Ways To Prevent Home Insurance Claims

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Halloween is a tradition many homeowners celebrate every year by passing out candy to children of all ages on October 31st. However, unknowingly, many homeowners are unaware of the risks Halloween presents when it comes to strangers on their property. From vandalism to theft, it’s important that you take measures to protect your property and prevent a home insurance claim in the process. Light Your Property Well to Prevent Home Insurance Claims Vandalism happens at night when it is too dark. The cover of darkness protects pranksters, allowing them to vandalize property without being seen. To deter pranksters, keep your house or property well-lit by installing motion lights. Any movement outside your home will trigger the light and hopefully …show more content…

With someone supervising, you reduce your risk of filing a Halloween home insurance claim. Protect Your Vehicle Although not included in your home insurance, it’s important that you take steps to protect your automobiles. If you can, park your car in a garage or behind the house so people who prefer pranks over treats will not be able to throw eggs or toilet paper the car. Beyond damaging your paint, pranksters could cause serious damage to your vehicle. Use Faux Jack-O-Lanterns to Avoid Fires Carving jack-o-lanterns for Halloween is a favorite for tradition for many families. However, real jack-o-lanterns can be a fire hazard outside around strangers. Instead of using a real pumpkin lit with a burning flame, you can use faux jack-o-lanterns that are lit by a solar-powered light bulb. Your faux jack-o-lantern will still be a hit, and it will also be safe. Halloween is a fun, creative, holiday that presents a lot of significant risks to homeowners. As a well-informed homeowner, you can no take measures to reduce your chances of filing a home insurance

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