The Us Health Care System

The affordable care act thought it would fix all the American problems of not having health insurance, but it did not fix them all. A huge advantage of Obama care was allowing young adults to stay on their parents insurance until they were 26 years old. I personally am grateful for this one because there is no way I could afford health insurance if it wasn’t for my mothers insurance. They also expanded Medicaid to millions of people by creating the market place. The affordable care act was supposed to make the overall healthcare costs lower and more affordable. In 2015 the cost of services increased 0.5 percent, which is reported less then typical years, which were approximately 3 to 4 percent. Another major advantage of the affordable care act is that they required all insurance plans to cover you for mental health, addition, chronic diseases, preventative and wellness visits, maternity and newborn, services and devices, lab tests, pediatric care, prescription drugs, outpatient care, emergency room care, and lately hospitalization. These ten are very important for the quality care for the overall health of a patient.

On March 23, 2010, the President Obama signed the Patient Protection and Affordable Care Act (PPACA) which represents the most significant regulatory that impacts the U.S. healthcare systems. With PPACA, 32 millions of Americans are expected the coverage and expanded access to health care and medical care. Due to the baby boomers and the downfall of the economics, there will be millions of people are seeking for low rates medical care which will create great impact on U.S. healthcare. According to Commonwealth Fund analysis, the U.S. healthcare ranks last on every cost-related. Therefore, healthcare becomes the top social and economic problem that American is dealing with. Like all other well-developed countries, there are both private and public insurers in the U.S. health care system. ‘What is unique about the U.S. healthcare system in the world is the dominance of the private element over the public element’ (Chua, 2006). Healthcare system in the Unites States can be divided into three different groups: Medicare, Medicaid, and Managed Care. Each plan provides different coverages for different groups of people.

The Affordable Care Act also known as Obama Care has been a topic of controversy. It is the most significant reform to the U.S health care system since Medicaid and Medicare. Some view it as a great and some believe it will be bad for the economy. I believe the Affordable Care Act is beneficial because it is affordable to Americans, does not discriminate, and will improve the American economy.

There are also several cons within the ACA which one is most people that have insurance through the marketplace have very high deductibles. With a person having a high deductibles when they go to the doctor for minor things they are still having to come out of pocket when they went to doctor visits due to the deductibles.. This can turn into a problem for some people due to their finances. Another big issue is being fined if you do not have health insurance. I do not believe that this is fair due to the circumstances of people lives. It is said that the fine will increase over time. I look at it like this there are people that try to apply for Medicaid within their state, and are turned down due to them being over qualified. Than we they go and apply for insurance through the marketplace it is too much so for some people they cannot win within this situation. I believe the government should look at it from all standpoints.

“The average premiums in the nation's individual health insurance market "actually dropped significantly" in 2014, the year that the Affordable Care Act took effect.” (Mangan, Dan. "Average Health Insurance Premiums Fell after Obamacare Took Effect, Study Says." CNBC. CNBC, 27 July 2016. Web. 15 Jan. 2017.) This would cover surgeries, major or minor, medical or dental. This would enable all Americans to not have to worry about the cost of complicated medical procedures because it would be a price that would relatively reasonable for all Americans. Also the insurance companies would include even more medical and dental benefits in their benefits. “Too many people in our country are not reaching their full potential for health because of preventable conditions. Moreover, Americans receive only about half of the preventive services that are recommended” (Koh, Howard K., M.D., and Kathleen G. Sebellius, M.P.A. "Scholarly Article." Promoting Prevention Through The Affordable Care Act. The New England Journal Of Medicine, 30 Sept. 2010. Web. 15 Jan. 2017.) More procedures will be included in physicals and more medical tests would be conducted for preventive healthcare and routine diagnostic check-ups. Another Aspect that would improve the Affordable Healthcare Act better is that there would be no deadline for enrolling. Whenever anyone needed to enroll or wanted to enroll, it would

Although Obamacare has many pros and cons, I do believe that it is very beneficial to many individuals. There were peiople whjo ghad no idea of hw they were gouing to pay fopr there medicine. Obamacare is giving people the opportunity to go to the doctor and get checkups to make sure they are in good health. Siome people would be sick but avoid going to the docotr becasusde they had no way of pasying for medical expenses. I do believe that the Affordable Health Care Act is teh reason that some places do not accept insuracnce. At one point in time, doctorsd offices and hospitals were not as limited oni the type of insurance they accept as they are

