The State Of Colorado For Different Types Of Healthcare Policies

In 2010, the United States created The Affordable Care Act (ACA). The objective was to share the responsibility of costs between the government, individuals, and employers to provide affordable access to quality health insurance. “However, health coverage remains fragmented, with numerous private and public sources, as well as wide gaps in insured rates across the U.S. population.” (“United States: International Health Care System Profiles,” n.d.). Each individual state within the US, generally has control over private insurance.

The concept of providing basic healthcare services to individuals in need has undergone an agonizing transition, from a luxury once only afforded by the affluent to a basic human right granted to citizens of every economic station, and the recently enacted Affordable Care Act (ACA) was designed to finalize this ethical evolution. Reflecting perhaps the bitter political enmity currently consuming the nation's once cherished democratic process, Republican legislatures in states throughout the union have bristled at the ACA's primary provisions, threatening all manner of procedural protestation as they attempt to delay and derail the bill's eventual implementation. One of the most intriguing aspects of the sprawling, thousand page law, however, has been the stipulation that individual states will be given a choice to either accept federal funding to expand their statewide Medicaid roster, or to forfeit all federal funding for that program in perpetuity. The role of government in monitoring and regulating the healthcare industry has been long debated, and the bitterly contested passage of President Obama's ACA, a law aimed at revising the country's health insurance system through the creating of a federal health insurance exchange to facilitate increased competition among insurers, has rekindled the debate over who holds the ultimate responsibility for regulating the care provided by hospitals, community clinics, and private practices.

The individual who supported the reform was named Karen Ignagni. The request was to have healthcare insurance for everyone in the United States.

No one plans to have oneself or a family member diagnosed with a chronic disease or to be involved in a debilitating accident. Unfortunately, these situations are all too familiar and can happen every day. Having health insurance when these life changing events occur can provide a person or family

Before getting into whether it was wrong or right let us start with the history of our health care system. The thought or beginning of a health care plan began in 1935 when Franklin D. Roosevelt attempted to add a health insurance program to the social security plan. However, the court had ruled it out, and nearly declined the approval of the beginning of our social security as well. The first official beginning, or origin, of a health care plan was implemented in 1965 by Lyndon B. Johnson. He signed into law the bill that led to be our Medicare and Medicaid systems. The original Medicare program included Part A (Hospital Insurance) and Part B (Medical Insurance) (Center for Medicaid and Medicare Services 2015). After years of studying the laws and works of the original plan. Obama came up with his own version of a healthcare system known as the Affordable Care

Patient access to affordable health care is an ongoing issue in the United States. The first portion of the policy process involves three different stages, the formulation stage, legislative stage, and the implementation stage. Three main stages exist in the process to transform a topic into a policy (Morone, J. A., Litman, T. J., & Robins, L.S., 2008). Coupled with the implementation stage is an evaluation of all the stages to determine effectiveness and gather information for use in future public health care policy making. In the formulation stage, the ideas, concepts, and information steam from this process of policy making. The

A large part of the plans core was modeled after the state health care system of Massachusetts. This system designed and initiated health care for all of the citizens of the state. Due to the staunch resistance by republicans and even some democrats, there were many compromises that had to be accepted in order for the act to achieve passage. The centrality of the plan was the idea that if an individual had insurance and preferred it over the available ACA insurance, the individual did not need to change to Obama Care. Those without health care insurance such as

The individual who supported the reform was named Karen Ignagni. The request was to have healthcare insurance for everyone in the United States.

Due to the success of Kentucky’s affordable healthcare system, I believe that Kentucky should be the in charge of the health insurance reform. The federal government should appoint the state of Kentucky to design a universal system for all of the states. They will to keep up with the high demands as the population continues to grow. Kentucky will need to increase their application turnover rate and improve their services and products that are provided to the public. Kentucky should develop a new level of automated systems that can make the application more efficient when applicants are applying and renewing their health insurance. It was wise to reuse an old system. Although Kentucky ‘s healthcare system was successful, how will they continue to protect the

The purpose of this paper is to determine if the ACA changes implemented during the last five years is assisting the residents of NC to find and secure affordable health care insurance and subsequent access to care.

The Affordable Care Act (ACA) extended healthcare coverage to millions of formerly uninsured individuals by expanding eligibility of Medicaid and the formation of Health Insurance Marketplaces. The ACA also included reforms to assist individuals sustain coverage and have the availability of affordable and accessible private healthcare insurance. Analysis from 2014 and early 2015 and have shown significant increases in public and private healthcare insurance coverage and have attributed the remarkable decreases of the rates of uninsured individuals from marketplace.gov and health insurance exchanges from the first year the ACA had healthcare coverage available.

Once the foundation of the U.S. health care system was reviewed, we began our study of the new regulations. The Affordable Care Act contained three main provisions. The first provision was expanding Health Insurance Coverage. Elements of the regulation included offering coverage to the vast majority of currently uninsured Americans by expanding access to Medicaid to cover all non-elderly individuals below 133 percent of the federal poverty level (FPL), and establishing state-based health insurance exchanges, which will offer Americans a range of private health plan options, with federal tax

In the case study for Implementing Budget Cuts in the Basic Health Plan, the core problem is how and who to cut or qualifies for disenrollment from the insurance program. This issue came about when Washington Legislature passed the 2009-11 Biennial Budget. Here government officials started to reassess the regions budget due to a heavy recession. They were looking at trying to save billions of dollars, which almost a quarter million of those billions would come from reducing the funds to the program for Basic Health Plan.

In Massachutettes, health plans wanted to eliminate “continuous open enrollment, assess the full annual penalty for any significant period of continuous un-insurance, impose waiting periods for certain services and bar consumers from buying in the merged market if they had access to employer sponsored coverage” (case study). Doing these things, the insurance companies hoped to lower premiums. Bill 2585 did pass but the law did not go as far as the insurance companies had hoped. It only “limited open enrollment in the merged market to twice a year in 2011 and once a year after that” (case study), which didn’t really help much. Due to loss in the small market group in 2009, health plans “planned double digit premium increases in 2010” (case study), but the government stepped in and put a stop to it. Even though the big name hospitals were driving up cost, the insurance companies were seen as the bad guys. This caused local plans to “record sizable operating losses for the first quarter of 2010 and had to draw on reserves to cover expected losses resulting from the rate rollbacks” (case study). The insurance companies, especially the smaller ones, suffered financially.

The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.