Membership in Credit Unions The membership in Massachusetts credit unions grew at the rate of
R(t) = −0.0039t2 + 0.0374t − 0.0046 (0 ≤ t ≤ 9)
million members year in year t between 1994 (t = 0) and 2003 (t = 9). Find the average rate of growth of membership in Massachusetts credit unions over the period in question.
Source: Massachusetts Credit Union League.
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