The Social Insurance Industry : The Utilization Of New And Rising Advanced And Correspondences

The purpose of this paper is to discuss how technology has impacted the health care delivery system. Health care technology is advancing at an increasingly rapid rate in the United States, and globally. Patients and providers are witnessing these changes through the use of telehealth, and telemedicine applications. Telehealth, and telemedicine are often used interchangeably, however there is a difference between the two applications. Telehealth is the use of technology to deliver health care, health information, or health education at a distance (U.S. Department of Health and Human Services, n.d.).

It is important for individuals to take control of their health and wellbeing. This is achieved through personal vitality aimed at creating an objective that summarizes one’s health and thus assist in improving their health. Therefore, through a holistic evaluation an individual is able to create a synthesis of their personal health across all aspects of wellness and thus get the possible actions they should take. As such, the holistic evaluation gives an effective measure of the overall vitality by a robust picture of one’s health, where it is going as well as the actions that should be taken. Personal vitality also provides a measure of value creation in health.

- Wellbeing is the condition or state of a human being, animal or plant. There are five types of wellbeing…

Telehealth has been a large topic of debate in recent years because of the economic, political, and regulatory points of view. In deciding outcomes in these areas, it is the responsibility of all healthcare professions to identify information gaps in order to come to the more rational and beneficial conclusion about telehealth (Grace, 2014). Economically, there are concerns regarding the access and affordability of telehealth equipment. At the same time, telehealth is being adapted in ways to be utilized with technological devices that many individuals already have access to like telephones, cellular phones, and personal computers/laptops. Telehealth can positively impact both clients and providers by increasing access to care and reducing the time and costs associated with traveling for health care (Allen, Aylott, Loyola, Moric, & Saffarek, 2015). As telehealth develops technological devices can be made more affordable and can be covered by insurance policies (Thomas et al., 2014). Many nurses functioning as case managers can help provide the tools and resources individuals require to manage their health.

Despite the advantages of Telehealth, lack of reimbursement continues to be a serious concern towards widespread adoption. As new private companies are adopting telehealth facility, there is a great difficulty in reimbursement through Medicare (Winckler, 2016). The main challenge is developing a supportable model under Medicare that meets the need of government, service providers, doctors and

The Triple Aim is large, and the obstacles are frightening. Supply-driven demand, new technologies, and physician-centric care are said to be among the biggest barriers. With little or no foreign competition to spur domestic change, physician-centric care is negatively affected. New technologies may have limited impact on outcomes. Despite these obstacles, a handful of healthcare leaders is challenging the U.S. health care market. According to Health Affair, innovations in primary care such as the medical home, as well as “Minute Clinics” and other retail health care providers are challenging the prevailing approach

A huge number of industry experts depend on AHIP to give top notch promotion, instruction, and data. The AHIP Center for Policy and Research is the exchange affiliation 's examination arm. The middle distributes research on an assortment of types of private medical coverage, regularly in light of review information accumulated from AHIP part organizations. The types of protection contemplated incorporate inability to pay and long haul care protection and also distinctive sorts of therapeutic cost protection. Wellbeing arranges assume an exceptional part in uniting those included in human services. This coordination of consideration is key to wellbeing arrangements ' worth in the framework. Patients get better care when it is composed consistently over numerous specialists, offices, and remedies or medications. Medical facility arranges likewise have entry to clinical information from a huge number of associations with social insurance experts

Boehm, J. K., Vie, L. L., & Kubzansky, L. D. (2012). The promise of well-being interventions for improving health risk behaviors. Current Cardiovascular Risk Reports, 6(6), 511-519.

