Act has so far been the most important piece of health care legislation passed ever since the Social Security Act of 1965, which established medicaid to the elderly. In recent events in U.S. politics of 2017, our newly elected Republican President Donald J. Trump and the majority of Republicans plan to overthrow and replace the Affordable Care Act, also known as Obamacare, with a more “affordable” way to gain health insurance named “the American Health Care Act”(AHCA). However, they have not realized that modifying the

If one cannot afford the price of an Affordable Care Act policy they can be assessed fines or penalties based on their income or a set fee, it has caused taxes to be higher and some of the funding for Obamacare comes from already established government insurance that is mainly for the elderly or retired. When it first came out the whole thing was the butt of many jokes as when people tried to enroll, the website crashed or it took people over an hour to sign up and some people found the whole process to be complicated. In order for some companies to be able to afford the premiums for Obamacare they have resorted to having to cut hours from their employees to under 40

Elections are just a month and a half away and Obamacare is still a highly heated debate. The Patient Protection and Affordable Care Act (PPACA), or what everyone has dubbed as Obamacare is a law that passed on June 28, 2012 to help reform healthcare. The law was introduced to provide affordable medical healthcare for everyone. The reform act doesn’t take away the State’s

The Affordable Care Act which is also known as Obamacare and Patient Protection and Affordable Care Act (PPACA) was signed into law on March 23, 2010 and it has not been without its share of problems, debates and controversies. One of the main points of contention with the PPACA is the individual mandate. This paper will look at the worldviews that are involved in the individual mandate, the worldviews of those that oppose the mandate, the roles and limits of the government’s side of the mandate issue and the conflicting views and ideas that have come about. The individual mandate “requires that most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty” . The whole purpose of creating PPACA was to “achieve near-universal coverage and to do so through shared responsibility among government, individuals, and employers” also to be able to “improve the fairness, quality, and affordability of health insurance coverage” and to be able to “improve health-care value, quality, and efficiency while reducing wasteful spending and making the health-care system more accountable to a diverse patient population” .Those were the top three aims that were pointed out in drawing up the policies for PPACA to develop what was hoped to be universal healthcare for the citizens of the United States. While the PPACA does have its benefits, such as it would cover pre-existing conditions where most private insurances do not do, more people have the

I’m sure you have heard many debates, discussions, and opinions about the law ObamaCare. Do you know what this law was implemented for? Do you know why some could support it or want it repealed? Do you realize how much money one could leave the taxpayers to pay for their unpaid medical bills because they could not afford insurance? “ObamaCare, officially called the Patient Protection and Affordable Care Act (PPACA) but more often called the Affordable Care Act (ACA) for short, reforms the health insurance industry and the American health care system as a whole” (ObamaCare Facts). Barack Obama and the Supreme Court ruling in 2012 gave Americans better rights and more protection for access to universal affordable quality healthcare to the uninsured population. ObamaCare was not designed to change the way one gets insurance, but to alleviate the national health care crisis of forty-four million uninsured Americans. I chose to do my research paper over this particular topic because I wanted to learn more information on how the working middle class could obtain insurance for them and/or their families. I also wanted to know how people who are uninsured could have access to ObamaCare and what ObamaCare actually does for the uninsured.

Health care cost has been constantly rising and a problem in this country for years. Millions go without much needed medical care every year due to the lack of health care. For many the emergency room is their first contact with medical care. The Patient Protection Affordable Care Act (PPACA) intends to significantly decrease the number of uninsured in American. The PPACA, is said to be most comprehensive insurance reform since 1965, (the year in which Medicare and Medicaid were implemented) was signed into law on March 23, 2010 by President Obama. PPACA will renovate the entire United States’ insurance market. PPACA requires most citizens to either purchase health care coverage privately or through their employer, or face a penalty.

Signed into law by President Barack Obama on March 23, 2010, the Patient Protection and Affordable Care Act (PPACA), or Affordable Care Act (ACA), ushered in a new era in the way Americans get their medical care (coverage). Guaranteeing new consumer protections and creating insurance exchanges to facilitate greater access and affordability by reducing premiums and costs for tens of millions of Americans. When passed, the ACA allowed for states to expand access to Medicaid to those previously ineligible, including some people above the Federal Poverty Level (FPL), and in its five years since passage the law has faced challenges to its component pieces, its legality, and constitutionality all together. A Supreme Court decision in 2012 ruled a key element of the ACA, the expansion of Medicaid, to be optional for the states. From that decision, 24 states and the District of Columbia have chosen the expansion option and seen success, while opposition in other states has led to efforts to block expansion, invoking a sophistic response where those living above the FPL receive federal subsidies and the most in need are left without coverage. The success of the ACA in non-expansion states – Georgia, in particular, here - depends on the state governance to make available the expansion of Medicaid for the population of their states, including opening doors for patient navigators to reach into local communities and raise awareness.

The purpose of this review is to investigate through journal sources, government data points, and published opinions and experiences aspects of the Patient Protection and Affordable Care Act (ACA) as it relates to arguments that the law should be repealed. I investigated the goals of the ACA, changes in care and insurance coverage, impacts on the labor market, and changes in insurance premium rates since the ACA was signed by President Barack Obama on March 23, 201 (Hong, Holcomb, Bhandari, & Larkin, 2016) 0.

Within the PPACA legislation, there are provisions that create health insurance exchanges to be accessed by uninsured individuals. PPACA envisioned this access to health exchanges providing early detection and treatment, thus bending the healthcare cost curve (Dixon, 2014). Since national health reform had failed in the past, PPACA intentionally chose a national health care model that included health care exchanges that would be primarily managed by the states (Sirpal, 2014). After the forceful United States Supreme Court decision in 2010, states were given a choice whether to establish health care exchanges (Sirpal, 2014). Since 2014, the White House (2015) believes that a total of approximately nineteen million people have enrolled in the

The PPACA, as amended by the Health Care Education Reconciliation Act of 2010, is far–reaching legislation that will change how millions of Californians access health care coverage. The PPACA, often referred to as federal health care reform, will also change the structure and availability of coverage, thereby making it easier for more Californians to purchase and maintain it.

The Patient Protection and Affordable Care Act (PPACA) is one of the most substantial reforms in Medicare since 1965. This is now considered the law of the land according to Douglas Holtz-Eaton. The PPACA portrays a “coverage first” strategy. “Sadly, a review a of the state’s experience bodes poorly for the future of national reform.” (Point/Counterpoint 177)

The Patient Protection and Affordable Care Act (PPACA), commonly called Obama care, is a United States federal statute signed into law by President Barack Obama on March 23, 2010. Together with the Health Care and Education Reconciliation Act, it represents the most significant government expansion and regulatory overhaul of the U.S. healthcare system since the passage of Medicare and Medicaid in 1965. Guaranteed issue will require policies to be issued regardless of any medical condition, and partial community rating will require insurers to offer the same premium to all applicants of the same age and geographical location without regard to gender or most pre-existing conditions. It requires that all individuals not covered by an employer sponsored health plan, Medicaid, Medicare or other public insurance programs, secure an approved private-insurance policy or pay a penalty. According to this system, a child would stay under their parents insurance until they turn twenty-six. The non-participating employers/ citizens, health