Who Is Provided Access?

President Obama signed the Affordable Care Act on March 23, 2010. This law puts in place widespread health insurance reforms that expanded out over the last 4 years and continues to change the lives of many Americans today. Health care reform has been an extensively debated topic for multiple years, and the ACA is the first effective attempt at passing a law aiming to make health care not only affordable, but accessible for all individuals. The law impacts many Americans including, children, employers, government programs which includes federal and state, health plans and private insurers, health care coverage, health care cost, and the quality of care received. The main goal of the law is to expand health care coverage, broaden Medicaid eligibility, minimize and regulate health care cost, and improve the health care delivery system. In order to improve the health care delivery there have been new consumer protections established and an increase access to affordable care.

Large populations of Americans are uninsured mainly because of the high cost of insurance. Majority of the uninsured are the low-income working families’. The adults represent a higher percentage of the uninsured than children. Before the law, you could be denied coverage or treatment because you had been sick in the past, be dropped mid-treatment for making a simple mistake on your application, hence, the Affordable Care Act was implemented into law on March 23, 2010 by President Barrack Obama to make sure that every American irrespective of their status will be insured and have full access to proper health care benefits, rights and protection(1). To understand the

The Affordable Care Act was into law March 2010. The law has planned to make wide-range of changes to healthcare in the United States. The Affordable Care Act efforts to offer universal right to use to healthcare for Americans, control the rising costs of healthcare, adjust the private insurance industry complete things like state-based private exchanges and online marketplace that brings together state-approved insurance plans from multiple companies so consumers can shop for individual insurance plans, improve the quality of healthcare and make healthcare choices more consumer friendly and easier to understand (Medical Mutual,2017). Healthcare reform involves nearly all Americans from old or young,

The Affordable Care act helps offer Americans a number of new benefits,right, and protections in regards to their health care in many ways. It allows shoppers to compare their health care plans and count them as a minimum essential coverage, which also includes all new benefits, rights, and protections. Small families, individuals, and small

As stated in the text, the United States provides a market based health system. Not until recently, the majority of the population could only access the insurance market through an employer based system. The ability to acquire insurance or gain access into the market outside of this medium was, in most cases, exorbitant for the average citizen. Nevertheless, government assistance programs like Medicare and Medicaid were made available to certain demographics of the population who qualified for these programs, such as citizens from the age

Health care in the United States is driven by a patchwork of services and financing. Americans access health care services in a variety of ways — from private physicians’ offices, to public hospitals, to safety-net providers. This diverse network of health care providers is supported by an equally diverse set of funding streams. The United States spends almost twice as much on health care as any other country, topping $2 trillion each year. (WHO.INT 2000) However, even with overall spending amounting to more than $7,400 per person, millions of individuals cannot access the health care services they need.(Foundation 2009) So when the Patient Protection and Affordable Care Act (a.k.a the Affordable Care Act or ACA) was passed in the summer

Medicaid is a taxpayer-funded program that provides health insurance to low-income individuals and families. Medicaid may be administered by the individual states, to a great extent the regulations and eligibility requirements vary from state to state and are only accepted at participating providers. Presently, Medicare is a government funded program also paid by the taxpayer. It provides health insurance to the elderly and disabled community. Multi-payer is a health care system which health care costs may be paid for by multiple entities through public and private contributions. Multi payer health care relies mainly on the on the financial capability of the policy holder or beneficiary. Some people may be disqualified from having this type of plan. For example, if someone has a pre-existing condition or, if there is a loss of a job or change in jobs. This can result in a person’s health care being affected. In as much, a single payer health care system, this is a system where a single entity pays the costs of health care, mainly the government. This would allow the beneficiary or person to freely select where they can receive quality health care. There would not be a financial barrier, lifetime limits, or preconditions that would affect health care (Alex, Rich).

Two simple questions, without a simple answer to either. In this paper were going to try and answer these questions and a few other important questions about the healthcare system in our country.

The concept behind the Affordable Care Law is to provide help with medical assistance for citizens of this nation. When speaking of help, and concept, the Law supports the health of the nation and the health of the patients who need medical assistance. Even more, another huge concept of the plan is to allow the patients to manage their own health needs, this means not allowing corrupt individuals or organization to take advantage of the less fortune. The Affordable Care Act puts consumers back in charge of their health care (Assistant Secretary for Public Affairs, 2015). As mentioned before the Law helps with coverage, costs, and care. The approach of each of the previous terms mean a great deal for the nation. The choice to medical coverage created by the Law offers great additions to the idea of equity, efficiency and effectiveness.

The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.

For Americans, health care coverage depends primarily on whether health insurance is provided by their employer or through two major public programs, Medicaid for the poor and Medicare for the elderly.

The affordable Care Act implemented in March of 2010 by president Obama reform the way health care was previously run in the United States. The law went into effect, which allowed many Americans who did not currently have insurance and health care coverage to the ability to purchase coverage and access to health care. “ According to the CDC “ the affordable care act of 2010 is designed to provide access to coverage for previously uninsured Americans “ Center of Disease Control (2014).

Hospital Insurance benefits most Americans and does not require a monthly payment. The Supplementary Insurance Program is funded by monthly insurance premiums that people covered pay and money from the federal government. The government contributes the majority of the cost and gets the money to fund it from taxes. People who enroll pay small fees each year for medical costs above the allotted amount and a monthly payment. Supplementary Insurance pays 80% of medical bills but won't pay for routine checkups, medicines, glasses, hearing aids, dentures, or orthopedic shoes. Supplementary Insurance bases what it pays for on what they consider a reasonable charge for the kind of service (“Medicare”). If you can’t afford to pay the monthly premiums of Medicare and are elderly, disabled, or pregnant, Medicaid can provide healthcare. These two programs marked the beginning of many beneficial changes in the health industry. The government became more involved in healthcare and even started training new healthcare professionals, something that used to only be done by other healthcare professionals. Also, the insurance industry expanded as it tried to keep up with the government (Graetzer). The Great Society also gave funding to other health-related

These policies, however, failed to address the challenges faced by our fragmented health care system: Millions of Americans remained uninsured, health disparities existed based on a myriad of social determinants, and individuals and the government as a whole were spending high costs on health care3. In March of 2010 the Affordable Care Act (ACA) was enacted into law under the Obama Administration4 .The ACA was created to reform our health care industry by expanding health care coverage, improving the quality and services of care while lowering the burden of cost, and ensuring

Universal healthcare coverage is provided through a mixed financial system; the government, employers and employees contribute to the funding. This healthcare system requires individuals to advocate and pay for the majority of their healthcare. The government subsidizes healthcare services and supplies to ensure that costs are kept down and thus maintaining the affordability of healthcare (Block, 2011).