Many businesses today accept mobile payments through services like ApplePay and Google Pay. In accepting these forms of payments, businesses have found that
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Many businesses today accept mobile payments through services like ApplePay and Google Pay. In accepting these forms of payments, businesses have found that
Multiple Choice
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they speed up the transaction process, but charge higher fees.
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they charge lower fees and speed up the transaction process.
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they are proven to be more secure than using a credit card.
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there is no advantage to using these forms of payment.
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- Many people are still afraid and hesitant to utilize online payment systems or digital banking to pay for their bills, exchange money for their desired goods and services, and rely on the manual, face-to-face payment system. How would the banks encourage more people to lessen their doubt about these methods and utilize the modern payment system for safer, faster, and more efficient transactions? Support your answer using at least two concrete examples.Does Quickbooks offer online payment processing? What would be the advantages and disadvantages of using online payment processing? What do you recommend for your company?1. In a Loan Management System, the loan applicant will have to submit these requirements including the loan application form. In a scenario where the loan applicant has incomplete requirements, what do you think is the error when this is translated to DFD? A. Black Hole B. Grey Hole C. Miracle D. Spontaneous Generation 2. XYZ Company has been using a records management system to track where their documents are being delivered and processed. Since the use of this system, they have saved time, have been more productive and efficient. These benefits produced by the system are known as what? A. Economic Benefits B. Intangible Benefits C. Operational Benefits D. Tangible Benefits
- Pakhama Enterprises wants to extent its credit terms in order to increase the sales to grow the business. A consultant has, however, warned them that this can lead to overtrading. Do some research on overtrading and prepare and e‐mail to management in whichyou explain what overtrading is as well as what the dangers of overtrading are. Remember to reference your answer and add your reference list to the bottomof this question.Which of the following is true about M-Pesa? a. virtual cash can be swapped and transferred between mobile users with a simple text message and a system of codes b. a network which provides financial and policy advocacy suppot to MFIs c. a for profit insurance company that provides simplified single risk products to microfinance customers d. a zero interest peer to peer lending platformAccording to Nielsen, more than 50 percent of mobile phone consumers own smartphones. Many ofthem use free Wi-Fi when available for faster connections and to reduce data usage charges. Buteven when they don’t log on to Wi-Fi, the device continues to search, giving information on users’locations. By using the signals emitted by shoppers’ smartphones, retailers can keep tabs onshoppers, knowing where they are and what they are searching for on their phones’ browsers.Retailers can learn on which aisles shoppers are most likely to check online prices at retailers such asAmazon.com and can send an alert to a sales representative. “Heat mapping” identifies trafficpatterns and locations attracting the greatest number of shoppers checking the Internet. This givesretailers an idea of the products most vulnerable to “showrooming”—the practice of shoppersvisiting stores to learn about and try products and later purchasing them for less online.1. What is shopper marketing and how might retailers…
- According to Nielsen, more than 50 percent of mobile phone consumers own smartphones. Many of them use free Wi-Fi when available for faster connections and to reduce data usage charges. But even when they don’t log on to Wi-Fi, the device continues to search, giving information on users’ locations. By using the signals emitted by shoppers’ smartphones, retailers can keep tabs on shoppers, knowing where they are and what they are searching for on their phones’ browsers. Retailers can learn on which aisles shoppers are most likely to check online prices at retailers such as Amazon.com and can send an alert to a sales representative. “Heat mapping” identifies traffic patterns and locations attracting the greatest number of shoppers checking the Internet. This gives retailers an idea of the products most vulnerable to “showrooming”—the practice of shoppers visiting stores to learn about and try products and later purchasing them for less online. a. What may be the likely response as more…According to Nielsen, more than 50 percent of mobile phone consumers own smartphones. Many of them use free Wi-Fi when available for faster connections and to reduce data usage charges. But even when they don’t log on to Wi-Fi, the device continues to search, giving information on users’ locations. By using the signals emitted by shoppers’ smartphones, retailers can keep tabs on shoppers, knowing where they are and what they are searching for on their phones’ browsers. Retailers can learn on which aisles shoppers are most likely to check online prices at retailers such as Amazon.com and can send an alert to a sales representative. “Heat mapping” identifies traffic patterns and locations attracting the greatest number of shoppers checking the Internet. This gives retailers an idea of the products most vulnerable to “showrooming”—the practice of shoppers visiting stores to learn about and try products and later purchasing them for less online.1. What is shopper marketing and how might…B. Harper is surfing the Internet and finds a great pair of rollerblades at a really low price, but he has never heard of the company and is concerned that the product he ordered may not be the product he receives. Harper may be more willing to place an order with this company ifa. The website displays the WebTrust seal.b. The company provides its annual report and the report of the independent auditors on its website.c. The company provides a money-back guarantee.d. Only a partial payment is required prior to receiving the product.
- Assurance Services. Davis has a store that sells old baseball cards. To expand the business,he has decided to open an Internet site where potential customers can view the cards and placeorders. Davis hires Johnson, who is an expert in constructing websites for small businesses.She explains that even with a quality website and pictures of the merchandise for sale, customers may be reluctant to purchase baseball cards from Davis’s website.Required:a. Explain the reasons for Johnson’s concerns.b. What steps can Davis and Johnson take to reduce customer’s reluctance to make purchases on the Internet?During the conversation about video streaming services of Apple TV+ with you, your friend has made following guesses on the exposures of Apple in foreign countries: Translation Exposure: The probability of the message of the videos in other languages not being correctly understood by the foreign Transaction Exposure: The probability of not being able to make rapid transactions with foreign customers due to poor information, communication, and technology (ICT) services in foreign Operating Exposure: The probability of Apple TV+ not being able to operate with another smartphone operating system Google Shortly answer your friend, whether these statements are correct or wrong.What are the benefits and risks of using digital payment as a customer?
