Summarize the Lucascritique.

Q: What is full form of ERISA? Describe about it.

A: The full form of ERISA is the Employee Retirement Income Security Act which was established in the…

Q: how is the financial industry within the Caribbean better  off because of social networking sites?

A: Basics :- Caribbean area is of islands. There is moderate potential of growth than giant countries…

Q: Explain why pre-payment risk is more likely when a mortgage is young than when the mortgage is…

A: Prepayment risk refers to the risk for the companies or the banks, if the loan takers repay the loan…

Q: Name anddescribe two markets that are part of the financialsystem in the U.S. economy

A: Bond market and stock market are two major part of the financial system in the U.S. economy.

Q: What is risk financial management ?

A: In finance, risk management is both quantitative and qualitative.

Q: Write the answer in 8-10 lines for the given question below Explain the impact of covid 19 on…

A: The COVID-19 has affected the every aspect of our lives. Now people are avoiding the direct contacts…

Q: f investin

A: Answer why! because, Investing in crypto assets is risky but conjointly doubtless very profitable.…

Q: How important is CFO in a rural bank? What he can do that others cannot?

A: As a top executive, the chief financial officer is in charge of a company's financial operations.…

Q: Would usury laws help or hinder resolution of a shortage in financial markets?

A: Usury law is implemented by the government pertaining to interest on the loans taken by the…

Q: Briefly discuss two (2) risks that a bank faces when it takes in short term savings deposits and…

A: Banks always lend using deposits made by the customers. But it is not recommended to lend using…

Q: Investors must go for investments that are liquid to ensure availability of funds when needed.  Is…

A: Liquidity is defined as the ability to exchange assets for cash. The more easier it is to convert an…

Q: Define Financial Intermediaries. Give two examples.

A: The economic activities include many such activities like insurance, transactions, dealing,…

Q: Why are companies' liquidity ratios calculated?

A: Definition of Liquidity Ratio- A liquidity ratio is a type of financial ratio used to determine the…

Q: A bank that has liabilities of $180 billion and a net worth of $20 billion must have

A: In a market, a net worth of a firm, bank or any other organization provide information about the…

Q: Who manages all fund transactions in the firm?

A: The controlling and handling of a financial institution’s cash flow is called funds management.

Q: Explain why dating can be considered a method tosolve the adverse selection problem.

A: Adverse Selection refers to a situation where sellers to the transaction has more knowledge compared…

Q: three ways in which banks use to make profit

A: Three ways banks can make profit 1)By providing loans and earning interest on it. 2)By investing in…

Q: corporate banking is for A) more like individual basis B) any size of firms C)rich customers…

A: The question has been answered below.

Q: Why are bonds somewhat risky to buy, even though they make predetermined payments based on a fixed…

A: Financial economics deals with the financial markets, their operations and functions, and the…

Q: What steps did Jim Moon take to build a relationship between his business and Bank Rhode Island?

A: Moon works were self-funded when Jim Moon founded it. The main source of financing for start-up…

Q: A bank that has liabilities of $180 billion and a net worth of $30 billion must have

A: Liability = $180 Net Worth = $30

Q: Possession of information by one party in a financial transaction but not by the other party is…

A: answer : asymmetric information where possession of information by one party in a financial…

Q: Define what financial instisutions are and give examples to explain your understanding

A: Types of financial institutions include: 1. Depository institutions:  These institutions are deposit…

Q: Identify the services provided by banks and financial institutions for their business customers.

A: Banks: A bank is a monetary organization that acknowledges stores from general society and provokes…

Q: What are the environmental and other consequences of cryptocurrency? Essay 1500 word

A: A peer-to-peer community called a blockchain video display units and organizes it, in addition to…

Q: How do economists define equilibrium in financial markets?

A: The price is the difference between what providers receive and what demanders pay in any market.…

Q: Give at least three examples of a situation in which financialmarkets allow consumers to better time…

A: Financial markets typically refer to any marketplace where shares are traded, including, though not…

Q: Which type of risk are savings institutions least susceptible to? Interest rate risk Liquidity risk…

A: Since you have asked multiple questions, we will solve first question for you. If you want any…

Q: 24. Financial institutions that cut back on their lending are engaged in A) liability management B)…

A: In an economy, lending refers to transferring excess funds of an individual or institutions to the…

Q: Explain the functions of financialintermediaries?

A: Financial intermediaries is a person or organization that connects two different parties for…

Q: True or false When financial intermediaries deleverage, firms cannot fund investment opportunities…

A: An individual or an institution which behaves as a middleman among parties for facilitating…

Q: Which of the following could be leakage?

A: The circular flow of income explains how the money in an economy is generated and circulates between…

Q: Bankers have a reputation for conservatism in politics, dress, and business affairs. Is there an…

A: Yes it is rational. Th checking deposit that provided by the bank is the best example of the fiat…

Q: Why are financial intermediaries willing to engagein information collection activities when…

A: The financial intermediaries provide different instruments to their customers. They provide…

Q: A banks system is considered as financial intermediary. This financial intermediary can be used by…

A: Financial intermediary is an institution which acts as a link between the investor and the borrower.…

Q: What is the Finance Strategy of Tesla?

A: Tesla was established in 2003 by a gathering of specialists who needed to demonstrate that…

Q: Summarize howtransaction costsaffect financial intermediaries.

A: While buying or selling a good or services, the expenses incurred are known as transaction costs .…

Q: How can cryptocurrency's advantage and disadvantages help the economy

A: Cryptocurrencies are digital assets and decentralised systems that enable secure online…

Q: What is the Role of Internet/ Mobile  Banking in the Society?

A: The automated distribution of new and classic banking products and services to customers via…

Q: In how many categories, financial system is classified?

A: Financial system is classified into 4 categories.

Factor Models

Many attributes might be related to an asset's risk, including market capitalization (size), dividend yield, growth, price-earnings ratio, etc. The use of these traditional descriptors, however, presents a few problems: