What Causes Residential Segregation

The author explained how the government established policies and initiatives that created ghettos and suburbs. The Federal Housing Administration (FHA) is a program that helped citizens become homeowners by lending loans. However, only certain neighborhoods qualified for those loans. Research and data were used to prove that certain areas were considered a loss of investment. The

The racial undertones of Detroit have been extremely problematic to Detroit’s real estate market for well over 50 years. These social disruptions continue to have an effect on the current residents of Detroit. During the middle of the nineteenth century, the Federal Housing Administration (FHA) introduced real estate tactics such as redlining, which is the practice of flagging minority dense neighborhoods for the purposes of denying approval of mortgages or inflating the price of the homes. Redlining had a profound social and economic effect on all residents of Detroit. The white majority began abandoning and selling their homes in fear that the value of the home would plummet, leading to a great financial loss when minorities moved in the area. This idea is known as white flight, and is the primary reason that Detroit has one of the highest African American populations in the country. However, through revitalization and gentrification of the Midtown/Downtown area, Detroit is slowly becoming more diverse. Throughout history, racial politics of the mid-to-late twentieth century affected Detroit 's real estate market by excluding minorities from the real estate market. Although adding stadiums, high end retail, small shops, and restaurants is economically valuable to the city of Detroit, this is conflicting and potentially problematic for the original residents of the area because the prices of these new establishments are often much higher than the residents can afford.

Despite increased diversity across the country, America’s neighborhoods remain highly segregated along racial and ethnic lines. Residential segregation, particularly between African-Americans and whites, persists in metropolitan areas where minorities make up a large share of the population. This paper will examine residential segregation imposed upon African-Americans and the enormous costs it bears. Furthermore, the role of government will be discussed as having an important role in carrying out efforts towards residential desegregation. By developing an understanding of residential segregation and its destructive effects, parallels may be drawn between efforts aimed at combating

What I learned this week which I found most interesting is the evolving situation of housing segregation in this country. If I would have been asked why our country is still so segregated I would say that this situation is due to the fact that we had Jim Crow laws in effect only 60 years ago and many communities have just not changed that much since then. What I wouldn’t have guessed is the widespread extent to which the races intentionally segregate themselves. Less than 50% of both blacks and whites say they want to live in a community of people who look like them. However when people actually choose their home 74% of whites end up in white communities and 66% of blacks end up living in black communities. (Chang, Alvin) Whether it is basic

Wilson (2011) research proves that the Federal Housing Administration (FHA), contributed to the early decay of inner city neighborhoods by withholding mortgage capital and making it difficult for these areas to retain or attract families who were able to purchase their own homes. As the federal government created this program it excluded certain inner city neighborhoods. This exclusion created “redlining” which assessed primarily on racial composition. People who wanted to get out of public housing and purchase a home in a redlined neighborhood were denied proper mortgages, even if they had sufficient funds. Wilson (2011) says that such restrictions such redlining restricted many opportunities for building or even maintaining quality housing in the inner city, which in many ways set the stage for urban blight that many Americans now associate with black neighborhoods. Policies like this one were created to make blacks stay in the inner city

Lipsitz uses practices of the housing market to illustrate how the diverse practices provide the privilege to white people in the current institutional arrangements. The capital resides in suburban houses has proven many white families’ economic mobility, although few white Americans recognize that segregation has historically been the guarantee of suburban real estate values. Housing policy and real estate practices, banking and finance, education, tax codes and subsidies, the behavior of the courts, and the norms of urban policing are all heavily inflected by a racialist logic or tend toward racialized consequences. Lipsitz delineates the weaknesses embedded in civil rights laws, the racial dimensions of economic restructuring and deindustrialization, and the effects of environmental racism, job discrimination and school segregation. Lipsitz describes the centrality of whiteness to American culture, and explains how the whites have used identity politics to forward their collective interests at the expense of racialized groups, including African Americans, Asian Americans, and Latinos.

In “The Complexities and Processes of Racial Housing discrimination” by Vincent J. Roscigno, Diana L. Karafin, and Griff tester, the main concept of racial disparity and inequality among neighborhoods is discussed, and how those inequalities became to be. They first highlight the wide range of potentially exclusionary practices, through qualitative and quantitative data comprised of over 750 verified housing discrimination cases (Roscigno, p. 162). Citing the U.S. Census, it is found that Blacks, compared to Hispanics and Asians, continue to experience high levels of residential segregation. This is done through discriminatory practices, whether they be by exclusionary or non-exclusionary methods. Even after the passing of the Fair Housing Act in 1988, discrimination against Blacks and Hispanics decreased somewhat, though African Americans still appeared to take part in racial steering, and Hispanics continued to have limitations in regards to opportunities and access to rental units (Roscigno, p. 163).

Is gentrification causing segregation in urban cities? The majority of modern day cities are in a state of steady gentrification. Many people believe that gentrification is making the city more modern, safe, and appealing to other people. However, these people in their naivety fail to comprehend the hidden consequences and impact of gentrification on various ethnic groups and low-income families. Gentrification is a master of disguise that hides itself with assumed correlations to everyday people. One such assumption is that gentrification will increase the socioeconomic diversity of a neighborhood.

