Explain Borrowed-Funds Concept?

Q: Reflection about Non-banking Financial Institutions?

A: Non-banking Financial Institutions (NBFI)- NBFI does not have a complete banking license and cannot…

Q: What variables should we consider when dealing with research about cashless economy?

A: With the introduction of the digital era there has been an inclination of people going cashless…

Q: Define interest and explain how interest rates vary based on risk, maturity, loan size, and…

A: The interest rate is the return that an individual receives from the financial asset in the economy.…

Q: Give an example of a loan repayment plan?

A: A loan repayment plan shows the way in which loan will be repaid. It explains in detail the number…

Q: Karen Wilson thinks that she needs to borrow $7,600 for 2 She doesn’t have a very good credit…

A: “Since you have asked multiple question, we will solve the first question for you. If you want any…

Q: True or False: Revolving credit accounts never provide benefits to consumers. O True O False

A: Credit cards and charged cards are interchangeable terms. The bank is the one who issues them. It…

Q: Which pair of phrases correctly matches the specific type of loan with the broader category it best…

A: Answer:  Student loans are generally given for a long period of time. It is because students take a…

Q: When selecting a financial institution, you should consider: (select all that apply) convenience,…

A: Financial Institution is an institution such as central banks, commercial Banks, credit unions etc.…

Q: (b) Peter has RM10,000 that he can deposit in any three savings accounts for a 3-year period. Bank A…

A: Interest refers to the amount paid in excess of the principal amount by the borrower to the lender.…

Q: Illustrate how the Cash Balances change over time?

A: Cash Flow: When the cash goes out of business or cash comes into the business is termed as cash…

Q: Distinguish between the present worth of cash and future worth of cash?

A: Present worth of cash : Meaning : It is defined as the current value of future or future value.…

Q: 7. Represents share in the ownership of the capital corporation. a. Bond b. Mutual fund c. Stock d.…

A: “Stock” represents share in the ownership of the capital corporation Bond is a type of debt…

Q: hazel borrowed 100,000 and must repay a total of 130,000 exactly two years later. How much is the…

A: Using the formula to solve.

Q: Distinguish between Simple interest and Compound Interest?

A: Interest rate refers to the percentage of a principal amount charged by a lender to a borrower.

Q: Explain Methods of Calculating Interest?

A: Answer -  Interest = It is the extra amount of money a lender which charge to a borrowers.  there…

Q: What are the annual payments necessary to pay a $100,000, 12-year loan if the loan rate is 8 %

A: The loan rate is defined as the rate of interest at which the loan is paid to the bank. It means the…

Q: When is the simple interest scheme used?

A: Simple interest is a method which is used to calculate interest charged on fixed deposit, loan and…

Q: what is the importance of investing in Bitcoin

A: Bitcoin refers to a decentralized digital currency which does not have any central bank or a single…

Q: How much money will you have in seven yearsif you deposit $7,000 in the bank at 8.5%…

A: Compound interest rate is addition to the interest of interest. It can be applicable both loan and…

Q: Definition of the initial cash reserve

A: Cash reserves are funds held on hand by a company or a person to meet short-term and emergency…

Q: Q) . __________ are an efficient and convenient way for governments and corporations to borrow…

A: A bond is a fixed income instrument that addresses a credit made by a financial investor to a…

Q: A principal of $20,000 is invested at 6% for 10 years. Determine its future value if the interest…

A: NOTE: Since we only answer up to 3 sub-parts, we’ll answer the first 3. Please resubmit the question…

Q: Interest rates: why are interest rates increasing on student loans or mortgages?

A: Secured Loan:- A secured loan is one that is supported by secured financial assets owned by the…

Q: Please show work

A: The amount deposited 5 years ago is $1,000 and the amount deposited one year ago is $2,000.The…

Q: How important a Chief Financial Officer in a rural bank? How it will help the financial perspective,…

A: A chief financial officer (CFO) is a senior executive who is in charge of a company's financial…

Q: How can we o determine the extent to which borrowed funds havebeen used to finance assets?

A: Borrowed funds are those funds which business borrows either to finance their assets or to use as…

Q: What are the factors affecting the amount of money paid for the use of borrowed capital or the…

A: In a capital market, organizations raise capital/funds by borrowing money from the market…

Q: How Dalio’s concept about borrowing from one’s future self might change a decision one might make…

A: Debt is when one party borrows something from another, most commonly money. Many businesses and…

Q: How can we calculating effective Interest Rates based on Payment Periods?

A: The effective annual interest rate is the interest rate on investment or return on a savings account…

Q: .Give at least 2 examples of commercial banks in the Philippines.

A: The Bangko Sentral ng Pilipinas regulates financial institutions in the Philippines The BSP sets a…

Q: 2. What is the difference between simple interest and compound interest? Which is more expensive?

A: Answer: Simple interest: simple interest is calculated on the principal amount each period. Here the…

Q: What is Compound interest?

A: Simple Interest: The simple interest is the interest that is paid on the principal amount. For…

Q: Which is the most desirable form of a lump-sum settlement?

A: A lump sum settlement implies that the person who claims will receive the whole amount in a single…

Q: You have 2 accounts: Account A has a $700 balance and a $1000 credit limit. Account B has a $150…

A: Debt to credit ratio, also known as the credit utilization rate is defined as the amount of…

Q: Why certificate of deposit is considered as lending investment

A: Answer-

Q: What are the different Credit System practices of Asia, Europe and United States?

A: A credit system is a means of describing an educational program by methodically awarding credits to…

Q: Explain with detail about interest rate deposit facility and lending facility

A: Answer-

Q: EXPLAIN THE CONCEPT TRANSFER PAYMENT IN DETAIL

A: Transfer payments are one sided payments and such payments are not part of GDP calculation.

Q: How can trade credit help businesses to manage theircash flow?

A: Trade credit allows the buyers to make payment on a later date for the goods purchased. It is a…

Q: Who benefit from the laws and who loses when countries have policies that limit how much interest a…

A: The interest rate is the income earned by the capital in the economy. It is the reward paid to…

Q: Define what is meant by (pure) credit rationing. Save Answer

A: Rationing is a source of artificial control on the demand and supply of the goods and services.