The Pros And Cons Of College In College

You got the letter in your hand. The envelope holds your future. Months of SAT and ACT classes, years of working for that perfect GPA. It all comes down to that one letter, now clutched in your hand. You open it and the first word pops out to you, “Congratulations”. You are finally in college, and that summer you can finally sit back and relax. The bliss ends abruptly though once you start realizing how much college will cost. According to a CBS Money Watch poll, only 0.3% of incoming freshman will get a full-ride scholarship. If you’re the other 99.7%, then college will cost you, which will result in considerable debt. While some argue that college debt is worth it, others argue that this debt is crippling. College tuition should be lowered significantly because it places students under overwhelming amounts of debt.

You probably already knew that higher education leads to debt. If you don’t do something about it, you will have to deal with having to pay money for years. Chances are that you are not thinking about your future yet. I understand if you haven’t thought about your future yet. Here’s how I know you probably haven’t thought about it because many of my colleagues have told me that all they thought about in high school is about their girlfriends or boyfriends and not about their college education. Therefore, I’m giving you advice because many past and current college students have been in the same place you are right now. The future may seem far away, but time passes by in a blink of an eye. In no time, you’ll be applying for the college of your dreams. As I researched, I found that most college graduates are left with at least

College tuition prices are rising and so is the amount of student loan debt. To many students getting a good education to start off their future is very important. With the rising prices of college tuition, often many students have to get a student loan in order to pay their way through college. Student loans are there to help one out, but can become a huge burden to one. Although student loans come with a lot of responsibility, if one plans a way to pay it off the loan can be very helpful and stress free.

The price of college can be extremely overwhelming to incoming students. Many students take the student loan route, as in the 2012-2013 school year, around 10 million college students took out a loan for college, meaning lots of debt. $1.3 trillion to be exact. It’s 39% higher than it was 4 years ago, and like what was said earlier, there is no sign of the price of college going down anytime soon.

Did You know college debt in the United States estimates to about $1trillion?Pretend you just graduated college and you are ready to get your life started. You start fresh, find a good paying job, and boom, you get hit with tons and tons of debt that you owe. Now you’re stuck not being able to have as much money as you’re making because you have to pay off all of that debt. College debt is what a student in college is paying to attend that college. Before the late 20th century, college debt wasn’t as big of a problem as it is today.

In Life today a college education is no longer an option or privilege, but rather it is a necessity. We are raised to believe that a person needs higher education in order to succeed in life. There is a saying, “if you think education is expensive, try ignorance.” You may ask is college necessary? There are people out in the real world that have never set a foot on a college campus before and they are doing better than others that have their master’s degree. There are many views from both sides that have a good argument.

Most people are left with a lot of debt after the graduate because financial aid doesn’t give out enough money and there are limited scholarship opportunities. The problem is the cost of college and this problem affects everyone who wants to go to college or is in college. College cost thousands of dollars. Tuition at a 4-year university costs around 8,000 per year.

College is where students continue their education in order to get their dream jobs and better future. College tuition fee is increasing each year, and some students cannot afford to pay for it which most of the students put themselves in debt as a result. Many college students are living on their own and they have no other choices but to taking out loans to pay for their tuition. Student debt has its negative effect on the U.S economy. Because of the rising cost of tuition, some of college grads cannot even find a job and more college graduates have to move back to their parents’ house.

About two thirds of student are graduating from Colleges and Universities with some level of debt. The level of debt they have sometimes overwhelmed them and sometimes they have no choice but to just drop out. At one point college is not worth it. It may only be worth it when you have a plan and you are financially stable and can afford the tuition every year. The majority of students that attend college are low income students and are not financially stable.

The government tries to assist with financial aid programs. Financial aid is any grant or scholarship, loan, or paid employment offered to help a student meet his or her college expenses. Such aid is usually provided by various sources such as federal and state agencies, colleges, high schools, foundations, and corporations. The financial aid system can be offered to anyone. To receive financial aid you have to start by filling out an application from there the college decides if qualify or not. Do not have to be poor to qualify for financial aid. Americans owe $875 billion in student loans. Graduates may pay as little as 10% of their salary, yet sometimes that is not even enough to cover interest on a loan. Another way to avoid paying full college is talking to your college counselor in high school about other options such as scholarships and grants that are available.. They will help make an arrangement to get a scholarship. It is smart to take up that sport for a better chance of receiving that scholarship. Another way to avoid college debt may be to chose a public service profession where their loans could be forgiven in ten years. If join the military the amount of years served add up to tuition potential payments.. Once your military service ends, you are given 10 years to use your GI Bill benefits. The GI Bill pays all college tuition and fees for those

One of the most difficult parts of college is paying it off. It is crucial to have the least amount of college debt as possible so one is able to live their life without worry of having to pay it off for years and years. Living in a house hold with a single mother can be difficult when it comes to expenses. With less money a key part of being able to pay off college is by saving money.

Have you attended college? If the answer is yes how long did it take you to pay off your student loans? If you didn't go did your decision to not get an education have to do with money? Many people did not attend college because it was too expensive and they could not find a way to pay for an education. Many student today are struggling to pay their way through school creating a higher dropout rate. On top of paying for tuition many students also worry about how to pay for their dinner that night or how to pay for either dorms or a house at the beginning of the year. College tuition is becoming way too expensive for the average family to afford putting their kid or kids through school it has turned into more of a hassle for many families rather than an opportunity to prepare young adults for their future.

Many students yearn to attend college, but the cost of tuition, room and board, and supplies holds them back from attending college, however there's usually a solution that can can somewhat help. After high school many young adults plan on going to college, but the big determining factor is price.

After high school, there are so many possible roads to take. Whether it be going into the military, college, work, and or travel the world there are many endless possibilities. All of the seniors that graduate will most likely continue there scholar career at some sort of college, which is a good choice to make because once the graduates know what they want to be they can go and pursue it at the college level. Even though college can be expensive it will be worth it in the end when you graduate with a degree and use it with your everyday lifestyle. People who choose to go to college right after high school and not have a gap year is the right choice because they can get their careers started and not behind a year, they don't spend extra money on travel expenses, and once people stop going to school they will lose the motivation to go back to college.

For most people going off to college will place them in large amounts of debt. That is if they are unfortunate in receiving some type of scholarship. College is expensive because students have to pay tuition, housing, and for their books. One way colleges could cut down cost for students is to make textbooks free. Textbooks should be free for college students because they are expensive, they are becoming useless, and producing them is bad for the environment.