menu
bartleby
search
close search
Hit Return to see all results
close solutoin list

Making Use of the Web Banking and Finance Managing money and making wise investments and are among the most important skills consumers need to master. Abundant advice is available on a variety of banking and financial websites. More than 80 percent of Americans who manage household finances have enrolled in online banking programs, and 20 percent have used a banking app on their smartphones or mobile devices. Whether their financial institutions are a retail bank, a virtual bank, or a credit union, they enjoy the convenience of monitoring account balances, depositing checks, transferring funds, receiving text message alerts, and paying bills. Personal finance websites provide information on portfolio management, tax preparation, real estate investing, mortgage rates, retirement planning, credit card and student loan advice, and a host of other lifestyle and educational topics. Also available are calculators to help make saving, spending, and real estate decisions. Business finance websites include market data, company earnings, interest rates, and corporate news. Research This: (a) Visit two online banking websites: one for a financial institution that has a physical presence in your community and another that is virtual. Compare the services and featured products. For example, do they offer bill payment, retirement accounts, and mobile banking apps? What fees are charged for these services? Which bank has the highest money market and certificate of deposit rates? (b) Visit two financial websites, such as Yahoo! Finance, that feature information about managing personal credit and debt. Read two stories discussing student loans, credit card debt, overspending, or retirement planning. According to these articles, what mistakes do people make managing their money? Who are the economic professionals writing or being quoted in the articles? What advice is given that can help you handle your expenses?

BuyFindarrow_forward

Enhanced Discovering Computers 201...

1st Edition
Misty E. Vermaat + 4 others
Publisher: Cengage Learning
ISBN: 9781305657458

Solutions

Chapter
Section
BuyFindarrow_forward

Enhanced Discovering Computers 201...

1st Edition
Misty E. Vermaat + 4 others
Publisher: Cengage Learning
ISBN: 9781305657458
Chapter 9, Problem 1IR
Textbook Problem
11 views

Making Use of the Web

Banking and Finance

Managing money and making wise investments and are among the most important skills consumers need to master. Abundant advice is available on a variety of banking and financial websites. More than 80 percent of Americans who manage household finances have enrolled in online banking programs, and 20 percent have used a banking app on their smartphones or mobile devices. Whether their financial institutions are a retail bank, a virtual bank, or a credit union, they enjoy the convenience of monitoring account balances, depositing checks, transferring funds, receiving text message alerts, and paying bills.

Personal finance websites provide information on portfolio management, tax preparation, real estate investing, mortgage rates, retirement planning, credit card and student loan advice, and a host of other lifestyle and educational topics. Also available are calculators to help make saving, spending, and real estate decisions. Business finance websites include market data, company earnings, interest rates, and corporate news.

Research This: (a) Visit two online banking websites: one for a financial institution that has a physical presence in your community and another that is virtual. Compare the services and featured products. For example, do they offer bill payment, retirement accounts, and mobile banking apps? What fees are charged for these services? Which bank has the highest money market and certificate of deposit rates?

(b) Visit two financial websites, such as Yahoo! Finance, that feature information about managing personal credit and debt. Read two stories discussing student loans, credit card debt, overspending, or retirement planning. According to these articles, what mistakes do people make managing their money? Who are the economic professionals writing or being quoted in the articles? What advice is given that can help you handle your expenses?

Explanation of Solution

a.

Comparison between community banking and net banking:

FeaturesCommunity bankingNet banking
ExampleCapital BankAndhra Bank
Locality presenceYesNo
Bill paymentYesYes
Mobile ban...

Explanation of Solution

b.

Managing personal information:

  • The personal information of the customer is collected through clear notifications.
  • The personal information is maintained effectively by following rules and regulations.
  • The customer is shared only among the bank group.

Mistakes related to managing process:

  • Allowing the customer to check the details without checking his/her authentications.
  • Crediting and debiting the money without any verification.
  • The processes of organizing the information in the database...

Still sussing out bartleby?

Check out a sample textbook solution.

See a sample solution

The Solution to Your Study Problems

Bartleby provides explanations to thousands of textbook problems written by our experts, many with advanced degrees!