Upon thinking about segregation, Jim Crow laws come to mind. It is commonly mistaken that it is abolished, but there are ways that segregation continues to exist. It continues to exist in L.A, just not in the way of laws segregating them, it exists through marginalization. African Americans and Latinos are pushed into certain areas to live amongst each other while Anglos stay among specific areas, as well. There are several factors that contribute to this form of segregation such as: the amount of damaged properties, isolation of the "underclass", poverty rising in these areas, the conditions of the city, the lack of retail stores, and employment. Always Running, a memoir by Luis J. Rodriguez, shows different aspects of marginalization through the school 's Luis attended, the jobs he sustained, and the neighborhoods he resided

According to Massey and Denton (1988), residential segregation “is the degree to which two or more groups live separately from one another, in different parts of the urban environment”(282). Now this is a pretty general definition, but it gives basic but good insight as to what residential desegregation is talking about. In this paper, I will mostly be focusing on residential segregation as it relates to the black and white populations in relation to one another, although I will be referencing some other races briefly to create a better understanding of concepts or ideas.

It was a way to constraint African Americans to areas that were far away from those with status, class, and power. Segregation led to discrimination in economic opportunities, housing, and education. The black culture has suffered from the barriers that were placed through segregation. However, the Civil Rights Act of 1964 and the Fair Housing Act of 1968 tried to limit some of the discrimination associated with segregation. It was discovered that even a “rising economic status had little or no effect on the level of segregation that blacks experience” (Massey and Denton 87). The authors imply that “black segregation would remain a universal high” (Massey and Denton 88). The problem with the continuing causes in Segregation is that even though the Fair Housing act was placed, many realtors still discriminate against blacks “through a series of ruses, lies, and deceptions, makes it hard for them to learn about, inspect, rent, or purchase homes in white neighborhoods” (Massey and Denton 97). Segregation and discrimination have a cumulative effect over time. Massey and Denton argued that the “act of discrimination may be small and subtle, together they have a powerful cumulative effect in lowering the probability of black entry into white neighborhood” (98). William Julius Wilson had

The "key" evidence is the examples of contribution from both communities and government in supporting neighborhood integration. In the side of communities, one of the examples of contribution is to make payments to individuals for supporting pro-integrative behavior. For instance, the community would make a low-interest loans to White people who move into areas where their group is underrepresented. In the side of government, the main examples of contribution are the FHIP and SNIP programs. Both program are also supporting the neighorhood integration. Overall, through providing and explaining those examples, the author wants to prove that the government and communities are truly eliminating the discrimination by supporting neigborhood integration,

Segregation means, (according to dictionary.com), “The policy and practice of imposing the separation of races.” If you are being rude to someone of a different race, color, sex, or religion you are segregating that person.Segregation is wrong and shouldn’t be done ever to anyone. Basicly the meaning of the word is to separate the races or a group of people. It is awfully wrong to do such a thing to other people or to anyone.

Chinatown, Olvera Street, and Compton all contributed to culturally diversity and the expansion of Los Angeles. Although Los Angeles has become rich in cultures, its evolution did not go without racial tensions and segregation. With the arrival of blacks from the south, white-Los Angeles did always recognize the minority community. Angelenos did not always embrace diversity with pride, but perhaps the sad part is not the fact that racial segregation took place, but the fact that it was not created by just the individual, but also by the organization. Federal programs like the Federal Housing Administration (FHA) and the Homeowner’s Loan Corporation (HOLC) divided up Los Angeles into a complex socio-economic racial-class system. The influences of the local level influenced the federal level and revolutionized the finance industry. (Avila, lecture 2/5/02) These federal organizations blatantly labeled minorities as derogatory, uneducated, second-class citizens that brought down property value in “white” neighborhoods. Latinos and Black were often labeled as a “minority problem” and even as a “disease” on official HOLC documents. The HOLC implemented strict government guidelines and kept maps of white neighborhoods confidential. It also devised a formal and uniform style of appraising homes by breaking neighborhoods into race classifications by letter. As Waldie states, “The Montana Land Company made it clear that lots were

All of this led to an increase in the number of Americans that can own their own homes. Government rigged the housing market to encourage Americans to become property owners. The government then started to underwrite the property owning idea, and that is what brought lenders and buyers together. The episode then goes on to describe a wall that was built because the government required it to be built. On one side of the wall it was mostly white residents. That was the side that was aloud to receive loans from the government. On the other side was a neighborhood with mostly black residents and those residents were not aloud to receive loans from the government for mortgage because “African Americans were regarded as fundamentally uncredit worthy” (Cwhite2000. Safe as Houses). This incident separated the city by not only credit, but by race. Those that were in the black part of town had to pay a significantly higher interest rate than those that lived in the white part of town. These two types of borrowers were later listed as being “prime” or “subprime.” During this time, blacks were excluded from being involved in the new property owning society. This exclusion caused an increase in urban, racial violence. The violence was mostly against property due to this decision. Although there was violence caused by this decision that was made, property ownership is still a considerably good investment.