Obama Care was passed on March 23rd, 2010; essentially saying that every American was required to have some type of health insurance. Now the Pros of having Obama Care start with simply allowing any American citizen no matter

It has been referred to by several names; the “PPACA”, “H.R. 3590”, “ACA” and “Obamacare”. Whatever you wish to call it, it has become one of the most debated legislative acts of our time. It has also become the most significant piece of social legislation since Medicare was introduced to our country in the 1960’s (Patton, 2014). The Patient Protection and Affordable Care Act enacted by the 111th United States Congress and signed into law on March 23, 2010 by President Barack Obama has now become this nation’s set of regulations, requirements and penalties for all American’s health care coverage. Depending on which side of the political fence you are standing on, you may not think the grass is really any

Some of the positive things of Obama care that affect the average Person is that insurance companies and how they are no longer allowed to deny a person Coverage for having a pre-existing condition. It also takes away annual and lifetime Limits. Another positive aspect is that it allows children to stay on their parent’s Insurance until they are twenty-six years old. That allows young adults to attend college without worrying about getting themselves health insurance. It provides Millions of Americans with access to preventative and wellness services with no Out of pocket costs. Obama care enacts the 80/20 rule that requires health insurance Providers to spend at least 80% of their income on health and marketing expenses or it must be

With the recent elections, the Affordable Care Act has become one of the major talking points amongst the republican majority senate. In their attempts to undermine, what I think is the most beneficial reform to come out of the government in recent years, many people like myself have received the medical insurance that would have been otherwise unavailable. Moreover, with the price of health care as it is today, I would not be able to receive medications and health checkups without going into debt. Although the system at this time is not perfect, it is a move in the right direction because the benefits of universal healthcare will improve the wellbeing of all citizens while increasing productivity in all areas, and provide the security that a person will be able to maintain their health between jobs or even have the ability to become entrepreneurs.

In total honesty, today 's health care/insurance system in the United States from time to time can be overwhelming and frustrating. Most likely, because of the outrageous cost in clinical institutions and recent reform policies. Generally, when we think about how the whole health care/insurance system started, everything

As with everything else, there are pros and cons associated with the Affordable Care Act. The thought of the complex nature, in itself, of overhauling the country’s health care system is enough to warrant both. The ACA provides several benefits for the lower to middle class businesses and families and has some hindrances for the higher class businesses and families, large companies that don’t offer employee insurance and certain areas of the healthcare trade. The average American citizen has a lot to gain and little to nothing to lose. While those individuals that make more and the large companies might notice the financial woes, all American citizens will benefit from the ACA in one way or another.

On March 23, 2010 the Patient Protection and Affordable Care Act was signed by President Obama, raising the question for many of whether this new law was going to be more helpful or hurtful. With universal healthcare, healthcare coverage would be increased tremendously, costs would be reduced, jobs would be created, and consumers would be protected. Conversely, it will also raise taxes and wait times, lead to a smaller number of doctors, and infringe on some employers’ 1st amendment rights. Presenting both arguments for and against the Patient Protection and Affordable Care Act allows one to draw a conclusion on whether the new program will benefit or hinder the citizens of the United States.

The website titled “Obamacare Facts” does an excellent job with identifying the pros and cons of the ACA. To compile this list, they have taken the provisions of the ACA, which they have identified as pros and compared them to negative aspects that are necessary to have the certain provisions in place, therefore, the cons portion. To start, the ACA does it’s best to make sure high quality health insurance is affordable to all. However, it is a known fact that there are many people who are unable to afford health insurance. In order to keep costs low for those who cannot afford the high quality insurance that the ACA promises, wealthier people are being taxed. Additionally, insurance companies may have to pay taxes to help covers costs

Scientific evidence can be used in showing the positives of the Health Care Reform. If you lost your job next week your insurance would likely go with it.  Excluding temporary programs like COBRA, losing your job basically means losing your health insurance too.  Sure you can buy your own, but that can get expensive and there are often holes in the policy than with employer provided health insurance.  Under a universal system, you don’t have to worry.  Imagine you had to pay each month for access to use the police.  If you lost your job and couldn’t afford the police bill and