Islamic banks

performance of Islamic banks in comparison to conventional banks. The performances will be measured over a 5-year period from 2009 to 2015. In comparing Islamic and conventional banks, profitability and liquidity will be examined. Introduction Islamic finance refers to the provision of financial services in accordance with the Shari’ah Islamic law, principles and rules. The principles of which “emphasise moral and ethical values in all dealings have wide universal appeal” - (Institute Of Islamic Banking

We conduct a raft of additional tests to ensure the robustness of our findings. First, our sample consists of Islamic banks, commercial banks and dual banks, thus to ascertain how MLG work among the three categories, we re-run equation (1) by separating the sample to three sub-samples: Islamic banks (IBs); commercial banks (CBs); and dual banks (DBs). The results reported in models 2, 3, 4 in Table 6 and models 11, 12 and 13 in Table 7 respectively. The results are basically the same with slight

Islamic banks heavily in democracies. The advantage on return on assets of .0105 and on return on sales of .1507 outline conventional banks` better financial performance and asset utilization than Islamic banks compared to crisis period. The difference between conventional and Islamic banks on Net interest margin/ Total interest income have also grown from .0275 to .1001 point in the favour of conventional banks, this shows that conventional banks have become even more cost efficient than Islamic

secondary, and tertiary sources. RESULTS The Islamic banking industry has come a long way in issues of corporate governance. However, Islamic banks need to be at the forefront of pioneering innovative, impactful, and far-reaching social responsibility and corporate governance practices since for starters, they are faith-based institutions. Islamic banks need to stop resting on their laurels and stop playing catch up in these domains. Moreover, Islamic banks need to deal conclusively with the array of

Title: Stability of Islamic versus conventional banks: Malaysian Case Author: Wahid, Muhamad Azhari Dar, Humayon Abstract Purpose: This paper investigates the stability and its determinants involving Malaysian Islamic and conventional banks over the period of 2004 – 2013. Design: The study employs the financial ratios and z-score index as indicators of bank stability. A series of parametric and non-parametric tests are used to compare the stability of Islamic and conventional banks. Then, we estimate

dissertation titled “Service Quality of English Islamic Banks” used a qualitative focus groups research methodology as a primary data collection, which is closely related to the methodology I will propose to use in my study. Abdullrahim (2010) used a mixed methodology of qualitative (focus group) and quantitative (questionnaire) to conduct the study. A modified service quality model (SERVQUAL) was used to measure the quality of service in Islamic banks in the United Kingdom (UK). The quality service

1.0 Introduction Islamic banking refers to a system of banking that complies with Islamic law, also known as Shariah law. The underlying principles that govern Islamic banking are mutual risk and profit sharing between the provider of capital (investor) and the user of funds (entrepreneur). In other words, it ensures an equal contribution for all parties involved, whether in profitability or in case of any loss occurred. Activities that involve interest (riba), gambling (maisir) and speculative

THE BASIC AND ADMINISTRATIVE FUNCTIONS PERFORMED BY AL ALIZZ BANK Islamic Banking is quite similar to a conventional bank. Only here the essential feature is that it is Interest Free i.e. it purely follows the Islamic law – Sharia’h (Rules) and guided by the Islamic Economics that forbids the both the payment and the receipt of Riba (Interest). The two main principles are basically Banks will share the Profit & Loss (enabling risk sharing) and disallow Interest in any form. The following concepts

Providing For Parallel Islamic Banking Systems: In most jurisdictions where Islamic banks operate, they have to compete with conventional banks involved in interest-based borrowing and lending. The legal framework governing the licensing of banks and their regulation was designed primarily for conventional institu¬tions, not least as there were no Islamic banks in existence in most cases when the banking laws were drafted. Three choices therefore arise: firstly, whether Islamic banks can be accommodated

the difference between performance of Islamic banks and conventional banks before and during financial crisis. They did not find the difference between the profitability of two systems to be statistically different, though Islamic banks performed better than their conventional counterpart. Chazi and Syed (2010) have identified that Islamic banks have comparatively better risk management than conventional banks. Ouerghi (2014) also studied the impact of financial crisis and also conducted a post-crisis