Uninsured And Underinsured On America Why Is It A Social Problem?

Furthermore, the United States spends nearly double the average $3,923 for the 15 countries ("Health Care Cost," 2011).” Accordingly the U.S. throws away more money than any other country on healthcare which consequently could jeopardize the medical attention that is being provided.

has the world’s most expensive healthcare system, yet one-sixth of Americans are uninsured. Approximately one-third (31%) of adults and a little more than one-half (54%) of children do not have a primary care doctor. Federal spending on healthcare in 2005 alone totaled $600 billion, a massive one-quarter of the federal budget. Someone files for bankruptcy every 30 seconds in the U.S of health concerns. And every 1.5 million families lose their homes to foreclosure due to unaffordable medical costs. The U.S. spends six times more per capita on the administration of the health insurance system than Western European nations, who insure all citizens.“ www.realtruth.org/articles/090203-005-health.html. “In United States, the annual cost of health care per capita is $5,711. http://www.visualeconomics.com/healthcare-costs-around-the-world_2010-03-01/#ixzz12f0I1lbk

The United States health care system ranks 37th in the world. Statistically, it’s bizarre how United States is amongst one of the most advanced nations in the world and the fact that it spends more on its healthcare

Large populations of Americans are uninsured mainly because of the high cost of insurance. Majority of the uninsured are the low-income working families’. The adults represent a higher percentage of the uninsured than children. Before the law, you could be denied coverage or treatment because you had been sick in the past, be dropped mid-treatment for making a simple mistake on your application, hence, the Affordable Care Act was implemented into law on March 23, 2010 by President Barrack Obama to make sure that every American irrespective of their status will be insured and have full access to proper health care benefits, rights and protection(1). To understand the

The Affordable Care Act otherwise known as Obamacare or the Patient Protection and Affordable Care Act (PPACA) was signed into law in March 2010 and it has not been without its share of problems, debates and controversies. One of the main points of the debates and controversies with the PPACA has been the legality of the individual mandate. The individual mandate “requires that most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty” . The whole purpose of creating PPACA was to “achieve near-universal coverage and to do so through shared responsibility among government, individuals, and employers” and to be able to “improve the fairness, quality, and affordability of health insurance coverage” also to be able to “improve health-care value, quality, and efficiency while reducing wasteful spending and making the health-care system more accountable to a diverse patient population” .Those were the top three goals that were the foundation when drawing up the policies for The Affordable Care Act to develop what was hoped to be universal healthcare system for the citizens of the United States. While The Affordable Care Act does have its benefits, such as it would cover pre-existing conditions where most private insurances do not do, more people have the ability to get what they call affordable medical insurance, costs of prescriptions are lower and it even offers tax credits for those that purchase the insurance but it also

The Affordable Care Act otherwise known as Obamacare or the Patient Protection and Affordable Care Act (PPACA) was signed into law in March 2010 and it has not been without its share of problems, debates and controversies. One of the main points of the debates and controversies with the PPACA has been the legality of the individual mandate. The individual mandate “requires that most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty” . The whole purpose of creating PPACA was to “achieve near-universal coverage and to do so through shared responsibility among government, individuals, and employers” and to be able to “improve the fairness, quality, and affordability of health insurance

In 2010 during the term of President Barack Obama something needed to be done due to the rise of healthcare costs and the number of people who were uninsured and unable to pay their healthcare bills (ehealthinsurance 2014). United States spent more on healthcare than any other country but yet was only the 34th in life expectancy. These are some of the many reasons why The Affordable Care Act came about and was signed into a health care law. This landmark law impacted and changed many aspects of the healthcare system, as well as influenced everyone’s healthcare options in the United States. The Affordable Care Act has been just about been one of the most

The Patient Protection and Affordable Care Act of 2010 (ACA of 2010) was the first time the U.S. government had addressed the issue of providing insurance to all Americans in a significant way (Shi & Singh, 2013). President Barack Obama signed the ACA of 2010 into law on March 23, 2010. Since then the comprehensive reforms that the law provides, has been rolled out in stages throughout the years following. Some of these changes included, in 2010 a new Patient’s Bill of Rights went into effect, 2011 brought free preventative care services, 2012 introduced a Value-Based Purchasing program to hospitals, in 2013 open enrollment began for the health insurance market place, and 2014 will be the first tax year that individual that choose not to get health insurance will pay tax penalties for doing so. These changes and the many others detailed in the ACA of 2010 aim to provide more access to health care, bring new consumer protections, improve quality and lower health care costs (U.S. Department of Health and Human Services, n.d.).

