What Is Healthcare Reform?

A newest way to finance health care now days is the health care reform which it is also called Obama Care. The Affordable Care Act was signed into law in 2010. The main objective behind the Affordable Care Act was to ensure that affordable health care insurance was available to every U.S citizen. This law is an extensive document that contains many regulations and laws that relate not only to health care but also to the regulation of insurance companies. One of the best known regulations is that group health plans can no longer put limitations or deny benefits to individuals under the age of 19 due to pre-existing conditions and individuals under the age of 26, are now eligible to be covered under their parents’

President Obama signed the Affordable Care Act on March 23, 2010. This law puts in place widespread health insurance reforms that expanded out over the last 4 years and continues to change the lives of many Americans today. Health care reform has been an extensively debated topic for multiple years, and the ACA is the first effective attempt at passing a law aiming to make health care not only affordable, but accessible for all individuals. The law impacts many Americans including, children, employers, government programs which includes federal and state, health plans and private insurers, health care coverage, health care cost, and the quality of care received. The main goal of the law is to expand health care coverage, broaden Medicaid eligibility, minimize and regulate health care cost, and improve the health care delivery system. In order to improve the health care delivery there have been new consumer protections established and an increase access to affordable care.

Increasing healthcare costs without a corresponding increase in health outcomes is something the United States has been dealing with for years. In fact, it is estimated that thousands of individuals die every year due to errors (To Err is Human, 2000). Finding a way to reign in those costs and increase health outcomes has been a hotly debated topic in United States politics. With the passing of the Affordable Care Act (ACA) there is now a sense that containing costs maybe on the horizon. This paper will focus on the Triple Aim model to improving health outcomes. It will breakdown implementation of Triple Aim, define the key element population health, and provide an example of a Triple Aim success story.

In 1993 First lady Hillary Clinton was assigned to a proposal to reform healthcare with the goal to become universal by US president Bill Clinton, this reform was titled Task Force on National Health Care Reform (Boundless, n.d.). At that time, 37 million Americans did not have health insurance and the cost to obtain health insurance was very unaffordable to the middle class (Boundless, n.d.). The main purpose of this reform was to mandate employers to provide health coverage to all employees HMOs’. However, this reform was aggressively opposed by the health insurance industry, libertarians, and conservative republicans stating that it was restrictive to the employees choice (Boundless, n.d.). Additionally, they argued that the proposal a

Triple Aim is an initiative created by the Institute for Healthcare Improvement (IHI). The primary goals are to improve patient experience, improve overall population health of Americans, and decrease the per capita cost of health care. These goals are a part of the care reform integrated into the nationwide strategy that was established as a result of the Affordable Care Act (ACA) (Zimmer, 2015) signed into law by President Obama in 2010. The ACA contains substantial modifications to how health care is compensated, funded, and provided within the timeframe of 2010 to 2018 to achieve all of the objectives. A few of the initiatives include the expansion of Medicaid, changes to private and small business health plans, participation conditions, federal subsidies, and limitations on cost sharing.

The US pays twice as much yet lags other wealthy nations in such measures as infant mortality and life expectancy, which are among the most widely collected, hence easily compared, international statistics. Many people are underinsured, for example, in Colorado "of those with insurance for a full year, 36.3% were underinsured."[6][7] About 10.7 million insured Americans spend more than a quarter of their annual paychecks on health care because of the high deductible polices.[8]

Increasing healthcare costs without a corresponding increase in health outcomes is something the United States has been dealing with for years. In fact, it is estimated that thousands of individuals die every year due to errors (To Err is Human, 2000). Finding a way to reign in those costs and increase health outcomes has been a hotly debated topic in United States politics. With the passing of the Affordable Care Act (ACA) there is now a sense that containing costs maybe on the horizon. This paper will focus on the Triple Aim model for improving health outcomes. It will breakdown implementation of Triple Aim, define the key element population health, and provide an example of a Triple Aim success story.

This new healthcare reform law aims to increase the number of Americans that are covered by health insurance and also to decrease the cost of health care. Under this new law everyone in America will have to get health insurance of some form.

