Debate what is a future of crypto currencies?  why it might be a good or bad idea for banks to hold 100% of their deposits? What role is there for banks in a future world of crypto currencies like bitcoins?  what is the future of crypto currencies?

Q: Which type of money is being used here? Explain briefly. a) Tea bricks (tea leaves pressed together)…

A: Money is a resource or asset that is accepted and used as an exchange medium to buy commodities and…

Q: Item in Balance Sheet Amount 1) Treasury Deposits 2) Reservess of Commercial Banks $7 31 3) Federal…

A: The balance sheet of a bank records the information of assets and liabilities of the bank. Assets…

Q: 73. What is the reserve requirement for Canadian banks? (A) 0 percent. (B) 0.01 percent. (C) 4.5…

A: Money supply refers to the amount of money available in an economy at a particular time. The money…

Q: How capital market in Oman playing its role in enhancing efficient financial intermediation? Explain…

A: *Answer:

Q: Should banks have to hold 100% of their deposits? Why or why not? -Discussion-

A: The economies around the world tend to work with the motive of enhancing their economic, and…

Q: Explain the classification of money into three parts prevailing in the economics

A: Actually money refers to a certain money value which is always inscribed on a written paper note or…

Q: What is a bond, James Bond? how is it related to personal checks

A: Bonds are one of the important income yielding financial assets in the economy and not James Bond…

Q: Would you consider deposits of money in banks and similar situations, such as savings deposit and…

A: Bank deposits comprise funds that are kept in financial institutions by individuals and business…

Q: Critically analyse the benefits and costs of deposit insurance including moral hazard and if the…

A: Deposit insurance is a sort of insurance that protects depositors against losses in the case of a…

Q: a) What do we mean by fractional reserve banking? b) Banks are required to have specie equal to…

A: Fractional Reserve Banking is the practice of holding a portion or fraction of customer deposits in…

Q: what it means for banks to engage in maturity transformation and what are the risks associated with…

A: A type of transformation whereby a bank or any similar institutions takes advantage of the upward…

Q: The table below reports the breakdown of assets and liabilities for all commercial banks for January…

A: . The net value of a bank is also known as bank capital. A bank's assets include cash in its vaults,…

Q: - Under the system of fractional reserve banking, the reserve requirement is the ratio of excess…

A: Fraction of depositscan be held as actual deposits and for withdrawal under fractional reserve…

Q: 3. Use the figures in the table below to answer the following questions. Billions Small time…

A: The M1 money supply is the most limited definition of the money supply. It is the most liquid form…

Q: 18) Fiat money has A) little to no intrinsic value but is backed by the quantity of gold held by the…

A: The money that does not really have any use/intrinsic value and is issued by government authorities…

Q: 1) Given the above data about the U.S. economy (assume anything not listed is equal to zero): a What…

A: In macroeconomics, the money supply refers to the total volume of currency held by the public at a…

Q: Stealth bank has deposits of $300 million. It holds reserves of $20 million and has purchased…

A: bank net worth is calculated by the following formula:-     Net Worth = Total Assets – Total…

Q: Banks make more money from securitising pools of mortgages rather than holding on to individual…

A: Banks follow the policy of securitisation to reduce the debt burden and free up capital and increase…

Q: People in Cambodia keep talking about Bitcoin, a crypto currency (electronic currency). Given the…

A: Solution: (1)  Cryptocurrency: It refers to a digital currency that is secured by cryptography,…

Q: A bank has reserves of $40, loans of $110, deposits of $90, and owners’ equity of       $60. Which…

A: A bank is a financial institution that can accept deposits and make loans. Financial services that…

Q: 7. Which of the following is NOT true about Bitcoin? (A) BTC mining requires computing…

A: Answer in Step 2

Q: IS CRYPTOCURRENCY MONEY, WILL IT BECOME MONEY, & WHAT MAY BE THE EFFECT OF CENTRAL BANK DIGITAL…

A: Answer:-  ▪︎Cryptocurrency is a type of virtual money that consists of a collection of binary data…

Q: In some countries, governments and bank authoritiesadopt policies that impose restrictions on asset…

A: During absence of a safety net of government ,banks still would have the incentive to take upon too…

Q: oin Bank has deposits of $350 million. It holds reserves of $30 million and government bonds worth…

A: Before sale the value of assets = 350 Million (Assets = liabilities)   Selling assets will increase…

Q: Assets 1. A share in a publicly traded company 2. A $5 bill 3. The funds in a money market account…

A: Cash can be used immediately used as a medium of exchange, so a $5 bill is the most liquid asset. A…

Q: What are the 3 major instruments that central banks can useto control money supply? Can you explain…

A: Monetary policy refers to the credit control system adopted by the central bank of a country with an…

Q: 3. What is a key advantage of money over other financial assets such as stocks, bonds, precious…

A: Money is a monetary unit that is commonly used as a medium of exchange in the economy. Money…

Q: 21. Who is the 'lender of the last resort' in the banking structure of India? A. O State bank of…

A: According to the given question the bank which is lender of last resort in the banking structure in…

Q: How many banks failures occurred in the United States during 2017

A: (1.) How many banks failures occurred in the United States during 2017? Definition- What is a bank…

Q: 78. Which of the following measures of money includes only coins and notes in circulation (currency…

A: Which of the following measures of money includes only coins and notes in circulation .

Q: 9. The ease with which an asset can be converted into a medium of exchange is: money convertibility…

A: Money has various purposes, out of which is medium of exchange. It means a common medium that a…

Q: 3. When people invested in banks was there any protection their money would be there to withdraw?…

A: Withdrawal of deposits means removing the existing deposits from the bank account.

Q: Explain how efficient and risky the transactions of electronic banking systems that the banking…

A: Online banking, often known as internet banking, online banking, or home banking, is an electronic…

Q: How does federal deposit insurance encourage greater risk taking by banks?  Could the banking system…

A: Banks are the financial institutions regulated by organized or unorganized authorities. Banks work…

Q: What happens to the banks’ desired reserve ratio during a recession? -What happens to the banks’…

A: Commercial banks will not lend all its deposit and keep a certain portion as reserve. So the ratio…

Q: fixed-rate mortgages prepay each year. You also estimate that 10% of checkable deposits and 20% of…

A: Calculate the income gap and expected change in income if interest rate changes: Bank has interest…

Q: xamine the causes of the recent bank failures in Ghana. How did the Bank of Ghana deal with the…

A: The banking sector of Ghana has witnessed severe bank crises which have led to bank failure between…

Q: loans. By law, banks are permitted to lend: O their deposits O all of their reserves O their…

A: According to the guidelines of the central bank, every commercial bank in the economy has to keep a…

Q: Should banks that have become “too big to fail” (meaning their collapsewould significantly damage…

A: Disruption of credit and banking relationships being engendered by bank failure might lead to…

Q: The economy of XYZ contains 3,000 $1 bills. If people hold equal amounts of currency and demand…

A: Here, given information is, Initial monetary base (deposits): $3000 Required reserve ratio: 30%…

Q: How are cryptocurrencies popular nowadays (such as bitcoins) different from the currencies we used…

A: A cryptocurrency is a digital or virtual currency that is encrypted to prevent fraud and…