Essay about What´s Obamacare?

President Obama wanted to start a plan that made health care available for everyone, which later on created Obamacare. Obamacare is also known as the Affordable Care Act (para 1 and 2). With Obamacare being created everyone is supposed to have healthcare with no exception, Obama made healthcare more affordable for people who can not afford any other health insurance. With Obamacare, everyone will be eligible even those with pre-existing conditions. For the ones who are not fortunate enough and can not afford to pay the plan chosen then assistance will be provided for them. When people are not able to pay for health insurance they are put at the stage of choosing if they want to feel better and buy the medicine or stay sick in order for them to provide what they need to provide for their families at home. Providing the country with Universal Healthcare benefits many people including the government will benefit from this because everyone will be paying to receive coverage at a low cost and they will finally receive the medical attention they have been looking for (para 8). Having healthcare should be considered something we are supposed to be provided with but of course with a certain charge. A reasonable charge that

The Patient Protection and Affordable Care Act (a.k.a. Obamacare) was signed into law by President Barack Obama on March 23, 2010. While the act is directed at addressing one of the country's most pressing problems, it generated much controversy as a consequence of the ethical dilemmas that it brings on. The act provides individuals with a wider range of choices and control over their health coverage. It provides a series of benefits such as people getting lower costs on coverage, several important health benefits being covered in the Marketplace, more help in local areas, and pre-existing conditions being covered. However, it also involves a legislation claiming that most people have to have health coverage by 2014, with those who do not have it having to pay a fee.

Obamacare serves the purpose of expanding health insurance access, protect patients against arbitrary actions by insurance companies, and reduce overall costs. As discussed in the above section, evidence shows that there are many issues in the current healthcare system that warrants a change. These changes will more or less take years to establish in full swing but it is important to start supporting this change now. These changes will pursue an overall improvement of the current healthcare system to the possibility of a sustainable system while ensuring a healthier nation.

ObamaCare ot The Affordable Care Act is a US human services change law that extends and enhances access to care and checks spending through directions and duties. The Affordable Care Act's principle center is on furnishing more Americans with access to moderate medical coverage, enhancing the nature of human services and medical coverage, managing the medical coverage industry, and diminishing social insurance spending in the US.

The Affordable Care Act also known as Obamacare increases the quality, accessibility, and affordability of health insurance for all types of people with various financial status. In exchange, people who do not have an insurance would have to pay an additional fee for not having han insurance. This policy would make more people get an insurance and receive benefits as they grow old. This would ensure that it is not cheap for the people who are actually able to pay for their service. This law, stops insurance companies from dropping you when you are sick, protects against gender discrimination, expands free preventative services and health benefits, expands Medicaid, improves Medicare, requires larger employers to insure their employees. This would ensure equality for all patients are patients would not be abandoned when they are severely sick or not able to pay for their treatment. This also creates a marketplace for subsidized insurance providing tens of millions individuals, families, and small businesses with free or low-cost health insurance, and

Depending on who you ask, the Obama care is being hailed as a failure or a huge success. Before addressing this problem and coming to conclusion, it’s important to look at what America was before the current healthcare plan, how the current plan is helping many Americans and what will the future look like if the plan stands. “In 2012, about 20 percent of the Americans lived below the poverty level,” (Bishaw, census.gov) and about half of that population was uninsured, some states had better insurance system than others, for example, 27 percent of Texas population was uninsured while in Massachusetts only 4 percent was an uninsured, and for a decade, health insurance was getting expensive at a rate greater than the income for lower class and middle class was increasing. Finally, after proposing the bill in 2009 right at the beginning of his first term, on March 23, 2010, President Obama signed a law called the patient protection and affordable act, often shortened to the affordable care act (ACA) also known as the Obama care. This new system changes many things, To make sure everyone is well aware and have an easy access to the system, the new plan has offices in many places to provide a quality Health insurance market place, where different types of plans are available with a help of a government agents, the major changes are, people can see what they are qualified for depending on their income and family size, like the individual mandate, which is, every American is required to have some type of health insurance, women don’t have to pay more than men, insurance’s provided preventing cares like checkups and screenings, the 80/20 rule, where the insurance have to spend 80% of the money they get from premium on actual health care, employees who work for a smaller company (50 employees and less) can use the small business health options program

For the nth time, the Trump administration lost again to his predecessor in his attempt to repeal the Affordable Care Act. The battle was no longer in Congress but at the HealthCare.gov website where over 8.8 million Americans signed up for ACA health plans for 2018.