In Theodore Roosevelt’s 1912 address to the convention of the Progressive Party, he stated, "We pledge ourselves to work unceasingly in state and nation for… the protection of home life against the hazards of sickness, irregular employment, and old age through the adoption of a system of social insurance" (“How Social Security Really Began: Echoes.” 2012). The idea of social insurance wasn't an American invention, however. First adopted in Germany in 1889, it was already operating in 34 countries by the time the U.S. enacted Social Security (“How Social Security Really Began: Echoes.” 2012). Based on Social Security reports in recent years, the rapid increase in retirees and the rapid decrease of active workers will result in Social Security program to be bankrupt by the year 2037. This reason is the result of active workers decreasing, people living longer, women having less children, disability being more common, and a rising number in retirees.

Social security is a federal insurance program that provides benefits to retired people and those who are unemployed or disabled. Social security is, in other words, earned benefit with dedicated funding from payroll contributions paid by workers and their employers, known as the FICA tax. Generally, to be covered a worker must have worked for long enough; recently enough, and earned enough to have sufficient FICA credits, typically about 10 years. Benefits are based on the worker’s earnings history and are generally modest, averaging a little over $1,100 per month for all beneficiaries. There are three types of social security: retirement, disability, and survivor insurance. Social Security does not cover some state and municipal employees and those who are self employed. It also does not cover some foreign workers admitted temporarily to the United States. Most workers who are not covered by social security contribute to other retirement and disability funds. In recent years, there has been a study that shows America will soon not be able to pay for social security and essentially will have to give it up; however, there are also many ways to prevent from the supply of social security from running out, but some people may have problems with them. Raising income tax, taking away benefits, and having to risk paying for retirement even though they may not receive as much as they invested.

For the effective dispatch of a Lean program in social insurance setup, it is essential to recognize and comprehend the READINESS FACTORS .

Even if we use the word “happiness” on daily basis, has anyone ever tried to define it? It’s harder than it seems. When do you feel happy? How is it when you feel happy? Is there any way to understand how much happiness to you experience? This is the main hypothesis of this paper – Can happiness or wellbeing be measured? And if it can be measured, how do we measure it? Happiness is feeling pleasure and enjoyment because of your life, situation (Meriam Webster). Pleasure and enjoyment are very subjective and means different things to different people. This is where the term subjective wellbeing comes from. There are a lot of things that can be included when measuring wellbeing. Various studies have been conducted to assess wellbeing and how does it affect other factors. For example Earlstin(1995) and later on Ferrer-i-Carbonell(2005) have examined the relationship between income and happiness. Gruber(2004) studies the relationship cigarette taxation and happier smokers. Richard, Clark, Gerogellis and Diener(2004) analyze the effect of unemployment on wellbeing.

It looks for practical ways to improve your state of mind on a daily basis. (NHS Choices,2015).

There is an increasing need within the U.S. for quality health care to be provided to individuals who have limited access whether it is due to a rural environment, disabilities, or in the field of battle. Telemedicine is literally medicine provided at a distance. Telehealth is able to alleviate some of the effects of a growing shortage of professionals such as primary care physicians. In this type of health care delivery, the dynamics between the patient and the entire health care system changes. Telemedicine meets the increasing demands of patients to have greater access, or responsiveness, from a health care provider. It also meets the needs of the provider who is very interested in time-saving, safety-enhancing assistance in their daily practice. Employers and health plans are also very interested in telemedicine as a means of improving compliance with treatment plans and care management initiatives (Hodgkins, 2008). The use of email also allows the patient to have increased access to their health care providers. Instead of calling their health care provider’s office, patients are now able to email their non-emergent health care questions to their provider. Conversely, health care providers are able to email patients reminders for appointments or wellness tips.

ONLINE CARE AND ITS POTENTIAL  Communication : The Interaction between the Doctor and Patient can be immensely improved , where the patient can provide their feedback , acknowledgment and condition via email instead of scheduling new appointment  Choice of Doctors: The Patients can choose which doctors want to be seen there by giving them an option to pick doctors of their choice based on their experience and reviews  Second Opinion: The patient can take an immediate second opinion if in case of doubt. There by eliminating ones cynicism about their illness  Social Stigma: The concept of Social stigma is completely removed as customer can have privacy as he can book the appointment meet the doctor from