The Problem Of Inadequate Funds

In 1974, Human Ecology Professor Garrett Hardin published his work Lifeboat Ethics: a Case against Helping the Poor. Throughout his essay Hardin uses rhetoric to defend his stance on how helping the poor doesn’t help anyone in the long run. He believes that aiding the poor actually hurts everyone globally. Hardin breaks his essay down between two major topics: food aid and immigration. Hardin argues that if rich counties provide food to poor ones, the poor countries will slowly drain the entire system and deplete all of the surplus food; and he also argues that if we were to allow open immigration to wealthy countries from poor counties we would ruin the environment because we would put an additional strain on the land to produce food and in order to increase food production we would need to clear other land, eliminating other resources we need. In order to back his argument Hardin uses the rhetorical devices logos and ethos.

As poverty continued to spread throughout the United States, an explanation for poverty was to be expected. Generally, poverty is the lack of resources to supply basic needs. However, there are various competing ways to determine the reason for poverty. One view is individual-focused explanations which targets the personal responsibility of the individual in determined their place in a poverty-stricken life. While the opposite view is a structure-focused explanation that primarily blames the society’s structure.

In order for teachers to create a learning environment that is culturally responsive to each individual student, a teacher must learn the student’s funds of knowledge. The importance of learning the funds of knowledge of your students is crucial. A teacher can approach learning more about a student’s prior knowledge and culture in a variety of ways, including, instructing personal interviews with questions about their personal life such as what are the most important things in your life. Another way to discover your student’s funds of knowledge is by placing yourself in their shoes and doing a school and community walk through. You can also be provided with more insight into your student’s lives by conducting an adult interview from someone that also lives in the same community. In order for me to create lessons and classroom practices that are culturally responsive is by discovering my student’s funds of knowledge. I am at Blackwell Elementary School, which is located in Marietta and is apart of the Cobb County District. After having the students create heart maps and interviewing them, doing a school and community walkthrough, and talking with an adult, I was greatly impacted by all the new information and perspectives I learned. Without going through this process to obtain the information, I would have no knowledge on my students or the community surrounding Blackwell besides what meets the eye. This experience impacted my own thinking about the school I am working in for

The budget for the city of San Clemente, California, fiscal year 2011 can be found at the following link:

The Federal Funds Rate plays a huge role on the state of the economy in the United States. For something that has such impact on the whole economy in the United States, it is very little known and understood. The Federal Funds Rate may be the most important rate in the country. So what is the Federal Funds Rate? It is an interest rate that is used when banks lend to other banks or other depository institutions from “funds that are maintained at the Federal Reserve” (Target Rate). The transaction can only be done overnight and by trustworthy institutions. The target rate is determined by the Federal Open Market Committee (Target Rate). They will influence and determine the rate that will be used. So if it doesn’t have any first hand impact on a normal consumer or business, why should anyone care about it? The answer to that is simple, the Federal Funds Rate will greatly impact the economy in several areas and it will trickle down onto the normal consumer and business. The Federal Funds Rate will change the economy if it goes up, and if it goes down. As the year runs down, everyone will be watching with a close eye to see what the Fed will do with the rate. The Federal Funds Rate will increase in December of 2016.

Since one s orbital combined with three p orbitals, the result is sp3. From these four new hybridized orbitals three will take part in a bonding. The fourth orbital has 2e while the other 3 orbitals contains only one electron. So when a bonding occurs, the 3 single orbitals bond with hydrogen’s electrons.

Absolutely, poverty is a problem that seems to get little attention from our government. There is over 3 billion people living in poverty globally (Shah, 2014).

discouraged, which makes people feel disgraceful. The topic of debt and financial difficulties is avoided in society because it does not like to acknowledge the fact that there are some people in this country who are struggling to get by. It does not like to believe that there are people who are superior due to their income and some who are inferior due to their debt. It is also not talked about because it causes individuals with debt to stress out and get overwhelmed. As stated in the same article, “Many students say they prefer ‘just not to think about it’ because adding money stress to their academic stress is overwhelming” (Novotney 1). The suppressed feelings of envy and self-criticism lead to anxiety and agony.

At time of financial urgencies, smart people don't like to trouble companions, colleagues and family individuals. In social life, you can get money from these people here and there. On the off chance that you ask money from them consistently, your relationship with them will get ruined totally. Instead of demolishing your relationship with your sibling and companions, it is ideal to search a professional monetary aid which can give fast cash each time you are in need. Are you battling with your FICO rating? Don't you have anything to vow against the cash? These are a few issues that create issues in the middle of you and loan. Presently, you are not needed to take any strain regarding financial issues because same day payday loans have come in market to help

The opportunity gap is the unequal distribution of resources and opportunities to a group of individuals (“Opportunity Gap”). This gap can result from a multitude of factors. To begin with, students from lower income households do not have the abundance of resources that students from a high-income household may have (“Opportunity Gap”). The availability of resources and opportunity greatly impacts the students’ performance in schools, ability to perform well on standardized tests, and readiness for college. Lack of resources in a home setting can negatively influence student performance in school settings. For instance, issues such as poor nutrition can leave a student malnourished and unprepared to learn during the school day. The

College is quite expensive and with the looming certainty of debt, there are two choices to turn to. One is applying for scholarships and the other is working longer hours. By being granted a scholarship, I am able to study more and have more success in college. Even though I will still be working to lessen my debt, I would not have to take on extended hours. I would have more study time and be healthier as I would be less stressed about my work load of classes and a job. By receiving scholarships I will get more out of college by better understanding the material being taught and by doing well in class. In turn, I will be more prepared for the workforce ahead, therefore giving more to the community as a research scientist. Overall, the investments

Build an emergency fund. It can make all the difference. Low-income families with at least $500 in an emergency fund are better off financially than moderate-income families with less saved up. Learn more about emergency funds here.

Whether or not you call it an emergency or rainy day fund it is all the same.

Kate was able to identify the root of their problem and draw workable solutions after learning the main causes of money problems. First, neither Kate nor Tanner knew each other spending habits. They organized and created a budget. Kate and Tanner discover interesting things about each other since they never put down on paper their spending habits. In their budget, there was a space reserved for discretionary spending, which is how much money they use on anything that is not a necessity. They both fumble on this because their version of necessities was unclear. They spent quite a bit of time arguing about Tanner 's poker habits. He believed it to be a necessity. Bianca pointed out that is not a priority to buy tools for a housing project that is not going to be worked on immediately. Bianca also had her downfalls. Explaining to Bianca that she needed to stop sending money to her sister was difficult. Bianca felt pity for her sister because she made a few bad choices in her life. Bianca has a hard time turning her down, but after a long argument, they agreed that they just could not afford to help others financially when they, themselves are struggling. They engaged in a detailed conversation while working on their budget. They discussed grocery shopping. Both of them like their snacks and drinks, but they had to agree it is not necessary. They needed to buckle down, thus cutting down in their indulging. Incidental expenditure can lead to arguments because it is easy to judge

Money is a frequent source of conflict in marriage. While it can bring great opportunities, marriage can also bring stress and strain if couples do not approach their finances and priorities realistically. Working as partners is important to resolve the issues of finances and they can have a healthier relationship. Financial issues may result from one spouse be saver and one spouse being a spender, no budget planning or the opposite there is a budget, but it may be too strict. Unresolved conflict in finances can lead to divorce; the couple are unable to talk about their finances and repair the damage to the marriage. Results from a recent interview by the author with a couple reveal their relationship struggle with financial conflict. For this research paper, the writer choose to discuss financial conflict. In conclusion, the writer will provide statistic data, description of financial issues, techniques to help the couple, Biblical insights and homework.