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The Patient Protection And Affordable Care Act

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On March 23rd, and March 30th, 2010, President Barack Obama signed the paperwork for the Patient Protection and Affordable Care Act (ACA). This act is a law that was put into place to help make sure all Americans could have access to affordable, quality health insurance coverage. The ACA has now been available for five years with more than sixteen million people insured through it. “Over a period of several years of implementation that began in 2010 and will continue through 2019, the spectrum of the ACA provisions will change how health care is delivered and financed in ways that vastly exceed the impacts of Medicare and Medicaid.” (Sultz & Young, 2014, p.xxiv) The ACA is a law and in this paper, I will be discussing the major components of it which are Titles I-X and how it has improved the health care delivery system in the United States. This act is extremely important to Americans because it helps to make insurance affordable and keeps premiums down. Title I of the ACA is entitled Quality, Affordable Health care for all Americans. This title is by far the most popular title of all ten of the titles. It states that the uninsured American is required to become insured or they will pay a penalty of 1% of their income. Many Americans are upset over this statement. People do not think that they should be forced into having insurance. What they do not realize is that by not having insurance, they are causing a rise in health care costs. This title also states that

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