arah deposited in her checking account in bank A 10 million Dirhams. If the bank has zero dirhams in reserves and if the reserve ratio is 15 percent, then the bank has a. Excess reserves of 5 million Dirhams b. Excess reserves of 1,5 million Dirhams c. Required reserves of 8.5 million Dirhams d. None of the above.

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