The Problem Of Underground Water

A large influx of colored people created many problems. First, there was a major problem in the availability in housing, of which was responded to with racism. This is the root for the hatred between the black and white communities. There wasn’t enough housing in the “black belt” community, so Negroes began to spill into white neighborhoods. The very existence of a colored person in a neighborhood would lower the property values. When a house was sold to a colored person, the rent for the house would be higher than the previous, white owner’s rent. Real Estate companies believed that “it is a matter of common knowledge that house after house…whether under white or black agents, comes to the Negro at an increased rental” (Sandburg 46). They sold housing despite the fact that “the Negro in Chicago, paid a lower wage than the white workman” (47), and that black people would have

Up until the 1960s many African-American could not own any homes or get mortgages instead they had to buy their homes by contracts. The Home sellers made African-Americans pay high rates for the homes through contracts, and when they failed to pay, their homes were taken away. These high rates were meant to prevent blacks from owning any properties. In the article, Coates talks about Clyde Ross who migrated to the north looking for the protection of the law; but like many others who tried get to mortgages legally through loans, they were told that there was no “financing available” (Coates 58). Financing was indeed there, but it was only offered to whites not African-Americans. A lot of whites went to extreme measure to keep

One of the factors that contributed to this wealth gad was the federal housing policies. The policy permitted redlining and discrimination in finances, and homeowners insurance, and sales, this reflected the unequal rates of the house ownerships that we see today. During this period in the U.S. blacks, Mexicans, Chinese and Japanese immigrants were the most targeted when it came to employment and property ownership. Many African American lost their homes during the foreclosure during the 1930’s and 1940’s, they were victim of deception and fraud. In the south many African American were the victims of abusive agriculture which kept them always in

We saw a video of how 1960s African Americans were being discriminated against getting home mortgages and getting contracts instead and were basically paying much more than their house were worth and, had rules like if they missed 3 payments they will be evicted from their house. Most of them didn’t even know they were a target of institutional racism. It is hard to believe that this was about 50 years ago and that the law was allowing for banks to let this happen. Even after protest and boycotts it took a while for this issue to get resolved.

In the 1900s and now, having a nice home in a beautiful community shows that your family can afford and keep affording to live at a high standard of living, shows power. During this time period for a african american family to own a home that is in a nice neighborhood would be a very big deal. Many white people were afraid that if black people moved into their neighborhoods their houses will decrease in value, crime rates will go up, and they were just scared. For an african american man having a home was a sign of success because they could afford a home and could keep it up. If a black family moved into a white neighborhood many times their white neighbors chased them out. Housing is a great way to show success, wealth, and power and the white communities are willing to do anything to keep their neighborhoods the same.

Accidents and misfortunes happen all over the world, daily. Some are minor events which shape the attitudes and personalities of only the individuals involved. An example of this would be the teenager who got his first traffic violation for going over the speed limit; he just learned the value of following the law and that every action has a consequence. As you can see this event was minor and just affected him directly. On the other hand, some events are catastrophic and can change millions of lives worldwide; like the attacks to the RMS Lusitania by Germans or the attacks of 9/11. As you read, we are going to recall those events, explore the opinions and thoughts of witnesses and survivors, as well as compare their similarities and

The film discusses how the federal government became heavily involved in the housing market after the Great Depression. This involvement allowed for racial biases to show its face in the distribution of home loans to white neighborhoods over black neighborhoods. These black neighborhoods suffered tremendously because they were cut off from opportunities offered in white communities. In the 1960’s, the Fair Housing Act was passed to outlaw discrimination on the basis of race in housing transactions. This Act helped to ensure that the federal government or any individual did not perpetuate this dual community in the housing market. In present-day America, the FHA has become much broader to protect other groups against discrimination on the basis of race, color, sex, religion, familial status, and religion. These are the striking aspects that I found to be most compelling from this

This examination of poor housing areas also focusses on contemporary racial exploitation. Examples that can be seen in today’s era is the relationship between black customers and insurance and/or mortgage loans. (Lipsitz, 8). Regardless of who they are, data shows that they already pay more for insurance or mortgage than white people. (Lipsitz, 10 - 11). They have little insurance coverage for communities of larger black communities than compared to predominantly white communities. (Lipsitz 10). Although the black community of the present appears to have much more rights (such as being “possible” to obtain services that whites have access to) than compared to the slavery era of blacks, the constant witnessing of unfairness in economics can still be witnessed. With such obstacles, it increases the chance of foreclosure for black families and thus

