Calculate the housing expense ratio and the total obligations ratio for the following mortgage applications.
Monthly  Monthly  Other Monthly  Housing  Total  
Gross  PITI  Financial  Expense  Obligations  
Applicant  Income  Expense  Obligations  Ratio

Ratio


Forman  $3,700  $530  $360  
Parker  $2,000  $455  $380  22.75  41.75 
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