Capital adequacy ratio

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  • Capital Adequacy Ratio Of SCDCC Bank

    3084 Words  | 13 Pages

    of CAMEL model: 1. CAPITAL ADEQUACY: (A) Capital Risk Adequacy Ratio : Even though RBI stipulates 9% CAR for commercial banks, for co-operative banks it is 7%. CRAR= Capital / Total Risk Weighted Assets *100 Table No: 4.1 Showing Capital Adequacy Ratios Year 2009-10 2010-11 2011-12 2012-13 2013-14 Percentage 9.64 9.82 9.99 8.24 6.56 Chart No: 4.1 Showing Capital Adequacy Ratios INTERPRETATION: The SCDCC bank has been maintaining a capital adequacy ratio above the prescribed

  • Shenzhen Development Bank Financial Performance

    1822 Words  | 8 Pages

    Table of Contents Executive Summary 1 1. Shenzhen Development Bank Financial Performance 2 1.1 Asset Quality 1.1.2 Non-Performing Loans Ratios 1.1.3 Loan Loss Reserves Level 1.2 Earnings Capability 3 1.2.1 Time Trends 1.2.2 Overall Financial Performance 1.3 Capital Adequacy 4 1.3.1 Capital Ratios 1.3.2 Well Capitalised 2. Appropriateness of Newbridge’s Valuation 5 2.1 The Right to Appoint CEO and 8/15 Board Members 2.2 Foreign Banks and Investors 2.3 Valuation Multiples Concluding

  • Essay about finance

    2725 Words  | 11 Pages

    Introduction In this report, I will analyze the financial performance of SDB by comparing it with its industry peers. SDB’s asset quality, earnings capability and capital adequacy are the three aspects I will pay attention to when evaluate its financial performance. Then I will discuss whether it is appropriate for Newbridge to pay 1.6 times book value for 18% shares in SDB. And what is appropriate range for the price Newbridge can offer. The objective of this report it to assist Newbridge

  • Financial Performance Of The Non Performing Loans Ratio

    1356 Words  | 6 Pages

    performance of the SDB is assessed through its asset quality, earnings capability and capital adequacy. The suitability of the stake at 1.6 times the book value is also considered. All graphs and exhibits mentioned in the report are in the appendix. It should be noted that the analysis of this investments are purely done on information provided in the case study so limitations apply. Asset Quality The non-performing loans ratio (NPL) of SDB was firstly examined, with reference to exhibit 10, to determine

  • Case Study Analysis : Company 's Financial Wealth And Position

    1440 Words  | 6 Pages

    Toghrul Khalafov A4080865 togrul.khalafov@gmail.com Risk Management Report Bluehill Bank Written Coursework Assignment Ratio analysis is the best way of analysing the company’s financial wealth and position. It helps to understand the crucial financial figures of an entity pointing to weak and possibly risky parts of its finance. Using the results of the analysis managers can strengthen the financial position by determining and eliminating possible risks related to credits, operations

  • Camel Rating in Banking

    12128 Words  | 49 Pages

    .......... 28 3.1 3.2 AIA Vietnam profile ........................................................................................ 28 The CAMEL approach to bank analysis on Bank X........................................ 28 3.2.1 Bank X’s Capital Adequacy ......................................................................... 29 3.2.2 Bank X’s Asset Quality ................................................................................. 30 3.2.3 Bank X’s Management ........................

  • Balance Sheet and Total Capital Ratio Essay

    979 Words  | 4 Pages

    Federal funds sold and securities borrowed or purchased under agreements to resell Trading account assets Investments Total loans, net Liability Total deposits Short-term borrowings Long-term debt Equity Common stock Additional paid-in capital Retained earnings Income Statement Income Total revenue Total provisions Total operating expenses Net income These are primary line items because of they are either great in amount or great in significance (Referred to as key performance

  • A Research Study On A Decent Interest On Their Deposits Are Institutional And Corporate Depositors

    2343 Words  | 10 Pages

    The ROAA is the ratio of net incomes to average total assets stated in percentage. The ROAA reveals the bank’s management ability to generate incomes from the bank’s assets. It also gives indication on how effective the assets of the bank are utilized in generating revenues as well as the operational performance of banks (Jahan, 2012). In the literature, ROAA has been accounted to be the main measure of profitability. Golin and Delhaise (2013) pointed out, the ROAA is a very key ratio in

  • Banking : Theory And Practice

    3095 Words  | 13 Pages

    Banking: Theory & Practice FINA3304: 2015 Group Assignment Task 1: Basel III – Capital adequacy Basel III consists of a comprehensive set of reform measures intended to improve the regulation, supervision and risk management of the banking sector (APRA 2013). Being developed mainly in response to the credit crisis of 2007, it requires banks to maintain adequate leverage ratios and meet certain capital requirements. Basel III builds on the basis of previous Basel I and Basel II and is

  • Factors of Bank Dividend Policy

    4252 Words  | 18 Pages

    The current issue and full text archive of this journal is available at www.emeraldinsight.com/0307-4358.htm Explanatory factors of bank dividend policy: revisited John Theis and Amitabh S. Dutta D. Abbott Turner College of Business, Columbus State University, Columbus, Georgia, USA Abstract Purpose – The purpose of this paper is to examine the Dickens et al. model of bank holding company dividend policy. They identified five explanatory factors in a sample of bank holding companies (BHCs)

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