The United States Healthcare System Is One Of The Most

The healthcare sector of the federal government covers programs for senior citizens, people with disabilities through Medicare, two thirds of the cost of joint state-federal Medicaid programs, which provides health reimbursement services for low income persons and families, and includes healthcare services for a variety of populaces including active duty and retired military personnel among others.

Health care insurance in the U.S. is extremely competitive and not always fair. Recently in 2012, The Affordable Care Act passed by Barack Obama set new regulations regarding insurance. According to this Act, employers of 50+ employees must offer health insurance, public health insurance such as Medicare and Medicaid was made affordable for those that qualify, it is illegal for anyone to be denied insurance due to pre-existing conditions, and everyone must have health insurance or they will endure tax penalties. For Medicare and Medicaid, each state has different qualifications regarding eligibility. Private health insurance is not mandatory, but many of those that can afford it prefer it because it will cover more than any government insurance. Private health insurance also offers family plans along with single plans(varying from company to company), which will definitely attract middle to high income families. Health insurance is an absolute essential in the U.S. as it is up to the citizen to obtain one that works for them.

The United States (U.S) healthcare system is a large private system that consist of multiple payers, which leaves the U.S

In today’s world, healthcare is provided in one of two ways. Most developed countries provide it free. Either the required care itself is free or one pays for it with free insurance provided by the government, known as not-for-profit. The alternative is obviously for-profit. In such systems, individuals pay for services either out of pocket or using private insurance provided by their employer. In which case, part of the payment for policy premium is generated through payroll deduction. Furthermore, the healthcare system can be considered either as a closed or an open system, for which the United States (U.S.) has both. The U.S. healthcare system when compared to the French system has its similarities and differences. Funding for healthcare

Citizens in America obtain healthcare either through an employer, Medicare, or ,for the forty-five million, out-of-pocket. The number one in healthcare, Japan, uses the Bismarck model system- healthcare through insurance. America is almost the same, except the Bismarck insurance insures everyone without making a profit. Japan has more privately owned hospitals than America. This model can be funded several different ways for cost-control. The reason we have not changed our healthcare system is because of federal debt. Half of the health care costs are paid by the government. This debt will be America's downfall, but also the healthcare reform it so desperately

The first characteristic of the US health care system is that there is no central governing agency which allows for little integration and coordination. While the government has a great influence on the health care system, the system is mostly controlled through private hands. The system is financed publically and privately creating a variety of payments and delivery unlike centrally controlled healthcare systems in other developed countries. The US system is more complex and less manageable than centrally controlled health care systems, which makes it more expensive. The second characteristic of the US health care system is that it is technology driven and focuses on acute care. With more usage of high technology,

The United States has multiple opportunities for insurance coverage for people. There are many private insurance companies to insure Americans. There are also government assistant agencies such as: Medicare, Medicaid and Children Health Insurance Program (CHIP) (Commonwealth Fund, 2013). Persons must apply and qualify for any government assisted programs for healthcare.

How societies pay for health care, and how many resources they devote to health, affects both the care people can get and its quality. In most developed countries, health care is paid for largely by the government or an organization associated with it, using taxes collected from citizens. The United Kingdom, for example, has a “single-payer” system in which the government pays directly for care; in France and Germany, the government collects taxes to fund part of the government health care system, and employers and individuals pay for the remainder of the costs directly. In other countries, such as the United States, a portion of the health care system is marketbased, that is, paid for by private entities such as

Medicaid, Medicare, and CHIP’s healthcare coverage is usually used in the typical American household. Though they serve different people they all have the same goal: To provide health coverage for lower costs and better care. They all have many ways they are funded. Medicare is funded through taxes, trust funds, premiums from members of Part A,B, and D, and funds from Congress. Medicaid and CHIP is funded by the government. The federal government pays states for a specific percentage of program expenditures or costs for a specific group. The percentage for Medicaid is 15% higher than CHIP’s. If you want to be a member of medicaid, you have to have a limited income, be 65 or older, a child under 19, be pregnant, be living with a disability,

According to Joe Conason, "America 's current health care system wastes considerably more than a trillion dollars every year. We know that because countries such as France, Germany, Japan and Finland, with comparable standards of living to ours, spend roughly half what the United States spends annually on health care per citizen, while covering everyone and achieving better results." (Conason, 2009) The United States healthcare financial systems are severely flawed - affecting the overall cost control, services, and care made accessible to its clients. The rising costs in healthcare are reaching new highs, and with rising costs, there doesn 't seem to be much change in the quality of the care being given. Clients coming in and out of these

The Medicaid program is jointly financed by the federal government and states. The federal government pays states for a specific proportion of program expenses, called the Federal Medical Assistance Percentage (FMAP). FMAP varies by state based upon criteria such as per capita income. There are no intermediary like Medicare’s HMO and PPO, so payments are made directly to providers. Medicaid covers health insurance up to 400% of Federal Poverty Line for those who are under age 65 and poor and/or disabled through income and excise taxes. Elderly over age 65 who are poor are dual eligible for Medicare and Medicaid. There is an employer-based insurance (EBI) and cost share is between employees and employers.

In Canada or Great Britain, the government funds healthcare providers through taxes, and such a system is called social. The United States, on the other hand, being a profoundly capitalistic country, opted for another route and passed the burden of healthcare spending on private consumers as well as other

The U.S. is an industrialized nation that continues to be behind on providing health care coverage to all citizens. However, the German health care system came up with a plan that ensured all citizens are provided with some form of health care coverage; nevertheless, the U.S. continues to dispute health care reform and how to provide coverage to all citizens. “Health spending per capita in the United States is much higher than in other countries – at least $2,535 dollars, or 51%, higher than Norway, the next largest per capita spender. Furthermore, the United States spends nearly double the average $3,923 for the 15 countries ("Health Care Cost," 2011, table 1)”.

For Americans, health care coverage depends primarily on whether health insurance is provided by their employer or through two major public programs, Medicaid for the poor and Medicare for the elderly.

Most of all the U.S. citizens need a more privately owned insurance to cover the cost of medical care services. Group health insurance purchased by employers were introduced originally during World War II, when wages froze it caused employers to offer benefits such as a way to compete for workers. Nearly every amend since the early 1970s has desired to grow this concept of things. There are now currently more than 1200 privately owned insurance companies in America. Public insurance is provided for the poor that can’t afford good healthcare (Medicaid) and for those over age sixty-five (Medicare). The Medicare system administers medical coverage for those who are at the age 65 and older. In addition, younger people with disabling illnesses or injuries are suitable for Medicare coverage. Those who are under age 65, but do not have health insurance are too poor to afford it and are eligible for medical coverage through Medicaid. Medicare is financed by federal income taxes, while Medicaid is funded by a blend of state and federal taxes. Medical insurance for those who can't seem to get it anywhere else is actually paid for by the more prosperous citizens, basically the rich and well paid citizens. It is paid not directly, but through work and taxes that they pay