The Patient Protection And Affordable Care Act Provisions

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The Patient Protection and Affordable Care Act contains a number of different provisions that seek to alter in certain ways the payment of health care services in the United States. There are several key provisions in the Act that seek to achieve this outcome. The first key provision is the expand access to insurance coverage. This is achieved by requiring employers to cover their workers; and to require all individuals to have health insurance or pay a penalty. This last clause was the subject of a Supreme Court ruling, wherein the clause was found to be within the bounds of the Constitution. There is also expanded coverage of young adults on their parents' plans, and expanded Medicaid coverage as well. The Act also contains an increase in consumer insurance protections. The Act restricts the ability of insurance companies to implement lifetime caps on insurance coverage; to exclude coverage for children with pre-existing conditions; prohibits insurance companies from cancelling coverage except in cases of fraud; and to establish safeguards against unreasonable increases in insurance premiums. The ACA also has provisions that emphasize prevention and wellness as means for helping to contain cost associated with health care. A public fund is established for disease screenings and immuniziations and certain requirements for insurance companies to cover prevention activity. There are also several provisions for increasing the quality and performance of the health care
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