The Affordable Care Act passed in 2010 and signed by President Obama on March 23, 2010. The vision was to reform the health-care in America worked and dramatically decreases the number of uninsured individuals. President Barack Obama campaigned aggressively under the phrase’ “Yes We Can”. In the end “Yes he did” get the health-care reform legislation past and set into motion the overall of health insurance decades in the making. Many of the major objectives of the Affordable Care Act were setup to be implemented over time, most of which will be in place by 2016. Until then it is somewhat difficult to determine the true impact of the Affordable Care Act on individuals and their medical care and the financial impact of the costs. As,

In 2010, President Obama signed the Affordable Care Act (ACA) which puts into place health insurance reform with the purpose of providing health care access to those who are uninsured and underinsured. The goals of the law are to make health care affordable, accessible and higher quality. In 2013, open enrollment began and now that three years have passed, it is a good time to evaluate how this law impacts Ohioans (U.S. Department of Health and Human Services, 2014-a). In this paper, I will discuss health care reform in Ohio, examine positive and negative outcomes, and look at the effect of the ACA on health care economics.

Health care reform has been a “hot” topic for decades now. In 2010, Obama signed into law, the Affordable Care Act (ACA) or more commonly known as Obamacare. In short, the goal was to provide more Americans with affordable quality health insurance and decrease the cost of health care spending. Everyone is guaranteed (required) health insurance or pay a penalty.

President Obama created The Affordable Care Act to reform the Healthcare system (Ross). The Senate informed the citizens of the United States that the Act passed on December 24, 2009, then passed in the House of Representatives on March 21, 2010. It was signed into law by President Obama on March 23, 2010 and upheld by the Supreme Court on June 28, 2012. Before the Affordable Care Act, millions of Americans could not afford to have health insurance, or the coverage was not available due to pre-existing conditions (Action). With the Affordable Care Act, everyone has health insurance and is covered. . The law eliminates pre-existing conditions, stops insurance companies from dropping you and protects from discrimination. It also makes large companies with 50+ employees provide health insurance. There is an abundance of new services that Obamacare will provide for people. They will include but not limited to outpatient services, emergency visits, hospital stays, pregnancy, mental health and substance abuse services, prescription drugs, children dental and vision services. The law is designed to help those who cannot afford insurance, or those whose company charges too much to have health insurance. The Obama Care Act addresses four groups of people, the elderly on Medicare; the poor on Medicaid; the ones who pay for it on their own; and the ones who are completely uninsured. For each group, the Obama Care Act addresses their needs separately.

Ever since Barack Obama signed the Affordable Care Act (Obamacare) into law in 2010, it has been met by criticism from many people from many different ideologies. Although the law held promise for allowing all individuals to afford healthcare and all of its benefits, that is not to say it does not have its downsides. Since passing, both the conservative and democratic parties have found reasons to dislike the law. This essay will include a description of the law itself, criticisms from the two parties, and a personal reading into the Affordable Care Act and the potential it has at actually making a positive impact on the American health care industry.

There are Currently 32 million people without health insurance in the United States. This means that roughly 83 per cent of citizens have to live day by day hoping they won’t get sick. For this reason, President Obama signed the U.S health reform bill into law. The health reform will make health care more affordable for citizens. Employers with more than 50 employees will be forced to provide coverage for all, or they will have to pay a fine. It will also make health insures more responsible. For example, health insurance carriers are forbidden from placing lifetime dollar limits on policies, from denying coverage to children because of pre-existing conditions, and from canceling policies because someone gets sick. It will also expand

There are nine primary components for this reform. These include: affordable health care for Americans, role of public programs, improved quality and efficiency of healthcare, improving public health and chronic disease prevention, healthcare workforce, program transparency and integrity, increased access to medical therapies, community living assistance, and revenue provisions. The problem this piece of legislation hopes to address is the estimated 45 to 75 million of Americans who are uninsured and the additional 50 million who are under-insured (“The United States”, 2010)