Us Healthcare Plan Vs. Uk Healthcare

has the world’s most expensive healthcare system, yet one-sixth of Americans are uninsured. Approximately one-third (31%) of adults and a little more than one-half (54%) of children do not have a primary care doctor. Federal spending on healthcare in 2005 alone totaled $600 billion, a massive one-quarter of the federal budget. Someone files for bankruptcy every 30 seconds in the U.S of health concerns. And every 1.5 million families lose their homes to foreclosure due to unaffordable medical costs. The U.S. spends six times more per capita on the administration of the health insurance system than Western European nations, who insure all citizens.“ www.realtruth.org/articles/090203-005-health.html. “In United States, the annual cost of health care per capita is $5,711. http://www.visualeconomics.com/healthcare-costs-around-the-world_2010-03-01/#ixzz12f0I1lbk

Canada’s healthcare system is more accessible than the U.S, because Canada’s healthcare system covers all Canadian citizens as opposed to the U.S. healthcare system which depends on a person’s insurance. The U.S healthcare system is an insurance based system. In 2012, the U.S spent 2.8 trillion on healthcare (). Despite such spending on health care, many U.S. residents had no health insurance and several aggregate measures of health quality and outcomes recorded in the USA were poorer than the corresponding data from other high-income countries. In the U.S. if a citizen does not have insurance they will have to pay out of pocket for normal health care services. These out of pocket costs are usually extremely high. To put it in perspective, 18% of U.S citizens do not have health insurance (Costello,

Findings from Squires and Blumenthal (2016) showed that only 8.9 percent of Americans are now uninsured, and since the Affordable Care Act went into effect in 2010 there are 20 million more Americans who now have health insurance and access to affordable care.

A. To start off, currently, in the U.S., about 16 percent of our current population, which is about 44 million people, do not have any health insurance. To insurance companies, healthcare is not a right, like it is in countries like France, it is something that they just currently use as a profit. For them, customers are an asset, because unlike paying for a house or car, you never own insurance. Although the U.S. spends the most on insurance and healthcare, it still ranks as only 37th in the world for health care quality according to the World Health Report.

The Patient Protection and Affordable Care Act of 2010 (PPACA) was designed to decrease health care costs and require health care access to all U.S. citizens. The Act has the potential for reducing the cost of health care in the United States; however, with many risks which could possibly strain the health care system, increase debt, and decrease the quality of care many are concerned.

“According to the report, titled Income, Poverty and Health Insurance Coverage in the United States: 2010, 49.9 million Americans or 16.3 percent of the total US population had no health insurance in 2010. That percentage represents a slight increase on 2009’s figures, when 49 million citizens or 16.1 percent of the population was uninsured” (Gamser, 2011).

The affordable care act thought it would fix all the American problems of not having health insurance, but it did not fix them all. A huge advantage of Obama care was allowing young adults to stay on their parents insurance until they were 26 years old. I personally am grateful for this one because there is no way I could afford health insurance if it wasn’t for my mothers insurance. They also expanded Medicaid to millions of people by creating the market place. The affordable care act was supposed to make the overall healthcare costs lower and more affordable. In 2015 the cost of services increased 0.5 percent, which is reported less then typical years, which were approximately 3 to 4 percent. Another major advantage of the affordable care act is that they required all insurance plans to cover you for mental health, addition, chronic diseases, preventative and wellness visits, maternity and newborn, services and devices, lab tests, pediatric care, prescription drugs, outpatient care, emergency room care, and lately hospitalization. These ten are very important for the quality care for the overall health of a patient.

The Affordable Healthcare Act makes healthcare and health insurance more affordable and more available to more Americans. It is able to do this by new consumer protections, rules and regulations on the healthcare industry. This is shown when creating a marketplace for subsidized insurance, and reforming and expanding public healthcare programs. These include Medicare and Medicaid. This act can also include measures to cut the growth in healthcare spending in the United States.

In 2014, Americans choosing private insurance accounted for 66 percent of the U.S. residents (55.4% from employers, 14.6 percent acquired insurance directly) (The Commonwealth Fund, 2016). For public programs, 36.5 percent of Americans are covered. 16 percent of individuals receive coverage from Medicare, 19.5 percent receive coverage from Medicaid, and 4.5 percent are covered under the military (U.S. Census Bureau, 2014). According to the U.S. Census Bureau in 2014, 33 million Americans were uninsured, taking up 10.4 percent of the population (U.S. Census Bureau, 2014).

There are also several cons within the ACA which one is most people that have insurance through the marketplace have very high deductibles. With a person having a high deductibles when they go to the doctor for minor things they are still having to come out of pocket when they went to doctor visits due to the deductibles.. This can turn into a problem for some people due to their finances. Another big issue is being fined if you do not have health insurance. I do not believe that this is fair due to the circumstances of people lives. It is said that the fine will increase over time. I look at it like this there are people that try to apply for Medicaid within their state, and are turned down due to them being over qualified. Than we they go and apply for insurance through the marketplace it is too much so for some people they cannot win within this situation. I believe the government should look at it from all standpoints.

The Patient Protection and Affordable Care Act (PPACA) signed into law by president Obama on March 23, 2010 is arguably the most extensive reform of health care law ever to be enacted in the U.S. It will impact the way professionals practice health care, the way insurance companies handle health care as a product, and the way consumers purchase and use health care as a service. The Affordable Health Care Act is primarily aimed at reducing the number of uninsured Americans and reducing the overall costs of health care from an administrative and consumer standpoint. The PPACA requires insurance companies to cover all applicants and offer the same rates to all applicants of the same age

The Patient Protection and Affordable Care Act (PPACA) or Affordable Care Act (ACA), is far–reaching enactment that will change how a large number of Americans access health care. The intent of the ACA was to increase the number of insured, increase quality of care and making it affordable for everyone by reducing the costs and expanding coverage. Under the act medical providers such as hospitals and primary care physicians will have to change their practice financially, clinically and technologically in order to have better outcomes, lower costs and have better methods of providing care. The ACA also includes provisions that require all Americas to secure medical coverage or pay fines and it requires insurance companies to accept all applicants.

1. Over 41 million Americans have no health care insurance according to the U.S. Bureau of Census.

I. More than 43 million Americans reported being uninsured throughout 2002 and millions more lack coverage for shorter periods. The lack of insurance negatively affects not only the uninsured, but their families, the communities in which they live, and the country as a whole (The Institute of Medicine).

Even though 45 million Americans are uninsured, the U.S. spends more on health care than any other industrialized nation, and those countries provide health care to all of their citizens. (National Coalition on Healthcare, 2005, Facts on health care costs).