The Uninsured: A Case Study

In America, the number of uninsured rises every year and no solution to the problem has

Vulnerable populations is a term that creates an image of distinct and narrow-minded minority though the vulnerability of every individual to illness, disease, and injury has made health insurance necessary and probable for a huge portion of the American population. Vulnerable populations in the United States includes parents and children of immigrants, race/ethnic minorities, the disabled poor, the elderly, foster children, families ineligible for welfare, prison inmates and former offenders, children with special care needs, and residents of rural areas. However, the uninsured population has developed to become one of the vulnerable populations in the United States because of the risks and dangers associated with the lack of health insurance. As a result of the increased of the number of the uninsured, they have a huge financial impact on the vulnerable population.

It has been one year since the implementation of the Patient Protection and Affordable Care Act, also known as Obamacare. Despite countless Republican attempts to repeal all or part of the new law, it is still with us and shows no sure signs of disintegration. The rollout of the government’s health care exchanges experienced significant growing pains right from the beginning. Time has fixed many of these technical glitches, but has done little to quell the debate over the affordability and viability of the law.

In America, we not only have the problem of the non-insured but the under insured which causes just about as much problem as the underinsured. Each group has contributed to the vast growing cost of healthcare. Over the last decade or two, the amount of uninsured has risen due to the job market in the economy and the fact that most insurances are tied to employment, which is also a problem as the unemployment rate rises. The purpose of this paper is to explore this issue.

The Affordable Care Act, also known as ACA or ObamaCare, is one of the largest and most polarizing cultural change efforts in recent history. While the ACA impacts all Americans in some way, many of the details surrounding the law itself are still being challenged or under review in some capacity. The Affordable Care Act includes many complex issues and moving parts but the failed initial launch of the online healthcare marketplace by the Obama Administration, in partnership with various agencies and external contractors, is an excellent of example of what can go wrong when trying to make sweeping change efforts.

Since the law was signed in 2010, the Affordable Care Act is a working progress, it continues to changes to help improve individual’s needs. When the Marketplace, first launch there were some technical difficulties. The marketplace website was created so consumers can shop for affordable insurances that meets their needs. Now, despite some of the difficulties and the negativity from the media, the Affordable Care Act has many constructive effects. Obama care created the patient’s bill of rights. What many Americans fail to realize is, why many individuals were without health insurance. Before the law was created, insurances were more like a business. They would drop people without notice, raise premiums rates, or simply deny

On March 23, 2010 former president, Barack Obama, signed the Affordable Care Act (ACA) and made it a law. As many of us know, there are minimal issues with Obama Care, but the question to be posed would be, ‘are there enough systematic errors for it to be repealed?’ Obama did promise that if you agreed with the plan, you could keep it. Of course, there is always room for improvement, and Obama care is not an obstacle nor a negative force towards anything or anyone. There is no reason the ACA should not be diverted or limited in any way. There are pros and cons to everything, but regarding this situation, it is seen to have more pros. The ACA (Obama Care) has made many alterations since it has been in effect. Due to the inadequate reasoning

After reading Delivering Health Care in America A Systems Approach 5th edition by Leiyu Shi and Douglas A Singh, a lot of topics stood out to me, but the one topic that really touches my heart is the topic about Uninsured Americans. Health insurance is currently an important issue in the United States today. Every day we see more and more Americans become uninsured due to unemployment and an increase in premiums. This topic is very important because working in a hospital setting you see so many patients that can’t receive the care they need because of not having insurance or their insurance not covering all of their needs. Hospital administrators face multiple issues everyday in regards to uninsured patients and underinsured patients. As health

The author compares the specific goals and claims of the Affordable Care Act with the actual experiences in the areas of its implementation. The assessment is made in terms of access, costs and affordability, and quality of care provided. The article uses secondary data to present the perimeters of the assessment. According to the findings, affordable healthcare cost has not been realized and over 37 million Americans are likely to remain uninsured even after full implementation of ACA in 2019. More millions are likely to remain underinsured as profiteering will dominate the culture of healthcare in the US. The author notes that there is need to address the for-profit and bureaucracy in the US healthcare system and concludes by laying out benefits and economic, moral and sociopolitical lessons from ACA within the first five

Health service system as defined by "Roemer" in the text is the pooling of resources, organizations, financing, and management that aggregates to the delivery of health services to the needs of a population (Barton, 2010, p. 3).

The impacts of a large portion of the population being uninsured can have an adverse reaction on the population who are insured. Study done by RAND Corporation and a UCLA shows that it hard for insured patients to find a regular source of care, have delay in their care or going care, and less satisfied with their care (Kelly, 2011, Para 2). Furthermore, high rates of uninsured population can also increase rate of acute health conditions and diagnoses. Thus, causing American health care to be more expensive and increase raise in disease, and sickness in the American population. According to Kaiser Family Foundation (2017), “Because people without health coverage are less likely than those with insurance to have regular outpatient care, they

ObamaCare set into motion a the largest healthcare reform in history and the initiative was so broad and wide ranged that the governing body could not anticipate potential problems because there were to many entities involved. From public health initiatives, such as the implementation of the Prevention and Public Health Fund (virtual marketplace), to those statues in the PPACA that aim to increase the public 's access to health insurance has suffered many bumps in the road (Gable, 2011). For instance, in the initial extension of ObamaCare to the public, the individual interest and online requests was so intense that the system failed and was unable to support such a high demand of consumer inquiry, let alone enrollment. Most of the focus was spent on legislative law and not the actual accessibility and delivery to the citizens.

Uninsured people are both less likely than those with coverage to use any health services in a given year and have lower expenditures for services on average (Taylor et al., 2001). As earlier Committee reports demonstrated, this lower level of utilization is the source of one hidden cost of uninsurance—higher morbidity and mortality as a result of using fewer and less appropriate health care services. The Committee does not mean to imply by this comparison, however, that all of the additional use of services by those with coverage is effective and appropriate, but simply that the greater amounts of services used by insured populations are associated with and contribute to their better health outcomes, relative to those of uninsured populations.

The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.

previously. My father was severely sick and i wanted to the pharmacy to get his prescription but they refused me because he's healthcare did not coverage for this particular prescription which was way expensive at around$ 450. I spoke to the pharmacist about my father condition.She insisted to give the prescribed and i did not know what to do called several time his healthcare coverage and did not helped me. At the present time i used to lived in Saint Paul Minnesota and one of City council by the name Dai Thao was happend to be there at time. He saw my frustration and Asked me that happened and told him that my father is sever sick and his healthcare is not covering the prescription. He immediately called Healthcare Coverage and told