According to data presented by the Organization for Economic Co-operation and Development (OECD), the US health care cost exceeded $ 8,000 per capita, in 2010, comparing to the next most expensive system (Norway) $5,000 per capita (OECD Health Data, 2012). Despite being the most expensive system in the world, US healthcare system has failed in many areas of performance and quality. According to OECD data, US has a much lower life expectancy than other industrialized countries, also the infant mortality rate is higher than those countries. Moreover, the US is the only industrialized country that does not provide its citizens a protection of a universal health care coverage.

The U.S. is an industrialized nation that continues to be behind on providing health care coverage to all citizens. However, the German health care system came up with a plan that ensured all citizens are provided with some form of health care coverage; nevertheless, the U.S. continues to dispute health care reform and how to provide coverage to all citizens. “Health spending per capita in the United States is much higher than in other countries – at least $2,535 dollars, or 51%, higher than Norway, the next largest per capita spender. Furthermore, the United States spends nearly double the average $3,923 for the 15 countries ("Health Care Cost," 2011, table 1)”.

Many would argue that here, in the United States, we have the best healthcare in the world. We benefit from the most up to date medical technologies, medications, and services. People come from every corner of the world to take advantage of our top notch physicians and facilities. But is this reputation warranted, and if so, at what cost? The average annual cost per US resident is $7,681; this comprises 16.2% of our gross domestic product. These costs rank us among the highest of industrialized nations (Lundy, 2010). Does this high expenditure equate to better outcomes? According to the National Scorecard on US Health System Performance (2008), the US received a 65 out of 100 possible points.

The affordable care Act became law in 2010 and expected to bring healthcare to most Americans at an affordable rate. The law requires all citizens and legal residents to be covered by either public or private insurance. The availability of insurance reduces the price of care faced by the health service consumers; and it will be directly connected with an increase of the demand for health care and better health status (Hong,

Health care in United stated is well established and advanced and have certain differences than other countries such as china. Data was obtained from organization for economic co-operation and development (OECD), CIA world factbook and World Health Organization (WHO) to compare the differences in healthcare expenditure between the two countries. In 2016, the united states (U.S.) spent 17.8% of its gross domestic product (GDP) on health care and 90% of U.S. population were insured. Currently, there are 326 million inhabitants in U.S. whom most have insurance but that might change due to Affordable care act policy changes. The U.S. provide high quality of care to patients and improved access

For over 50 years, the OECD has shown the strength and weaknesses of health care systems in developed and developing countries with the prospects of encouraging economic growth, prosperity and, sustainable development. The past decade, the United States trend highlight that their healthcare system is the most expensive yet ranks well below other counties within the OECD. With recent OECD studies comparing the US to other developed countries like Switzerland, the UK, France, Germany, Sweden and, four others with their unique health systems the US ranks last in most categories. With the comparative studies focused on quality, access, efficiency, equity and, healthy lives, the US must identify and adopt a health system that works best to care for the American population as others in the international communities. One country in particular that offers a good care model for the US to adopt is likely the United Kingdom’s government provided single payer systems, whereas the US health care is a federally funded service (source, 2016). Including the UK’s National Healthcare Service (NHS), that sets quality standards. The NHS works like (p. 25), where everyone pays in, and everyone has access to care. Comparing the US and the UK closely, we will see how well each country 's medical care system performs and the impact it has on each of its citizens.

The individual mandate under the ACA, forces every individual to acquire health coverage and failure to abide by this provision may result to a monetary penalty. This individual mandate was made necessary to expand the health market and secure its capital in order to pay towards the care of the sick majority. However, the result of this expansion was a shock, especially to the young and healthy individuals who were schedule to pay massive amounts of dollars for health coverage that they may or may not even use. This alone has crashed public expectation in gaining "affordable" health coverage.