Get Started

Chapter 9 Solutions

Enhanced Discovering Computers 2017 (Shelly Cashman Series) (MindTap Course List)
Show all chapter solutions
add
Ch. 9 - Describe how a computer manages memory. Define the...Ch. 9 - The technique of swapping items between memory and...Ch. 9 - Explain what occurs during thrashing, and list...Ch. 9 - List actions you should take if a mobile device...Ch. 9 - Explain how a computer coordinates tasks. Define...Ch. 9 - Describe the role of a driver. Explain how to find...Ch. 9 - Describe the role of a performance monitor.Ch. 9 - Explain how an operating system establishes an...Ch. 9 - Explain the issues surrounding an operating...Ch. 9 - Identify changes that may be made to an operating...Ch. 9 - List file and disk management tools, and describe...Ch. 9 - List and describe security tools used by operating...Ch. 9 - Describe the role of a network administrator.Ch. 9 - Explain the capabilities of administrator and user...Ch. 9 - Explain the use of permissions on a network.Ch. 9 - Explain issues surrounding responsibility for...Ch. 9 - List alternatives to using passwords.Ch. 9 - Explain how an operating system uses encryption.Ch. 9 - Differentiate between device-dependent and...Ch. 9 - Define these terms: proprietary software, backward...Ch. 9 - Explain issues surrounding being an early adopter...Ch. 9 - List two other names for a desktop operating...Ch. 9 - Identify features of Windows. Define the term,...Ch. 9 - The term, _____, sometimes is used to describe a...Ch. 9 - Identify features of OS. You can use the _____ to...Ch. 9 - Describe uses and features of the UNIX operating...Ch. 9 - Define the term, open source software. _____ is an...Ch. 9 - Explain the issues surrounding open source versus...Ch. 9 - Identify features of Chrome OS.Ch. 9 - Identify reasons to use a virtual machine. List...Ch. 9 - List steps for using Boot Camp to install the...Ch. 9 - Describe a server operating system. List examples...Ch. 9 - Identify common features of mobile operating...Ch. 9 - Explain issues surrounding ownership of text...Ch. 9 - Explain security concerns regarding BYOD policies.Ch. 9 - Differentiate among the features of the Android,...Ch. 9 - List differences and similarities between how a...Ch. 9 - Describe how embedded computers use operating...Ch. 9 - Explain how the meteorology industry uses...Ch. 9 - An operating system must reside inside a computer...Ch. 9 - The kernel is nonresident, which means it remains...Ch. 9 - A user interface controls how you enter data and...Ch. 9 - Most users today work with a command-line...Ch. 9 - Most operating systems today are multitasking.Ch. 9 - The area of the hard drive used for virtual memory...Ch. 9 - Each device connected to a computer requires its...Ch. 9 - Hackers often look for ways to break into a...Ch. 9 - Many of the first operating systems were device...Ch. 9 - An upward compatible application means it can...Ch. 9 - Linux is proprietary software.Ch. 9 - Operating systems that function as both desktop...Ch. 9 - A _____ application is an application that runs...Ch. 9 - Placing a computer in _____ mode saves any open...Ch. 9 - With a _____ interface, users interact with the...Ch. 9 - A _____operating system allows two or more...Ch. 9 - With _____, the operating system allocates a...Ch. 9 - The technique of swapping items between memory and...Ch. 9 - In Windows, a _____ is a shortcut to apps or other...Ch. 9 - A _____ is a multiuser operating system that...Ch. 9 - firmware a. operating system problem that occurs...Ch. 9 - command language a. operating system problem that...Ch. 9 - thrashing a. operating system problem that occurs...Ch. 9 - buffer a. operating system problem that occurs...Ch. 9 - drive a. operating system problem that occurs when...Ch. 9 - bloatware a. operating system problem that occurs...Ch. 9 - proprietary software a. operating system problem...Ch. 9 - device-independent a. operating system problem...Ch. 9 - icons a. operating system problem that occurs when...Ch. 9 - open source software (429) a. operating system...Ch. 9 - What is the role of the operating system?Ch. 9 - What does firmware do?Ch. 9 - What is a