The Uninsured and Special Populations--Healthcare

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There are 45 million (17%) Americans without health insurance. Uninsured and special populations are experiencing problems mostly linked to unemployment, cost of health care, low income and decreased employer-based coverage. Also, many people are unable to find health insurance because of pre-existing health conditions. For some, citizenship status may also disqualify them for benefits. One example is Personal Responsibility Act of 1996, which prevents legal immigrant population and their U.S.-born children to receive certain benefits. These people have since experienced decreased access to health insurance, among other problems. Uninsured and special populations are more likely to
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Also, there is a high possibility of health insurance lobbying for their favored services to be included in the approved plans. The “Obamacare,” say opponents, imposes a hidden tax where those with health insurance will be required to pay for those without a health plan. “It is a way of taxing healthy people without calling it a tax.”

Supporters of Health Insurance Mandate

Those who support the PPACA are majority Democrats. They claim that the government’s health insurance mandate is constitutional based on the Commerce Clause that allows the federal government to “expand its power in various ways by defining various activities as ‘interstate commerce.’” The government is not claiming an individual’s property, but is providing a compensation for the health premiums paid by each person (health insurance). Therefore, the health insurance requirement does not go against the Fifth Amendment’s Taking Clause that states that the government cannot take a citizen’s property without compensation for it. The supporters of ACA compare the health insurance mandate to minimum wage mandate. Just like the health insurance mandate that requires premiums paid to insurance companies, the minimum wage mandate has private beneficiaries (employees), as well.

2010 Health Care Reform

The U.S. government signed into law the Patient Protection
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