Tier 2 capital

be broadly classified into three categories: • Credit risk • Market risk • Operational risk Within each of these broad groups, an attempt has been made to cover as comprehensively as possible, the various sub-groups The computation of capital charge for market risk will also be taken practically as also the assigning the ratings for individual borrowers. PNB is also under the key process of testing and implementation of Reuters "KONDOR" software for its VaR calculations and other aspects

China over the last decade has experienced high levels of economic growth and consequently there has been an explosion of growth in the Smartphone mobile Industry with China becoming the largest smartphone mobile market in the world and recently the largest producer of smartphones, producing 224 million smartphone units in 2012. This essay aims to examine how China has become an important player in the Smartphone Market. In the context of this essay it is important to define innovation and globalisation

equity, which increases their share value, and therefore gives them the opportunity to trade on equity. The debt also gives them the additional benefit of tax shield. Sprint has a strong cash flow, which backs up its current liabilities and working capital of the company. Sprint has been affected by a number of factors over the past few years, and continues to be vulnerable to many financial threats. When evaluating the company’s vulnerability to current financial

Furthermore, of the top 15 discount department stores in 1993, 2 were in Chapter 11 and 2 emerged from Chapter 11. Other factors included a lack of differentiation in product offerings, low switching costs for buyers, competitors had volume driven strategies aimed at obtaining market share at the expense of profitability, creating

However, Marvel’s shares of those large revenues have been very minimal. By creating their own movie productions, Marvel will be able to receiver larger amount of revenues and mitigate any issues around growth. Although it is a high capital-intensive venture, and one that comes with many risks, Marvel’s main success factor is the fact that they already have the ‘recipe’ for success when it comes to reaching their fan base. They have been successful in acquiring and retaining the best

Income Inequality Kathryn Edin’s newly published book did not shock its readers; $2 a Day revealed economic exploitation and poverty in the United States. Edin’s publication, comprised of two decades of quantitative research and analysis, declared 1.5 million household incomes financially support $2 per person, per day (Edin). America, the land of prosperity and opportunity, lost its appeal as it plunged into financial crises and economic instability: the root cause being income inequality

or Gold. In contrast, those with lower to very low LCV’s earn the value labels, Iron and Lead. They point out that a single Gold or Platinum customer may have a Lifetime Customer Value, many times higher than that of someone in the Iron or Lead tier. Specifically, one Platinum customer may be worth more

model based on quality and toughness. In 2005 Mountain Man was generating revenues of 50 million dollars, selling 520,000 barrels. That said, changes in the market have affected MMBC capital. MMBC is experiencing a decline in revenue and market share. It is

information helpful to understanding the subprime mortgage crisis. It discusses subprime lending, foreclosures, risk types, and mechanisms through which various entities involved are affected by the crisis. Contents [hide] • 1 Subprime lending • 2 A plain-language overview • 3 Stages of the crisis • 4 The subprime mortgage crisis in context o 4.1 Subprime market data o 4.2 Household debt statistics o 4.3

Mail industry. This includes overnight and second day delivery. In order to assess the attractiveness of the industry, a Porters' Five Forces analysis has been conducted as follows. Rivalry The industry consists of three major players and six second-tier players. There is intense competition between the players as shown by the price wars between UPS and Federal Express. Although the market is