Chapter 38, Problem 1NS.1QC

Summary Introduction

To explain:

The reason why a health insurance companies should pay an individual with the cost of $ $115,000$ for an artificial retina.

Introduction:

The human eye is the most sensitive sense organ of body which helps to provide vision. It consists of three layers the outer layer is sclera, middle layer choroid, and inner layer retina.

Explanation of Solution

The artificial retinal technology is very expensive but it can be a boon for blind people. There are many blind people present in the world that may have lost their vision due to retinal diseases or because of some accidents. There is no such medicine and treatment developed for the proper cure of retinal diseases so retina implantation is advantageous for blind people.

Retinal disease does not affect the ganglion and neurons. There is no such other visual treatment evolved for the treatment of blind people, so, the retinal implantation is the only method for treatment of blind. But on the other hand this method is very much expensive.

Health insurance companies may give the cost of $ $115,000$ for artificial retinal implantation it must be followed under proper protocols and focus on other cheaper technique must also be done.

Conclusion

The health insurance companies should give a claim for the cost of $ $115,000$ to blind people for the artificial retina implantation under various strict terms and conditions.