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variable basically represents 19 attributes with 4 of these attributes changed to dummy variables. The 20 attributes in the "German.data" or the 24 attributes in the "german.data-numeric" are some basic information about applicants needed in creating a score card which will be used to predict if an applicant will default or not. This information is seen in the table below. Attribute Information Attribute 1 Status of existing

There are many interventions put in place to help students succeed in learning and understanding. I looked into one particular strategy that teachers use to help students learn, which is allowing students to retake assessments. The purpose of this study is to determine whether or not there is a difference in students’ mathematics achievement in a class that is allowed to retake assessments and a class that is not allowed to retake assessments. In order to discover the information that has already

Part B. Descriptive statistics: assessing the effects of a new teaching approach 1. The main goal of the analysis being conducted is to assess whether the new curriculum on basic electricity in basic science yields better achievement outcomes compared to the existing curriculum, which is a more traditional teaching approach, for elementary school students in both urban and suburban schools. In doing this analysis some questions that will be key to this study is to reveal if this new curriculum is

Identity Theft: Trends and Issues Identity Theft: Trends and Issues Identity theft is the fastest growing fraud crime in America (Finklea, 2009). Gaining knowledge in preventing theft will better the economy and lower the crime rates in America. There are reported 9.9 million victims of identity theft and this number is increasing rapidly as the years go on. It has been reported that an estimate of fifty billion dollars has been charged to our consumers every year due to

04- Z scores Slide 1: Hello! I hope this powerpoint finds you well. I realize that this is a rigorous course and that you may be feeling discomfort as you navigate new terms and concepts. In practice courses, brain will recall concepts that are familiar making new learning experiences less anxiety-provoking. However, when learning research and statistics few students have little memory of previous learning of this topic to reduce discomfort. That said, it is important for you to recognize and appreciate

Many companies have chosen to follow the route towards a “5S” workplace as part of continuous improvement. This type of system allows a company to dispose and remove unnecessary items properly, prevent the accumulation of these items, and help decipher if these are costs that need to be rid of. Costs tend to pile up on businesses and companies in the form of wastes and defects. Some situations that are an example of this are utilization suffering because item changeovers take too long, product is

given another chance to pay off the debt. Bankruptcy is on file for ten years. During this time, the person or business responsible may struggle with the loss of property. Moreover, other losses may persist that include, loss of income, poor credit score,

http://www2.ivcc.edu/rambo/eng1001/introductions.htm https://www.ftc.gov/news-events/press-releases/2015/02/identity-theft-tops-ftcs-consumer-complaint-categories-again-2014 http://blog.fraudfighter.com/bid/94512/Aug-14-2013-Identity-Theft-The-Fastest-Growing-Crime-in-America How can I prevent identity theft? Some of the things you can do and not a victim yet is to monitor your credit and keeping your information safe. We talked about not only making sure your information is safe when

The Real-Estate Phenomenon Although critics may argue it is too difficult for anyone new to become a successful real-estate investor the truth is that anyone with the right mentor, enough capital, a strong will, determination, and just a touch of luck can become a millionaire through property investment. To be successful in real-estate knowledge about the mechanisms, operations, and just a few secrets are a necessity in order to have the ability to decipher an exceptional deal from a not so favorable

Chapter 2 Historical amendments of the CRA III CRA I The regulation and supervision of the CRAs in the European Union (EU) have become an increasingly prominent realm of European financial market regulation since the aftermath of the financial crisis. The CRA regulation is to be considered the fundamental legal act on which the EU’s regulation on CRAs is built. The CRA I requires the registration of a credit rating agency and supervision of the EU CRAs to be performed by competent authorities of