Tier 1 capital

1、(1) What are the primary line items within Citigroup’s balance sheet and income statement? Balance Sheet Asset Cash and due from banks Deposits with banks Federal funds sold and securities borrowed or purchased under agreements to resell Trading account assets Investments Total loans, net Liability Total deposits Short-term borrowings Long-term debt Equity Common stock Additional paid-in capital Retained earnings Income Statement Income Total revenue Total provisions Total

also holdings certain assets of cash and equity. The report sets the bank’s capital requirement with the requirement of Basel Accords in order to build up sustainable positive capital frequently to avoid losses, liabilities and liquidity. Firstly, the report analyzes the risk

Summary: - The Vauban Model - Current Market Overview - Stress Testing and the Fortress Balance Sheet - Capital-Raising Strategies “Ultimately, market participants themselves must address the fundamental sources of financial strains – through deleveraging, raising new capital and improving risk management.”1 – Ben Bernanke The Vauban Model Throughout the remainder of the year, banks’ capital needs will accelerate as credit losses are expected to continue, despite easing monetary policies and

earnings capability and capital adequacy are the three aspects I will pay attention to when evaluate its financial performance. Then I will discuss whether it is appropriate for Newbridge to pay 1.6 times book value for 18% shares in SDB. And what is appropriate range for the price Newbridge can offer. The objective of this report it to assist Newbridge to make right decisions on whether to invest SDB or not and if invest what is appropriate price to pay for each share. Part 1 SDB’ financial performance

the 2007- 2008 financial crunch. After the global financial crisis, the G20 and the Basel Committee on Banking Supervision planned a series of new bank capital and liquidity guidelines called Basel lll. The first version of Basel lll was drafted and published in late 2009. Later on 12th September 2010 the Basel committee announced the new capital and liquidity ratios and the timeline by which banks need to fulfill the requirements. Once implemented new changes will have a drastic impact on the banking

Toghrul Khalafov A4080865 togrul.khalafov@gmail.com Risk Management Report Bluehill Bank Written Coursework Assignment Ratio analysis is the best way of analysing the company’s financial wealth and position. It helps to understand the crucial financial figures of an entity pointing to weak and possibly risky parts of its finance. Using the results of the analysis managers can strengthen the financial position by determining and eliminating possible risks related to credits, operations

2 Defining Bank Capital 2 Measure of Bank Capital How Capital Absorbs Risk 2-4 • Covers Credit Risk • Prevents Liquidity Problems • Manages Operational Risk • Restricts banks from taking excessive risk Manipulation of Capital Standards

Banking: Theory & Practice FINA3304: 2015 Group Assignment Task 1: Basel III – Capital adequacy Basel III consists of a comprehensive set of reform measures intended to improve the regulation, supervision and risk management of the banking sector (APRA 2013). Being developed mainly in response to the credit crisis of 2007, it requires banks to maintain adequate leverage ratios and meet certain capital requirements. Basel III builds on the basis of previous Basel I and Basel II and is

that all financial institutions in the EU must follow. The single rulebook, among other things: • highlights capital requirements for banks • makes better protection for depositors • regulates the prevention and management of bank failures The single rulebook is based on pillars- the rules are most important for the banking union - are: • capital requirements directive IV (CRD IV) and capital requirements regulation (CRR) • amended directive on deposit guarantee schemes (DGS) • bank recovery and resolution

palgrave-journals.com/ces/ Survey Article The Effects of Bank Regulation on the Relationship Between Capital and Risk ALESSANDRA TANDA Department of Economics, Management and Quantitative Methods, Università degli Studi di Milano, Via Conservatorio, 7, Milan 20122, Italy. E-mail: alessandra.tanda@unimi.it Capital regulation acts as an external force in the determination of bank capital and risk levels. Changes in the regulatory framework can influence banks’ decisions. Starting from the