The following is the financial legislation that separated operation of Banking from the Securities Industry: Depository Institutions Act of 1982 O Banking Act (Glass-Steagall Act) of 1933 O The Financial Modernization Act (Gramm-Leach-Bliley Act) of 1999. Securities Exchange Act of 1934
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- How did competitive forces lead to the repeal of the Glass-Steagall Act’s separation of the banking and the securities industriesExplain what is the function of the following components in a country's financial system. regulators, commercial banks, investment banks and non-banking intermediariesQ2 (Case study-compulsory) The Banking system acts as a backbone for any economy.Banks are the Financial Institutions that provide banking and other financial services to theircustomers, the journey of banking in India has pass through various phases from 18th centuryto 2020, with the passage of time especially after 1990s Banks realize in India that if theywant to survive they have to focus on customer service as well as customer relationshipmanagement. Gone are those days when customer use to walk-in the branches but slowlyafter 2010 with the advent of technology this walk-in reduced and the new word which camein light was “customer convenience”. At the same time RBI realises that if they want toincrease the flow of funds in economy, financial inclusion plays a very vital role and for thisreason in 2013 RBI constituted a committee headed by Dr. Nachiket Mor to study about thecomprehensive financial services for small businesses and low income households and resultis known to every…
- critically discuss why financial markets should be regulated.When regulators engage in macroprudential regulation, they focus on O the safety and soundness of the entire financial institution. O the credit standards of all loans held by the financial institution. O the safety and soundness of the financial system in aggregate. O the safety and soundness of cach liability of the financial institution. ADiscuss the goals of regulatory frameworks with regards to reasons governments manage regulate-es and use different regulators to policy the financial markets
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- The Securities and Exchange Commission (SEC) is an independent agency whose function is to administer federal securities laws. True or False1) The interest rate earned on a money market deposit account is generally higher than the interest earned on a Bank savings account. 2) What are short-term notes of debt issued by the federal government commonly called? A) T-Bills B) T-Notes C) T-Bonds D) T-Accounts E) None of the above are correct. 3) What is the name for comprehensive financial services packages offered by brokerage firms? A) asset management accounts B) comprehensive management accounts C) platinum management accounts D) consolidated management accounts E) None of the above are correct. 4) Money market mutual funds provide an alternative to traditional liquid investments offered by financial institutions. Advantages of MMMFs include which of the following? A) high interest rates B) check-writing privileges C) minimal risk D) convenience--deposits made through payroll deductions E) All of the above are correct. 5) A savings alternative that pays a fixed rate…Which is NOT a common characteristic of financial intermediaries? *A. None of the choices.B. Offers secure storage for their clients' assets.C. Having a diversified portfolio of investments.D. Clients are given investment advice as to which investments are profitable.E. The risks posed by various financial intermediaries are the same.