Created through a "student-tested, faculty-approved" review process with numerous students and faculty, PFINis an engaging and accessible solution to accommodate the diverse lifestyles of today's learners. PFIN employs a life-cycle approach to personal financial management that prepares you to plan and make decisions about assets, credit, insurance, investment, and retirement as you progress through life. This cutting-edge text also reflects important recent financial developments, from new tax laws to the impact of the recent global financial crisis. In addition, practical advice from financial experts, helpful tools and technology, and real-life examples will help to prepare you for personal financial success.