A new study, based on censes figures from 1950 to 1980 shows that “the United States largest cities have growing concentration of black Americans living in property”. While the overall rate of property in the nation increased slightly in those years to about 13 percent in 1980, the number of people in property in the 50 cities jumped 12 percent at a time, when the cities were losing population. During this time the urban problems are getting worse at precisely the time the nation is doing less about them. Black living in property in major cities has become a big concern for many political scientists, who see the increasing isolation of the poor as perpetuating the

114-116). The African Americans were even forced to pay more than the poor White Americans who lived in similar, if not the same, buildings (pg. 115). The inequality of this was outrageous. The African Americans were forced to live in these run-down buildings because of the color of their skin. To make matters worse, there would be multiple people living in these small houses.

In the 1950 's African Americans had to deal with the impact of racism and employment. Many of them moved from the South of the world to the North and West. From the article Great Migration we can conclude that African Americans wanted to escape Jim Crow racism in the Southern states and seek a new beginning with better living opportunities (Scott). The housing industry was the greatest cause of segregated housing in Chicago. The south of this city consisted of overpriced, overcrowded, and poorly maintained apartments and homes. Most Blacks living in the ghetto had hopes of leaving to better suburban neighborhoods, but segregated housing kept them stuck in the ghetto. Andrew declares how white people were not willing to rent or give African Americans a decent land to build homes on because they didn 't want them to become a part of their communities (Wiese). Whites would do inappropriate behaviors to let Blacks know they wanted them to leave and were not welcomed. Meanwhile Whites lived with amenities, most Blacks lived in poor conditions and paycheck to paycheck. Most African Americans had low wage jobs and were limited to employment opportunities. If they were not born with rich parents they had to work and earn half the amount of money white people earned. The majority

Seeing that African-Americans did not have the capability of obtaining mortgages for suburban residencies, speculators and real estate agents exploited this and created the business process of blockbusting. Blockbusting was an inequitable strategy in which speculators “bought properties in borderline black-white areas; rented or sold them to African-American families at above-market prices; persuaded white families residing in these areas that their neighborhoods were turning into African-American slums and that values would fall apart precipitously” (Rothstein, 2017, pg. 95). In order for whites fall for this, tactics were used in favor of the speculators. “Blockbusters' tactics included hiring African-American women to push carriages with

Would you like to wait five months to take a shower? I didn’t think so. That is what happened to Angelica Gallegos. That is what would happen if we would run out of water and probably much, much more. I think that the state should regulate groundwater. I think that should regulate groundwater because if we don’t we won’t be able to take showers or use the restroom.

The main method that was used to penalize large banking institutions for criminal conduct in the years during and after the Great Recession was Eric Holder memo that its too big to fail. Eric Holder memo stated that when briniging charges aganist coorporation, coorporation should cooporate with the governent if they want government to go easy on them and their execcutives. His memo also states that idea of cooliteral consequences. Colliteral consequences is that when considering whether to prosecute the company the economy should be taken to the consideration. White collar crimes that were comited by large institution were led off the hook.The idea was that if the big institution gets prosecuted, it will have negative impact on the economy.

Holder had previously stated that “no bank is too big to jail,” but none of the executives faced any prison time. Credit Suisse was fined $2.6 billion, but critics have pointed out that the fine was quite lenient, considering the extent and brazen nature of their crimes. Mark S. Henry, Senior Economist from Tax Justice Network, joked that “they’re yodeling through the Alps over the light touch of Eric Holder.” He pointed out that their stock price rebounded significantly just one day after the announcement of their fine. The stock’s rebound was enough to pay half the fine. He also mentioned that Credit Suisse’s CEO told shareholders that the penalty would have very little impact on their performance. “To me, a fundamental tenet of justice should be the wrongdoer should pay the penalty, and in this case the shareholders are paying the penalty instead of management,” said Mark Calabria, Director of Financial Regulation Studies at the Cato Institute.