platform?Ch. 9 - What is a cross-platform application?Ch. 9 - What does the kernel do?Ch. 9 - How do resident and nonresident memory differ?Ch. 9 - What does the word, live, signify when used to...Ch. 9 - What is the difference between a cold and warm...Ch. 9 - How does sleep mode differ from hibernate mode?...Ch. 9 - Why do some users find command-line interfaces...Ch. 9 - What is the role of virtual memory?Ch. 9 - In terms of speed, how does virtual memory compare...Ch. 9 - What does it mean when an operating system is...Ch. 9 - What is meant by the term, swap file?Ch. 9 - What remedies can you try if your computer or...Ch. 9 - What is a buffer?Ch. 9 - In a multiuser operating system, are tasks...Ch. 9 - Why do some users object to bloatware?Ch. 9 - What is a service pack?Ch. 9 - How do users without an Internet connection obtain...Ch. 9 - What built-in security tools are included in most...Ch. 9 - What duties does a network administrator perform?...Ch. 9 - What is the advantage of device-independent...Ch. 9 - What are some widely used desktop operating...Ch. 9 - How are tiles used in the Windows user interface?Ch. 9 - What elements are contained in the OS Dock?Ch. 9 - Why do computers running Chrome OS require less...Ch. 9 - What are some popular mobile operating systems?...Ch. 9 - Difficulty Signing In to Operating System You are...Ch. 9 - Missing Customization Settings When you sign in to...Ch. 9 - Incompatible Program You have upgraded to the...Ch. 9 - Insufficient Access You are attempting to install...Ch. 9 - Software Update Issues You have heard that new...Ch. 9 - Virtual Machine Error You use virtual machines on...Ch. 9 - Missing Files and Settings When you sign in to...Ch. 9 - Faulty Update Your computer is set to install...Ch. 9 - Mobile Device Operating System Upgrade A...Ch. 9 - Slow System Performance Your office computer has...Ch. 9 - Technology in Meteorology Your environmental...Ch. 9 - What operating system are you running?Ch. 9 - What are some other reasons why you might need to...Ch. 9 - What might happen if you attempt to install a...Ch. 9 - Have you used the search tool on your computer? If...Ch. 9 - Have you used the search tool on a mobile device?...Ch. 9 - In addition to searching for files, what other...Ch. 9 - What image are you currently using as your desktop...Ch. 9 - Do you have a screen saver configured on your...Ch. 9 - What other personalization settings do you...Ch. 9 - Accessibility settings are not only for people...Ch. 9 - Which third-party programs can provide additional...Ch. 9 - Do you feel that the accessibility features in...Ch. 9 - Do you have multiple user accounts on your...Ch. 9 - Do you think it is a good idea for students in a...Ch. 9 - What types of parental controls can you enable...Ch. 9 - Making Use of the Web Banking and Finance Managing...Ch. 9 - Research This: Search online for a blog that...Ch. 9 - Search Skills Video, Audio, and Voice Search A...Ch. 9 - Security An operating system should include...Ch. 9 - Cloud Services Cloud Development Platforms (PaaS)...Ch. 9 - Using Operating System Tools You are the office...Ch. 9 - Complete Security Solutions Your neighbor started...Ch. 9 - Desktop Operating Systems You are an analyst for a...

Additional Engineering Textbook Solutions

Find more solutions based on key concepts
Show solutions add
What does serializability of transactions mean?

Database Systems: Design, Implementation, & Management

What is the difference between a threat agent and a threat?

Principles of Information Security (MindTap Course List)

What is meant by an organizations technology infrastructure?

Principles of Information Systems (MindTap Course List)

For Problems 16.33 through 16.38, draw the isometric view of the following objects. Make the necessary measurem...

Engineering Fundamentals: An Introduction to Engineering (MindTap Course List)

If your motherboard supports ECC DDR3 memory, can you substitute non-ECC DDR3 memory?

A+ Guide to Hardware (Standalone Book) (MindTap Course List)

What types of protection are available to protect the ears during welding?

Welding: Principles and Applications (MindTap Course List)