Visa Is A Global Company

We use credit cards in our every day life. Whether we 're buying clothes, buying a meal, or paying for our child 's schooling, owing money to the credit card company is nearly unavoidable. That Visa credit card can become very heavy in our wallets

It also offers a range of payments platforms that enable credit, debit, prepaid, and cash access programs, as well as digital, mobile, and eCommerce payments for individuals, businesses and government entities. Visa Inc. is headquartered in San Francisco, California. The beginning stock price was $148.47 per shares purchased and closed at $148.65 with a gain of $11.57.

In an article titled “Better Buy: Visa Inc. vs. American Express” by Dan Caplinger it discusses what card would be better for you. The article compares the two by comparing their stock performance and valuation, dividends, and growth. All these are vital to know when choosing a credit card.

Visa, as an Investor Business Daily Leaderboard stock, is recognized as one of a select number of companies screened for having the most potential for big gains. (Alva, 2015) The Visa conducts over 65% (over two billion credit cards, debit cards, and many other financial services) of the United States and some foreign countries’ credit card transactions, which is more than its competitors MasterCard and Citigroup. For fiscal year 2013, investors saw a 34.5% return (5-year annualized), and Visa reported $11,778,000 in assets, marking a 13% increase in revenue. (Fortune 500 2014, n.d.) Many analysts, such as Bill Carcache of Nomura, have applauded Visa as a company with a most promising future. According to Carache, “[Visa] is expected to rise further as the card processing network rides the coattails of strong bank partners and benefits from higher pricing and other tailwinds,

Fortunately, by using credit cards, many households can get the essentials they need until they get a raise or add additional income to their household’s budget. One of the many credit cards Americans continue to choose is the Choice Privileges Visa credit card.

As mentioned in the article “Preventing Terrorism and Enhancing Security,” in the aftermath of the terrorist attacks of 9/11, the Department of Homeland Security has worked “to protect communities from terrorism [...], while safeguarding the fundamental rights of all Americans” (“Preventing Terrorism and Enhancing Security” 1). This quotation made by the Department of Homeland Security exemplifies the organization’s purpose. The institution strives to secure America against acts of terror, and, by doing so, maintaining all human privileges. According to the article, the Visa Security Program inspects credit card applications for fraud. The program aims to recognize criminal or terrorist threats and to prevent these threats from reaching the United States.

Establishing credit is an extremely important factor in life. The american dream is to build your credit, buy a home, and build a family. Students who begin to use credit cards in their college years may never get to live that dream because they ruin their

If you were to take your company global, which 3 countries would be your first targets, and why? What products fit with those countries’ segments of customers?

Visa Inc. (VN) operates the world’s largest retail electronic payments network and manages the world’s most recognized global financial services brand. Visa has more branded credit and debit cards in circulation, more transactions and greater total volume than any of their competitors. They facilitate global commerce through the transfer of value and information among financial institutions, merchants, consumers, businesses and government entities. They provide financial institutions, their primary customers, with product platforms encompassing consumer credit, debit, prepaid and commercial payments. Visa Net, their secure, centralized, global processing platform, enables them to provide financial institutions and

1. Brief description of the context and of the decision which has to be made.

International business contains all business transactions private and governmental, sales, investments, logistics, and transportation that happen between two or more regions, nations and countries beyond their political limits. Generally, private companies undertake such transactions for profit governments undertake them for profit and for political reasons. It refers to all those business activities which involve cross border transactions of goods, services, resources between two or more nations. Transaction of economic resources includes capital, skills, and people. for international production of physical goods and services such as finance, banking, insurance, and construction.

Founded in 1994, Euronet Worldwide, Inc. (EW) provides secure financial transaction solutions globally. Its three main business segments include Electronic Financial Transactions (EFT), Prepaid (epay), and Money Transfer. As a leading provider of electronic payment solutions, EW allows Financial Institutions, Retailers, and Service Providers to serve customers, both locally and globally with convenience and simplicity.

A value chain is a chain of activities that a firm operating in a specific industry performs in order to deliver a valuable product or service for the market. The concept comes from business management and was first described and popularized by Michael Porter (Porter, 2013)

Turnbull (1986) recommend that a major weakness is a one-sided focus on the activities of the manufacturer together, that negotiate in the flow of goods and services to the customer

As trade increases hyper-competition grows forcing organizations to go global. By a company going global it requires them to rethink strategy and reform (Ananthram and Pearson, 2008). Global organizational structure is the way a company aims to merge local preferences with global strategy. The definition of global strategy is “strategic choices that have the characteristics of being globally uniform or integrated,” (Yip et al., 1997) such as standardization of products, uniform marketing, and competitive moves, but all globally (Townsend et al., 2004; Zou and Cavusgil, 2002; Bayraktar and Ndubisi, 2014). Global strategic strategy is a way to adjust to globalization. Globalization is “the economic and social process by which economies and communities grow inextricably interdependent “(Jhirad et al., 2009). The recent financial crisis (Das, 2010), large amount of poverty, and climate change are all problems that show how the world is globally connected because all countries impact each other (Jhirad et al., 2009).