Chapter 1.2, Problem II.2E

For this case, I would like for you to provide your opinion on three concepts covered in Chapter 14 (benefits). I would also like for you to support your opinion with logic, rationale, and/or accompanying information from outside sources (be sure to cite your sources). Social Security – Why is social security as it currently exists experiencing a crisis? What should be done to fix it? How do you think the plan should change? Healthcare – explain how healthcare has been affected since the passing of the Affordable Care Act. What do you think about this law? Is it good or bad? Support your opinion with data. Retirement – what do you think about employer-sponsored retirement programs? If you owned a firm, what retirement benefits (if any) would you provide your employees? What type of plans are better or worse?

Prior to the COVID-19 epidemic, if you were applying for a job and you had a gap in your employment history of 6 months or more, your employment history would not be looked upon favorably by potential employers.  As COVID-19 continues, more Americans are finding themselves unemployed beyond 6 months. Does that carry a stigma even in a pandemic?  Explain

What impact Medicare might have on quality, costs, and  access to care, if the legislation  were suddenly repealed, and all Medicare constraints were suddenly eliminated.from the US delivery system?

The health and mortality implications of the recent coronavirus pandemic has propelled many people to think critically about having proper health insurance, retirement and estate plans. Describe the three common structures of pension plans, eligibility and qualifications for retirement.

In the car insurance market, how can a company convince the unisured to take up insurance?

Is it wrong for this business owner to apply for this program even though it will end up benefiting his employees as well as his business?

What motivated the establishment of the Sarbanes-Oxley Act of 2002? What responsibilities are assigned to management under this law? How does this law contribute to the control of financial health in companies?

Ethical Considerations. How did the decoupling ofrisk and reward contribute to the problems in the subprime mortgage industry?

What is the largest disadvantage of COBRA? How was this addressed in the American Recovery and Reinvestment Act of 2009 (ARRA)?