Chapter 7, Problem 1SBD

(a) Why some entrepreneurs are hesitant to avail of commercial bank loans? (b) Why some of them resort to social bricolage, in terms of financing their business?

How will you deal with the below mentioned situation if you are branch manager of the Bank. A customer arrives and asked from you that he has surplus 10 lakh rupees and he want to save them in order to get good return, what will you suggest him a fixed deposit or mutual fund or some other scheme and why?

how banks can improve their services like deposits ?

If you were a wise credit card user, under which of the following conditions would you consider using a credit card to finance an expensive purchase? a. If I haven't reached my credit limit and I really want to item b.If I believe my money situation will be better (for example, a better-paying job) in the future than it is now. c.If I have the money to pay for the item in my bank account and plan to immediately pay the balance in full. d. If my card has good rewards on it.

What type of loan/s these banks offer? Explain how they use this type of loan among their clients.

What are the advantages and disadvantages of direct lending for the bank?

If you were a bank loan officer who was analyzing whether or not to loan more money to​ Webb, which of the ratios calculated in parts a and b is most relevant to your​ analysis? ​ (Select the best choice​ below.)

What are the pros and cons of U.S. savings bonds? What are some of the problems that individuals might face if they use one of the “problematic” financial institutions? What are some of the consumer protections available? What can individuals do to protect themselves? What are some of the advantages and disadvantages of choosing a federally-insured account? What are some considerations in choosing a financial institution?

What are the advantages and disadvantages of direct lending for the bank? How are banks reducing the effect of the disadvantages?