What are some reasons that a person may have poor net cash flow yet be considered to be in good financial health?

Q: Why are more funds from property and casualty insurance companies than funds from life insurance…

A: Insurance is sharing the risk of the insured which may occur in the future due to some uncertain…

Q: w are statement of cash flows used to evaluate a loan request for a prospective borro

A: While giving the loan the lender there is need of cash flow statement is required specially when…

Q: What are the primary tools, and how are they used by lenders when determining whether they will lend…

A: The five C's of credit is a system used by lenders to gauge the credit worthiness of potential…

Q: Madoff with their funds? Why didn't they perform appropriate due diligence? W ac

A: Bernie Madoff was biggest fraudster in history of financial fraud and he had run ponzi scheme which…

Q: What are savings?   Multiple Choice   Additions or subtractions from debt.   Outlays on household…

A: Saving is the amount set aside for future use. Savings is arise when income of an individuals are…

Q: What is a personal statement of financial position?

A: Answer: A personal statement of financial position is nothing but a document that entails the…

Q: how to manage excess cash through investing

A: Introduction Investing activity: Investing activities involves cash used for and generated by…

Q: What role does cash and cash flow play in the income statement and the balance sheet? In what way,…

A: A firm is required to prepared the financial statements at the end of an accounting period. The…

Q: What is free cash flow? If you were an investor, why might you be more interested in free cash flow…

A: Answer:   Free cash flows are the residual amount of cash remains with the company after the meeting…

Q: Would investing in socially responsible funds that share your personal values be an effective way to…

A: An investor investing in different investments will be considering different factors while making an…

Q: What are the advantages and disadvantages of implementing credit scoring within a financial…

A: The credit scoring is calculated by checking the payment history of an individual, credit mix,…

Q: What is the meaning of “financing” in the financial market a. Advising an organization to raise…

A: Financing plays a key role for firms in the financial market. It is explained in the next step.

Q: What are the impacts on your financial statement if you account the transactions not accurately

A: Financial Reporting refers to the recording of the financial transactions of a company for a desired…

Q: What are the benefits of financial reporting?

A: Financial reporting is a detailed record of all corporate activities, including costs and profits,…

Q: ssume this individual's friend decides to pursue postsecondary education. What are two types of…

A: Loan is the loan means it is a burden upon the shoulders of the taker which has to repay the same to…

Q: How could you apply the concept of a balance sheet to your personal financial planning?

A: Balance sheet is the financial statement which describes the financial position of an individual or…

Q: How to make a personal financial statement?

A: Personal Dinancial statement is a summary statement of individual financial position, it contains…

Q: How transaction between and users of funds take place? How would they prove that there was a…

A: Financial markets are the place where buyers and sellers interact and transact business. The…

Q: Which one of the following choice is not one of the ways to transfer savings to those in needs of…

A: Person to person lending is not a way to tarnsfer savings form those who needs funds.

Q: Conduct an analysis of Mattel’s financial statements. What is your assessment of the overall…

A: For assessment of the overall condition and strength of Mattel’s finances, we will compare below…

Q: Why does the Social Security system face a crisis? Are there real assets in the Social Security…

A: Social security system is a mechanism which works on "pay-as-you-go" may face crisis when the inflow…

Q: What does it mean to have "free cash flow"? What may make free cash flow more important to an…

A: Introduction: The residual amount of cash that remains with the company after all operational…

Q: As a middle-class individual, why would you prioritize saving for a retirement fund than imburse  to…

A: Financial planning is an indispensable part of the human race. It assists an individual to prepare a…

Q: How do you think the misstatement of funds will impact the income statement and balance sheet?

A: Income statement is a statement which shows all income and expenses of the business with calculation…

Q: The tendency of investors to sell assets that have made gains while keeping assets that are losing…

A: Explanation : Disposition effect : The disposition effect focuses on human proclivity to sell stock…

Q: Could you explain the relationship between money, credit, and financial institutions

A: Money is the center of the universe. Money is being used to buy and sell goods and services..…

Q: What is financial distress, and what happens in financial distress?

A: Whenever an individual faces a condition where he (or she) is not able to meet out for the financial…

Q: financial gain

A: ANSWER- ECONOMIST  The Economist online offers authoritative insight and opinion on international…

Q: Which statement is true? Beauty and barber shops are cash-intensive businesses. Where the…

A: Introduction: A cash intensive business is one that receives a large number of cash payments. A…

Q: What is the significance of Financial Management? What are the advantages and disadvantages of…

A: Financial management: It is the process of organizing, collecting, managing, and distributing funds…

Q: “Should other liquid assets be considered as money?” Describe your answer with best examples through…

A: Assets contains those resources which can be owned by an individual and a company, as well as assets…

Q: Why is it appropriate to use cash basis accounting in yourpersonal life but not in the business…

A:

Q: The financial system serves as the main venue to invest excess funds by savers. This is made through…

A: Answer: True

Q: What are the fundamental elements of an adequate financial planning process. What are the…

A: Answer: Financial planning is nothing but an on-going mechanism for the advancement of the course…

Q: EXPLAIN the importance and process of personal financial planning.

A: The reasons why personal financial planning is important are as follows: - Helps us to efficiently…

Q: demanders fund in finan

A: Net demanders : In simple words, capital market in any economy are composed of two types of…

Q: If a credit is money coming to you, why is it called a credit card when money is removed from your…

A: Under the financial accounting, each account with some balance will either have debit balance or…

Q: . One explanation for why the poor tend to receive more non-cash assistance than cash assistance is…

A: Poor people can receive assistance in the form of direct cash payouts or in the form of non-cash…

Q: (1) What actions have you had to take in your own lifeto overcome liquidity problems? (2) Did those…

A: Disclaimer: “Since you have asked multiple question, we will solve the first question for you. If…

Q: What is the difference between cash expenses and non cash expenses?

A: Rent expense, salary expenses, insurance expense, depreciation expense, amortization expense, and…

Q: Critically explain each one of the following financial terms: Asymmetric information Moral hazard…

A: Answer:- 1 Asymmetric information:- When one side in a transaction has more information as compare…

Q: State two negative and two positive impact of interest on personal finances. Explain each of your…

A: Interest rate can majorly affect an individual’s personal finance. It can have a positive as well as…

Q: What are the commonly accepted goal of financial management

A: In a nutshell, financial management means that if you save me today, I will save you tomorrow. In…

Q: How can the financial markets provide liquidity for savers who hold financial instruments but are in…

A: Financial markets A financial market is a place where financial securities like stocks and bonds are…

Q: managing your money

A: Introduction: Money management plays an important role in life of every individual. Proper…

Q: What are the difficulties associated with the financial system and how these challenges can be…

A: Financial system is undergoing a significant change with the advancement of technology. It has…

Risk and return

Before understanding the concept of Risk and Return in Financial Management, understanding the two-concept Risk and return individually is necessary. 

Capital Asset Pricing Model

Capital asset pricing model, also known as CAPM, shows the relationship between the expected return of the investment and the market at risk. This concept is basically used particularly in the case of stocks or shares. It is also used across finance for pricing assets that have higher risk identity and for evaluating the expected returns for the assets given the risk of those assets and also the cost of capital.