PERSONAL FINANCE, Tenth Edition, offers a practical, reader-friendly introduction to personal financial management. Using a structured, step-by-step approach, this market-leading book helps you learn how to save and invest, manage loans, file taxes, decrease credit card debt, and plan for the future. Throughout the book, real-life scenarios covering a wide range of financial challenges enable you to appreciate the relevance of key concepts, while useful advice from personal finance experts helps you apply those concepts in your own life. Many math-based examples also clearly illustrate the critical importance of achieving long-term financial goals through investing. Building on the success of previous editions, the new Tenth Edition continues to engage your interest and focus your attention on the critical concepts you need to manage your finances wisely for a lifetime.