Uninsured Rates of Hispanics Essay

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INTRODUCTION Today, according to the Census Department (2010), there are 51 million (16.4%) uninsured individuals in the Unites States and a large percentage of those individuals are Hispanic. Among Hispanics ages 18-64, 37% are uninsured, which is about twice the size when compared to the proportion of uninsured among the general population, and nearly 2.5 times the proportion of white, non-Hispanics. Additionally, 2.9 million Hispanic children who are younger than 18 years old (21%) are uninsured. This compares with uninsured rates among children who are younger than 18 years of 7.4% among Non-Hispanic whites, 14.5% among African Americans, and 12.4% among Asians. According to the Center for Disease Control and Prevention (2009),…show more content…
This research should also enlighten as to how the new Healthcare Reform Act will help aid in the large group of uninsured in the future once ObamaCare is passed in 2014. RQ1a: Why is it that Hispanics are the most uninsured and underinsured ethnic cultural group in the United States? RQ1b: What impact will the HCRA have on the uninsured Hispanic population? Many variables can play a part in effecting the dependant variable: Being uninsured. Through quantitative studies, you can deduce that being uninsured or even underinsured in the U.S. has many reasons behind it. For the Hispanic community, you have to factor in income level, employment/immigration status, language barriers, education levels, perceived knowledge and family status. One of the most common explanations for the low rate of insurance among Hispanics focuses on their employment characteristics. Considerable sectors of Hispanics tend to be workers who are working in jobs that do not even provide health insurance. Garrett, Nichols, and Greenman (2002) felt that Hispanics are less likely to have offers of health insurance from their employers due to being less likely to work for a firm that sponsors a health plan. According to Long (2003), for many low-income uninsured adults, the decision to even purchase health insurance is made in lieu with the demands for basic food and housing
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