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Wage Garnishment Persuasive Speech

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A friend once said to me, “If you ever feel like no one notices you, stop paying your bills”. While we would definitely not recommend that you stop paying your bills, the idea behind his comical advice is sound. If you stop paying your bills, your bill collectors are going to come knocking. If you don’t make contact with a bill collector when you are behind on a payment, they may do worse than annoy you with constant phone calls, they may go after your wages.

Wage garnishment is when someone to whom you owe money legally has it taken from your paycheck. This can be done from almost anyone who you owe money to. If you owe money on a student loan, child support, back taxes, credit card companies, loan companies, and more. The garnishment is handled by your employer or if they outsource to a company like Vision H.R., an experienced outsourcing Daytona Beach payroll company, and are deducted from your disposable income, meaning whatever is left after the normal deductions that are taken out of your check, such as social security. Luckily however, there are rules and limitations when it comes to companies placing a wage garnishment against you, as we will …show more content…

When it comes to something that deals with the court, or government, a court order is often times not needed. For example, if you do your yearly taxes and end up having to pay money back, yet chose not to, the government can garnish your wages. If you owe child support, and similarly chose not to pay them, the court can garnish your wages without a court order. Finally, student loans have to be paid in a timely manner, or the company that gave you the loan can garnish your wages. Other creditors, such as loan companies or credit card companies, have to go through the court before placing a garnish on your wages. This can also include medical bills that have built up over

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