Uninsured Health Care

Quality Health Care for the Uninsured children in the United States in comparison to Health Care for children in Canada.

After reading Delivering Health Care in America A Systems Approach 5th edition by Leiyu Shi and Douglas A Singh, a lot of topics stood out to me, but the one topic that really touches my heart is the topic about Uninsured Americans. Health insurance is currently an important issue in the United States today. Every day we see more and more Americans become uninsured due to unemployment and an increase in premiums. This topic is very important because working in a hospital setting you see so many patients that can’t receive the care they need because of not having insurance or their insurance not covering all of their needs. Hospital administrators face multiple issues everyday in regards to uninsured patients and underinsured patients. As health

Health service system as defined by "Roemer" in the text is the pooling of resources, organizations, financing, and management that aggregates to the delivery of health services to the needs of a population (Barton, 2010, p. 3).

This is another problem the United States faces by not having Universal healthcare. Formosa Post stated, “ It should be considered a basic human right, in which the nation ensures that every person is covered by equal healthcare, regardless of age, gender, or income.” When insurance companies determine what health care is covered, that can be very limiting to people who need the care or could die. Having Universal healthcare, the government would pay for the services, which would prevent medical bankruptcies, because the people are not paying. Procon.org states, “ About 62% of all US bankruptcies were related to medical expenses in 2007, and 78% of these were filed by people who already had medical insurance.” This is a huge problem that the government needs to

There are 45 million (17%) Americans without health insurance. Uninsured and special populations are experiencing problems mostly linked to unemployment, cost of health care, low income and decreased employer-based coverage. Also, many people are unable to find health insurance because of pre-existing health conditions. For some, citizenship status may also disqualify them for benefits. One example is Personal Responsibility Act of 1996, which prevents legal immigrant population and their U.S.-born children to receive certain benefits. These people have since experienced decreased access to health insurance, among other problems. Uninsured and special populations are more likely to

In the United States, the number of uninsured continue to increase everyday with no solution. "As of today the number of uninsured American remained at 10.9 % in the fourth quarter of 2016"(Holahan, 2017). In today economy where unemployment is at an all time high, millions of peoples are without insurance due to unemployment. There are also a lot of uninsured American that are employed, that can't afford insurance.

Data show that the number of uninsured Americans has greatly reduced over the past 2-3 years. However, prior to the adoption of various provisions of the Affordable Care Act (ACA), there were over 41 million people uninsured in 2013 (Kaiser Family Foundation, 2014). The number of people without health insurance, especially children, has steadily increased throughout most of the past decade. Children without health insurance are more likely to suffer from preventable and treatable illnesses, including their long lasting related effects, than their insured peers (Majerol et al, 2014). Majerol et al. also demonstrate that the uninsured are less likely than those with insurance to receive preventive care and services for major health conditions and chronic diseases.

From a cost perspective, there is an argument which suggests that uninsured individuals are the reason that costs are being driven up. However, according to the Pacific Research Institute, this is not the case. They argue that far less uninsured individuals use health care services, much less being a strain on them. They point towards Medicare and Medicaid beneficiaries as being responsible for the majority of the cost. If anything, the uninsured are subsidizing the insured, as hospitals are often seen shifting costs to the uninsured, citing that they are doing so in order to quality for governmental grants (Graham, 2007).

The perspective I have about the recent efforts to help the uninsured in the U.S is it has come a long way towards positive change since the 1950’s till now. The Patient Protection and Affordable Care Act of 2010 (ACA)/ Obama Care, has provided the uninsured with medical insurance and access to reduce the risk of health issue through prevention. The law expands eligibility for public insurance, use of federal subsidies to make private coverage more affordable, new rules on insurers and employers to make coverage more accessible, and require all Americans to have some form of health insurance (Knickman and Kovner, 2015). The outcome of this enactment; 5 million Americans enrolled in state Medicaid programs, 8 million received public subsidies,

The uninsured population is also causing havoc in the health care market. This group of individuals may not have the opportunity to obtain health insurance through an employer or cannot afford the cost due to their income. The Affordable Care Act is in place to assist them with getting insurance. Many people deem this act impractical as some of the plans available are not affordable. This government is currently working on trying to eliminate this mode to receive coverage however they need to streamline the process and find ways to make this suitable for the citizens. Having insurance coverage is vital one’s health as well as the economy. Individuals without insurance are less inclined to seek care which can be detrimental to their health and

This study discusses the effects on community health centers and how much they will impact preventable hospital admission among those patients with Medicaid or are uninsured. According to the authors of this study, due to the Affordable Care Act (ACA)it is expected that by 2023 expanded health care coverage will enroll an additional 25 million people into health care plans. Community health centers have begun to play a very important role in providing primary care among low-income patient populations because of the health care expansion under the ACA. Federally qualified health centers (FQHC) are providing comprehensive health care for Medicaid and Medicare patients and being reimburse at higher rates than other medical facilities making

The expenses for managers will keep on rising, the quantity of uninsured individuals will likewise keep on increasing with an augmenting gap between what can be afforded and what is accessible. The rate of the uninsured will reach out into the present working class. These disappointed people, and their managers, may vote in favor of an adjustment in the health care

ACA estimating 25 to 30 millions uninsured because of health service financing (Shi and Singh, 2015). That a large portion of our population that lives in one of the industrialized country and has the best technology yet cant figure out the finances. I didn’t realize that insurance will lower out of pocket cost for uninsured simply because they will be paying more in the because of their medical needs. ACA coming into play was an idea that everyone will be insured, kinda like “universal” insurance such as other countries but it doesn’t seem as such. Christical part is that out of pocket is not the only option, working for a company that provides medical benefits is an option for all. I understand that not everyone is a doctor nor everyone wants

The census data selected was to further evaluate and compare; the uninsured of Santa Cruz, California and Lawrence County, IL.

Regarding average population health, it is unclear from the existing literature whether expanding access to health care would have a significant influence. One way to improve access to health care is expanding insurance coverage, but Levy and Meltzer found “very little convincing evidence to demonstrate that having health insurance improves population health on average” (403). However, for some vulnerable subpopulations, there were marked health benefits (406). McKinlay and McKinlay argue that medical care itself accounts for a small part in the decline of mortality in the United States, noting that the “rise in medical care expenditures began when nearly all (92 percent) of the modern decline in mortality this century had already occurred” (414). However, it is important to keep in mind that the McKinlay’s studied the decline of mortality in the twentieth century, and with the elimination of most widespread infectious