In an article published by The Atlantic, the main topic being discussed is the Republican Party’s inability to repeal and replace the Affordable Care Act. The political actors involved in the repeal of Obamacare are the Republicans who are wanting to repeal the act, the Democratic party who is fighting the repeal of the Affordable Care Act, as well as President Trump and GOP leaders who are trying to influence votes. The Republican Party was faced with difficulty gaining numbers in support for the repeal of the Affordable Care Act. This is shocking considering that the Republican party was “Handed unified control of the federal government for only the third time since World War II” (Berman 2017). This statement alone shows the overwhelming

Obama care or better known as the “The Affordable Health Care Act” (Heritage Foundation, 1) is a federal law for Health Insurance by our 44th President Barack Obama. For decades, politicians have been considering the topic of healthcare, which is one major reason Obama was so adamant about Obamacare. “[Obamacare] requires all insurance plans to cover essential health benefits including treatment for mental health, addiction and chronic disease.” An Insurance policy cannot deny coverage for “pre-existing conditions…drop them…or raise premium” (The Balance, 2).

In order to alleviate this problem, president Obama decided to lead a major campaign to increase the affordability of health care. Through draft bills in the house and senate, the Affordable Care Act, commonly referred to as Obama Care, covers a large portion of Americans who before it became a law would be left without insurance. The bill has two main parts – making healthcare affordable to low income families and increasing the scope of Medicaid eligibility.

There are a lot of negative problems that will arise from ObamaCare. The idea of increased coverage is great, but it will end up making health care costs rise even higher. These health care costs rise higher, because more and more people are taking advantages of the tests and screenings that they can now take. Not only with it cost more to get health care, but it is going to raise the amount of money we pay for taxes every year to help fund for Medicare and Medicaid. Glenn Kessler states that “Many of the law’s new taxes, including a Medicare surcharge and taxes on investments for the wealthy, take effect this year. That’s a total of $1 trillion between 2013 and 2022.” (Kessler, 1). That’s a trillion more dollars in taxes families across the U.S will struggle to pay for, all for health insurance. ObamaCare also has the potential of hurting a lot of employees. The Affordable Care act has a requirement that employers provide health insurance, which is causing them to either fire employees completely or begin to cut their hours. Employers will soon or already have begun to cut before 30 hours, where the requirement kicks in, so they no longer have to provide their employees with health care insurance. This causes people to look for two part time jobs instead of just having one, full-time job.

While have I have just talked about all the negative aspects of Obama -Care, there are some positive aspects as well. In 2014, because of Obama-Care no one could be denied health insurance because of pre-existing conditions. Also the amount of people under 65 who were uninsured fell from 18 percent to about 10 percent. While Obama-Care does have some drawbacks, it is working in certain ways.

Now let’s take a look at eight of the most important things about Obama Health Exchange program. So this part that I am going to talk about is sort of the part that everybody is mostly interested in. There are really three types of insurance standards that Obama Care is going to mandate. One of is going to be that young people can stay on their parents insurance until the age of 25 years old. So don’t quote me on this but that is going to cover about one million, two million people on the U.S that did not have health insurance before. The Second is that Health Insurance Companies are no longer going to be able to drop people that get sick, because obviously that is a risk and it’s going to be really costly for the insurance agency to keep that person on. So many instances insurance companies would find ways to drop that person. The Third thing that Obama care has planned out is that preexisting conditions will no longer stop somebody from being able to accessing insurance company from somebody that doesn’t have a preexisting insurance. So these three kinds of industry standards are going to cost the private insurance companies a whole lot of money. So somewhere we are going to have to make that money up for insurance companies. So let us look at the second major reform under Obama Care. The second part is essential benefits that you won’t have to pay co-payments any more. So if you go to the dentist office to take out a tooth or get

Obamacare may be one of the most debatable topics at the moment ever since 2010. For those who are still confused on what Obamacare is and how it works is understandable and common amongst Americans. Obamacare is also known as the Affordable Care Act. It can be summed up as a law that ensures every American has access to health insurance that is affordable and within their budget. This is done by offering people discounts on government-sponsored health insurance plans, and by expanding the Medicaid assistance program so they include more people who can’t afford health care. In order for someone to qualify for Obamacare they must have an insurance plan that covers at least ten essential services that pertain

Lobbyist responding in favor of Obama’s policy would agree that President Obama’s healthcare plan is a good plan and a great way to give Americans access to healthcare insurance they did not have before. It provides Americans with the opportunity to afford the insurance they require for their families to stay healthy. It is also a good plan because although many large businesses will be required to offer insurance to their employees, a tax credit is provided to them to help cover the cost of the premiums. Insurance companies have been notorious for dropping policies of people once they become very ill and need insurance the most. Under the Obama healthcare plan, companies will no longer be allowed to refuse coverage to an individual due to a pre-existing illness. Children who have pre-existing illnesses will also be covered which is a major improvement to any healthcare plan. Another positive argument is because almost every American will now have healthcare insurance, the cost will decrease due to the fact there will be less frequent emergency room visits, because each person can visit their own primary care physician. Due to so many