U.s. Health Care System Essay

Many people believe that the current of health care in the United States is the best health care in the world however it has major shortcomings that has become more visible for the whole world to see. The United States has the most expensive health care system in the world based on health expenditure per capita and on

rehend the PPACA, one must understand the history of the United States’ health care system. The most successful and known reform would be the passage of Medicare and Medicaid. President Johnson’s main objective with his program was to provide health insurance to those over 65 years old, who otherwise wouldn’t be able to receive coverage due to retirement or being financially unfit to purchase health insurance. It has since been expanded to cover those with disabilities, and lower income families (“Overview,” 2015). Brady (2015) examines President Clinton’s attempt to massively overhaul health care in the United States. His plan, the Health Security Act (HSA), required employers to offer health insurance to their employees, and mandated that every US citizen purchase health insurance. This plan would have most likely expand health insurance to many more Americans; however, many feared the large tax increases, restricted options for patients, and with the lack of general support for the bill, it failed in Congress and was never implemented (p. 628). President Clinton’s failed attempt at health care reform opened up the door to future reforms, and it even shared multiple similarities to the PPACA. Smith (2015) updates the history of the health care system in America stating that “In the mid-2000s, America’s uninsured population swelled to nearly 47 million, representing about 16 percent of the population” and how “16 million Americans […] were underinsured” (p. 2). People

Did you know that healthcare coverage is not affordable to everyone that lives in the United States? For most people affordable healthcare is not exactly affordable anymore which has eventually left them no alternative but to not carry health insurance coverage. Individuals that do not carry health insurance coverage will open themselves up for massive health bills if they get sick, but at this point those bills look more affordable than the cost of health insurance coverage. All the signs point to the expensiveness of healthcare coverage and that most individuals cannot afford to get it especially if their income revenue stream isn’t very high. Mortgages, utility bills, possibly car insurance, social security, loan payments and various other types of bills could leave most individuals, depending on the financial situation, with not much money left to pay for the health insurance. The absence of healthcare coverage in the United States exemplifies the financial hardships for families in America.

The U.S. health care delivery system is very complex because it is not a universal health system governed solely by the federal government. Only Americans with health care insurance coverage receive routine health services. Health insurance can be purchased in the private market or provided by the federal government. The uninsured and poor population acquire health insurance by government funded health care called Medicare and Medicaid. Medicare and Medicaid is the largest payer of health care services in the United States with Medicaid providing health services to about 72.5 million and Medicare provides health coverage to more than 55 million (CMS, 2015).

There are so many Incentive Programs that provide financial incentives for the use of certified EHR technology to improve patient and by taking part the Center can receive incentive payments for certain Medicaid health care and can receive up to a maximum of $63,750 over six years participation. Although to qualify we must have a minimum 30% of Medicaid patient volume and a practice predominantly in a Federally Qualified Health Center and have a minimum 30% patient volume attributable to needy individuals.

In the United States health insurance is purchased through private marketplace or can be provided by the government. However, only certain populations qualify for government provided healthcare, such as veterans, people with disabilities, children, and elderly. Private health insurance can be purchased from various for-profit commercial insurance companies or from non-profit insurers, and is usually subsidized by a person’s employer. Employers voluntarily sponsor the health insurance plans for their workers, because it is cheaper to buy plans from insurance companies in a group. Sometimes premiums paid by the employer and employee fund an internal health insurance plan, which is usually administered by a third party from a health insurance program. HMO 's, or Health Maintenance Organizations, are the most common type of the health care. HMOs are an example (employer pays yearly capitation fee). It saves some money on routine care, but it is not good for specialized care. From a physician 's perspective HMOs cause them to earn less, but work shorter hours.

The U.S. Health Services System (HSS) is a market based system in which individuals are required to purchase healthcare individually or through an employer. At this time the U.S. HSS is not available to everyone despite the industrialization that the nation has rather it is available to those who can afford it. The U.S. HSS is a broad mixture of services such as hospitals, nursing homes, long term care, emergency care, vaccinations and a myriad of other health related services. The U.S HSS is a mixture of public, private and voluntary programs funded by federal, state and private monies.

