No-fault insurance

Is one insurance ever enough? The GAP in insurance in Automobile insurance Alette Rivera I. Background a. Automobile insurance law In the United States, there are minimum car insurance requirements that you must meet in order to drive your car on public roads.  In 1927, Massachusetts passed the first law making it mandatory to have liability car insurance. After, liability car insurance became required in each of the 50 United States. The car insurance covers a vehicle no matter what State the

Motorcycle Insurance Motorcycle Insurance is a provision of financial protection in the event of an accident, loss, theft or any damage to your motorcycle. This includes liability coverage for any property damage or injuries that were endured to the other person. Some ways to customize a policy: • Full Replacement Coverage o This covers the total cost of the motorcycle when it has been totaled • Comprehensive Coverage o Pays for the loss or damage that occurs in a non-accident situation (weather

law requires that you carry insurance, including personal injury protection. This mandatory coverage will compensate you for medical expenses and lost wages if you are injured in a motor vehicle collision, even if you were at fault. How Much Does PIP Insurance Pay? The minimum cap for your PIP medical coverage is $15,000, though some people opt for higher amounts if underinsured. However, the obligation ends after 24 months, even if

have a claim denied. So what are some of the more common false ideas circulating about car insurance? Read on and see if you hold any to be true. “Full Coverage” means I'm covered for everything This term has no meaning in insurance because there is no “full coverage” option. Even if you have liability as well as physical damage coverage (comprehensive & collision) for your vehicle, there are still additional coverages that you can add. Older cars are cheaper to insure than newer ones The make

If there are, call an ambulance. • Pull all vehicles off the road so they do not pose a hazard to other drivers. • If the police are called, file a police report. Never admit liability. Fault is an issue that should be discussed only with a car accident lawyer. • Get the name, phone number, address, and insurance information from all other drivers and witnesses. • Take pictures of the car accident, including damage to the vehicles, skid marks, obstacles in the road, or anything else relevant to the

Immunity Florida uses a No-Fault Law to determine where you file a personal injury claim. The No-Fault Law protects drivers and ensures certain expenses are covered regardless of fault. Under the No-Fault Law, Florida drivers are required to have a minimum of $10,000 for property damage liability and $10,000 in personal injury protection. If you are injured as a passenger in a car accident, you may have the right to file a personal injury claim with the driver's insurance company. There are several

my car insurance company cancel my insurance after an accident that was not my fault? On January 19, 2016, I was rear-ended and severely injured, no fault of mine and I had to file my first claim. Then on October 6, 2016, I was driving in the right lane when a vehicle approach from the left to crossed over to the exit lane subsequently cutting me off which resulted in my car hitting the concrete barrier on the highway. These accidents left me severely injured. I had to make a second insurance claim

often believes that motorcyclists are bikers who don't wear their helmets and drive recklessly on the roads. They often drive better than a person behind the wheel of a vehicle, but they are victims of a stereotype. If a case goes to trial, the insurance company could try to paint the injured rider in a negative light. When the jury doesn't like a plaintiff, the injured person will have a harder time receiving the compensation they deserve.

If you've been in a recent car accident, your first concern may be in working with the insurance companies, recovering from your injuries and repairing your car. But if you suspect the injuries were caused by the other driver's negligence, you need to call a car accidents attorney. If you suspect your car suffered a mechanical failure, resulting in an accident that caused injury or death, you need to call a car accidents attorney. Why a Car Accidents Attorney is Necessary If the accident was serious

Paul Joseph, the other driver – Florida’s no fault law includes an “injury threshold” limiting law suits to claims of great bodily injury, permanent disability or disfigurement. Statutes, however, are unclear as to exactly what constitutes great bodily injury. It is unlikely that Paul Joseph would be named as a defendant in this action, as Mary’s PIP insurance would be the proper party. Under Florida’s Civil Remedy Statute, §624.155(1)(b), Mary’s insurance company is required to act in her best interests