The US triumphs by spending about 17 percent of its Gross Domestic Product on healthcare, making it the largest percentage of any country in the world. The government provides assistance in healthcare to many people, whether it be Medicare or Medicaid. Employers are the main source of health insurance in the United States, many offering their own health insurance plans that the employee can choose from. The most common types of health insurance are Medicare, Medicaid, Obamacare, or a private insurance offered by employers. Today, in the United States, government programs pay about 47 percent of the healthcare costs. (Winkfield) Although healthcare in the United States assists several people, many are still uninsured due to the cost and the

The United States of America is the only industrialized nation without universal healthcare coverage for its residents. Despite much spending on healthcare, the United States of America failed to provide Universal Health Care for its population. The United States have violated the human rights of 32 million people by denying them proper health care coverage. In considering the highest health care spent, the U.S. government has failed to meet its obligation to respect, protect and fulfill everyone’s rights. This has disproportionally affected the health of many disadvantaged groups and the under-resourced communities, such as the undocumented immigrants, people living in poverty, people of color and including the middle-class working legal immigrants. A majority of uninsured residents have received poor access to the office of private physicians. Many undocumented uninsured immigrants are forced to frequently seek healthcare from so-call safety-net providers, such as community centers and the outpatient or emergency department of hospitals. They go without medication and skip preventative care, especially due to high costs. Countless have unhealthy lifestyles which have contributed to very poor health outcomes such as high rates of cancer, low birth weight and infant mortality and lower life expectancy. Current presidential debates about health care reform address concerns about the right to health care, access, fairness,

The United States health care is very complex and is a combination between a public health care system and a private health care system. The United States health care system is financed through, the federal, state, and local governments, contributing 42.9% of all health care costs, while another 22% is contributed through out-of-pocket costs, and the rest is provided by health insurance companies (New York University, n.d.). Americans can obtain health insurance through their employer, through government subsidized health insurance programs such as Medicaid, or pay privately for health care coverage. The United States has the highest amount of health care expenditures than any other developed country. The United States pays an average of $8,508 per citizen, while the “average annual family health insurance premiums were estimated for 2012 at 15,745, with 11,429 paid by employers. (McLaughlin, C., & McLaughlin, p. 22). “Despite spending more on health care, Americans had poor health outcomes,

The health care system in America is unlike any other. Many Americans go into debt every day because of medical bills and costs. America is the one of the only countries in the world that has its citizens falling into bankruptcy due to healthcare costs. Not only is the healthcare expensive and doesn’t extend care to everyone, the system treats those of different races differently. Health disparities has been a big issue in America’s history since slavery and continues to resonate here to this day. In the film, John Q, it is evident how income and race affect a young child’s ranking in the medical field. Young Mikey needs a new heart but due to racial health disparity and his father’s insurance plan, the hospital board will not put his name on the donor list. In films such as, Sick Around the World and Sick Around America, the health care system in America is shown to be one of the most expensive but least effective. This healthcare system leaves thousands in debt and without medical care. In the book, An American Heath Dilemma, it states, “wherein nearly 50 percent of the population reported it was having difficulty paying for health care.” (569, Byrd) The book talks about Americans constant struggle of needing health care but not being able to afford it, just like John Archibald in John Q. The American healthcare system needs some major changes and policies for equality before it can be as productive as those in other countries.

The United States does not have a uniform healthcare system, it can be best explained as a hybrid system. There are many different types of coverage you can choose to receive; from Medicare, Medicaid, or private insurance.

Healthcare coverage resembles a blanket: In some countries, the cloth of healthcare covers all of its citizens, and others allow their people to fight over the blanket. This resides in the hands of its government, whether or not they will permit universal healthcare. To clarify, universal healthcare refers to the process of medical service being provided to citizens while the costs are taken out of the taxpayer money. While thirty two or more countries use universal healthcare, America is one of the only first world countries to not jump on that bandwagon (Kapitall). Instead of raising its taxes and risk making their people and economy suffer, the United States established a law known as the Affordable Care Act

Health care in the United States is unique in comparison to any other developed country. Most countries that have a health care system in place have a universal health care system where the government plays the major role of being responsible for who is insured and for what. The United States has a system that is managed mostly by employers, private insurance companies and a few government managed programs. Universal health care is not a common practice or even a rare one in the U.S. Based on the demographics of the population the government has some interference with health care delivery. If a group of people meet certain financial and economical factors they will qualify for one of two programs, Medicaid or Medicare, depending on age

Two major reasons why the U.S. has the highest health care expenditures are substantially higher prices and more fragmented health care delivery that leads to extensive use of medical resources. Insured and high-income Americans, however, have more problems with health care services such as not getting regular medical treatments than the insured in other OECD countries. It reflects the lack of comprehensive health insurance coverage and higher out-of-pocket costs for care of the insured. Fragmented coverage in health care plans also does not support coordinated care in-network including the sharing of information among health professionals and insurance providers. A more effective health care system and management in primary